Insurance want copy of license - can't provide it.

[MattHirst]

Just after a bit of advice really, i will obviously ring the insurance company tomorrow to see what they say.

A few weeks ago my bike was stolent, got the claim in motion and they were fairly quick with starting the payout procedure.

Got a letter from them asking for V5, purchase receipt, settlement figure (bought on finance), keys, sercice history etc etc. One thing they requested was a copy of my license (well, the last person to use the bike before it was stolen).

Now, on the 19th on feb i went to court and got a 6 month ban (for speeding, harsh bastards but we'll leave that for another day) so obviously they kept my license there and then.

What should i say to the insurance company regarding my license? I know it looks dodgey in regards to my bike gets stolen then 2 weeks later i get banned but i can honestly say that i aren't the sort of person to scam an insurance company.

While we are on the topic of licenses, i obviously gave the court usher my photo card and counterpart, the magistrates didn't say anything about me not producing my license but i recently got a letter from DVLA saying that i didn't produce both parts of my license...WTF of course i did. Will give them a buzz tomorrow aswell, useless gits.
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It's all fun and games until someone gets hurt, then it's bloody hilarious!!!

[Ste]

You should have told your insurance company when you got banned.

[Pete.]

If you have a copy of the license you had before you surrendered it - send them that!

If you didn't make a copy you are leaving yourself open to DVLA losing your bike entitlements so you should have scanned it anyway.
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a.k.a 'Geri'

132.9mph off and walked away. Gear is good, gear is good, gear is very very good

[MattHirst]

[hornetmike]

oh dear this is not going to well for you and your scam
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87 Honda CG 125 - 97 ER5 - SR 50 -81 Z250- 96 CBR 600 F- 94 GPX600R 88- GPX 400R- 87 GS 125 - 2006 Honda CB600F- 2003 ER5 - Honda CBF 1000 2009 - Honda CBR 600 RR 2011
Current BMW R1200GS 2010

[MattHirst]

For fucks sake, can you not read?

I'm not the sort of person to try and do an insurance scam. Why would i want to put yet another claim on my insurance (already got a bike claim from june 08 and my car is in the garage being repaired). It would cost me more over the next 5 years then the bike is worth

If you haven't got anything useful to add to this thread then fuck off and post elsewhere.
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It's all fun and games until someone gets hurt, then it's bloody hilarious!!!

[hornetmike]

I've always been told if insurance can find a reason not to pay out they won't. Shit things always happen at once hope it works out for you
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87 Honda CG 125 - 97 ER5 - SR 50 -81 Z250- 96 CBR 600 F- 94 GPX600R 88- GPX 400R- 87 GS 125 - 2006 Honda CB600F- 2003 ER5 - Honda CBF 1000 2009 - Honda CBR 600 RR 2011
Current BMW R1200GS 2010

[Keir]

if it helps my mate got asked for the same thing when his bike set itself alight. He got worried as he had 3 points he hadnt declared so he just sent everything except his licence. they asked a couple of times then just paid out without seeing it anyway.
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Current : '08 Yamaha FZ1s
Previous: '99 Honda CBR 600FX, 03 ZX636 B1H, 99 Fazer 600 (red), 02 GSX-R 600 K2, 00 SV650s (red), 2008 ZX10R, 97 Bandit 1200N, 04 ZX6RR K1H, 04 GSX-R 1000, 98 Fazer 600 (gold), 05 Madness 110 Pit bike, 04 CR125R, 00 SV650s (black), 06 KTM 625 SMC, 99 SRAD 600 track bike, 03 SV650, 98 Bandit 1200N, Bandit 600SY, 03 GSX-R 600 K3, 01 GSX-R 600, 01 Fazer 600 (black), VFR 400 NC30 x3, 78 Honda Dream, 00 Speedfight 50

[st3v3]

[Ste]

[st3v3]

[MattHirst]

[iooi]

[supZ]

right..

your insurance isnt invalid just because you've been banned (afaik) its just you arent allowed to ride it.

yes they may try to weasel out of it as you didnt immediately tell them the condition if your licence but it was stolen before this happened anyway if what you say is correct.

if this is the case at the time of the theft your licence was in order and everything was as the insurance company had on its records.

it 'may' turn into a bit of a ballache but im sure they'll honour it eventually. (if they even do make an issue out of it as, as said, your licence was in order at the time it was stolen)

gl
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CBR954RR - Daily toy
CBR600RR - Trackbike

[t121anf]

can't see how being banned would affect your bike being stolen.

i'd just tell them you were banned and you can't provide your license.

not like you crashed whilst riding banned etc

[theopj]

bike was stolen before he was banned so it was still covered at the time...

Good luck hope you can get it sorted - sounds a right mess.
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Suzuki Bandit SA 1250 & Honda CB750F2T

[Ste]

[hornetmike]

what happened then ?
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87 Honda CG 125 - 97 ER5 - SR 50 -81 Z250- 96 CBR 600 F- 94 GPX600R 88- GPX 400R- 87 GS 125 - 2006 Honda CB600F- 2003 ER5 - Honda CBF 1000 2009 - Honda CBR 600 RR 2011
Current BMW R1200GS 2010

[Ste]

He's probably still in the waiting room at the hospital.