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Bennetts or Swinton

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Mark65
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PostPosted: 17:48 - 19 Feb 2010    Post subject: Bennetts or Swinton Reply with quote

Bennetts or Swinton, which one for insurance , i forgot it runs out sunday and these are both the lowest priced.

Mark
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Ste
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PostPosted: 17:53 - 19 Feb 2010    Post subject: Reply with quote

Neither of them will go even a penny cheaper?
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Mark65
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PostPosted: 17:56 - 19 Feb 2010    Post subject: Reply with quote

online price Confused
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t121anf
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PostPosted: 17:58 - 19 Feb 2010    Post subject: Reply with quote

used both for different insurance purposes.

bennetts for the bike, swinton for home insurance.

i'd go bennetts simply as swinton bombard you with junk mail even though you ask for none.

never made a claim with either so i can't say if either are any good
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Wafer_Thin_Ham
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PostPosted: 18:06 - 19 Feb 2010    Post subject: Reply with quote

I'd say avoid Bennets. Apparently they are crap when it comes to claims, but when I tried to cancel my policy it took them ages to give me the refund.
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Ste
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PostPosted: 18:11 - 19 Feb 2010    Post subject: Reply with quote

Mark65 wrote:
online price Confused

Then phone them both and see if they can do better than those prices.

I'd say it's worth phoning around lots of insurance companies rather than just those two.

https://www.bikechatforums.com/viewtopic.php?t=85257
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Ingah
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PostPosted: 21:39 - 19 Feb 2010    Post subject: Reply with quote

Bennets i would also avoid as i've only ever heard bad things about them.

Swinton AFAIK aren't amazing, but based on what i've heard of them (quite a bit) Bennetts are at the bottom of the steaming pile of crap/rip-off insurers.
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Poseidon
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PostPosted: 21:45 - 19 Feb 2010    Post subject: Reply with quote

Swinton quoted £105 tpft for my bike. One quick phone call and it went down to £75 with free legal cover so it's definately worth giving them a call to haggle. I've not been bombarded with junk mail so far and this is my second year with them. I can't comment on how good they are when it comes to claiming as I haven't had to yet.

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Mira
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PostPosted: 21:49 - 19 Feb 2010    Post subject: Reply with quote

I avoid swindleton (swinton) at all costs these days after they shafted me over my car insurance last year. I got an online quote was a good price so took the policy, then when docs came through they'd get two letters in reg wrong so I called them to correct it and they wanted to charge me an extra £70! So told them to shove it and I'd cancel my policy ( not had the insurance more than 5 days) and for the priviledge of paying them £150 cunts! Twisted Evil
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Poseidon
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PostPosted: 21:54 - 19 Feb 2010    Post subject: Reply with quote

Mira wrote:
I avoid swindleton (swinton) at all costs these days after they shafted me over my car insurance last year. I got an online quote was a good price so took the policy, then when docs came through they'd get two letters in reg wrong so I called them to correct it and they wanted to charge me an extra £70! So told them to shove it and I'd cancel my policy ( not had the insurance more than 5 days) and for the priviledge of paying them £150 cunts! Twisted Evil

I think the OFT would have something to say about that... Insurers always send all the paperwork out for you to check and give you 30days to return it with any corrections that are needed. They have to allow for typos etc made by their call centre staff.
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ms51ves3
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PostPosted: 22:04 - 19 Feb 2010    Post subject: Reply with quote

I laugh when people slag Bennetts off because all insurance companies are exactly the same. They want your money, they don't want to give any of it back and they'll do anything they can to keep it that way.
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Mira
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PostPosted: 22:14 - 19 Feb 2010    Post subject: Reply with quote

I had murder with the guy on the phone and then me and the b/f went to the shop and had murder with the manager he said we could take it up to try and get a refund but I'd still have to pay the cancelation fee. I was told that esentially it was my fault for using an Internet comparison site. They have just done something simillar to a friend of a friend who went through a comparison site but they paid the fix fee as they couldn't afford the cancelation fee.
If I could have been fully bothered I should have taken it further but I couldn't be bothered with the hastle so now I just try and warn people off them.
I use admiral for the cars and motorcycle direct for the bike.
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Ingah
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PostPosted: 22:26 - 19 Feb 2010    Post subject: Reply with quote

ms51ves3 wrote:
I laugh when people slag Bennetts off because all insurance companies are exactly the same. They want your money, they don't want to give any of it back and they'll do anything they can to keep it that way.


Just like the whole of the retail sector then:
But compare M&S and places like Hein Gericke to your local corner shop / some of the cheap n'nasty shops regarding returns policy for an easy example. It's not quite the same level of service and fairness, in most cases.

So laugh all you want, but when Bennetts screw you out of X hundred pounds for something my company would've charged £20-£30 for, i won't be all that sympathetic if you'd decided to go for Bennetts over a better reputed company. There's knowing they're all cnuts (to some degree) and then there is going out asking for trouble by intentionally dealing with those known to be the worst.

I have 2 bikes insured with another company (CB500/CG125) on a third party only basis and asked how much it would cost to swop the CG125 for a CB250RS (11bhp -> 27bhp). I was told they would give me £15 for doing so. Would it've happened in Bennetts?, god knows, but i think not! (their evil Ts&Cs would've stolen it if owed in all probability).

There are a few companies which charge £15/£16 for admin fees. Bennetts charges £30 doesn't it (or have they bumped it up again?) I'd also be interested to know if Bennetts will charge you those admin fees for removing your restrictor kit (my insurer have promised they won't and that it really doesn't matter to them) - so if anyone does happen to find out i'd appreciate the PM.
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Dazbo666
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PostPosted: 00:06 - 20 Feb 2010    Post subject: Reply with quote

Had my GPZ insured with Bennetts, and although I didn't have any occasion to make a claim, the breakdown cover that was included was VERY good. Rolling Eyes
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CaNsA
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PostPosted: 01:06 - 20 Feb 2010    Post subject: Reply with quote

Im with Swinton, i get free recovery and some other stuff that i dont know about.

1991 zxr400 valued at £1700, garaged, 1st bike since the 125, 1 year no claims.

F/C @ 300 a year.

I even used the recovery a week after i took out the policy cos i had a puncture.

hth
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h00dwink
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PostPosted: 09:13 - 20 Feb 2010    Post subject: Reply with quote

Give simply insurance a try. They're blinding for me.
My renewal;
23y/o, 2 claims to declare, 2 years no claims
k5 gsxr 600, all mods declared (exhaust system/PC3/odds n sods) for £260 comprehensive.
Where going through every other company was like £800-£1200.

Some of the guys phoning me up with "specialist insurance companies" must have thought I was lying, as after asking me what my best quote was (£260) then telling me they'd pulled up £850.
me- think i'll pass on that
them- do you want to take the referance in case you change your mind?
me- I doubt I'll turn stupid and decide paying £600 more is a good idea. So no, thanks.
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SW Motech Shop UK
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PostPosted: 15:59 - 20 Feb 2010    Post subject: Reply with quote

Quote:
I'd say avoid Bennets. Apparently they are crap when it comes to claims, but when I tried to cancel my policy it took them ages to give me the refund.


Me too. 3 months to get a refund and still waiting, claimed i had not returned the paperwork and then suddently they found it. Same crap everytime i talk to them.

Try Bikesure @ Adrian Flux
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Mark65
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PostPosted: 18:41 - 20 Feb 2010    Post subject: Reply with quote

Thnx guys, went with swinton, see how it goes.

Mark
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st3v3
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PostPosted: 18:46 - 20 Feb 2010    Post subject: Reply with quote

ms51ves3 wrote:
I laugh when people slag Bennetts off because all insurance companies are exactly the same. They want your money, they don't want to give any of it back and they'll do anything they can to keep it that way.
But some have policy terms that are unclear and some are downright unproffesional wankers. Iv'
e been with both; with Swinton atm for a policy I cancelled but they won't drop it and I'v just taken out a policy with Dial Direct, who are owned and run by bennetts.

Both con merchants, Bennetts refused to give me legal cover following an accident which I paid extra for, saying as I was at fault they're not obliged to provide the service. I argued for a couple of weeks that I'd paid extra for the service just incase something like this happened, they simply said 'it's in our terms sir'. Evil or Very Mad

Swinton I took a policy out with early this year, then called to cancel it and was told ok, then got reminders through so called them, said they had no record and that I couldn't cancel now as outside my cooling off period - I asked if calls are recorded they said some are.... Rolling Eyes Anyhew I agreed to pay for what was covered so far; pro-rata like but they said I'm bound into the terms cosI agreed over the phone but since I work for a telesales company and speak to solicitors daily about verbal contract law I know my rights and they throw different objections at me.

Fact is I weren't referred to any terms, got no paperwork to sign and they don't have a recording of me agreeing so they have no leg to stand on.
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