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Cheap companys for young bike riders?

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tutton
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PostPosted: 16:15 - 23 Mar 2010    Post subject: Cheap companys for young bike riders? Reply with quote

The new bike quotes are coming up 4500+ for tpft
860 from mce.

i was wondering if anyone knew any competative companies for young riders on sports bikes?
cheers
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Ste
Not Work Safe



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PostPosted: 16:20 - 23 Mar 2010    Post subject: Reply with quote

Brick Wall Brick Wall Brick Wall Brick Wall

Exactly the same answer as any time anyone asks about insurance companies. Phone around as many different companies as possible and then play the cheapest few off against each other.
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tutton
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PostPosted: 16:20 - 23 Mar 2010    Post subject: Reply with quote

have been on phone for 2 hours and cant get no lower than mce, alot are refusing to quote

its not like they even know what there doing with their prices,
To switch my policy from fzr to the new ninja, i phoned 2 days ago it was 79 quid for the remainder of the policy, i phone now and tell them it now has no almax anymore and its gone to 45 quid Laughing
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Ditto
Nearly there...



Joined: 26 Sep 2009
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PostPosted: 16:25 - 23 Mar 2010    Post subject: Reply with quote

Best thing to do is just use a comparison site like this:

https://www.thebikeinsurer.co.uk/

And in my experience if you only have a chain to secure it, its not even worth mentioning, as the quote either goes up or doesnt change.

And if you mention it and the bike gets stolen with the chain not attatched, they can refuse to pay out.
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MarJay
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PostPosted: 16:29 - 23 Mar 2010    Post subject: Reply with quote

Ditto wrote:
Best thing to do is just use a comparison site like this:

https://www.thebikeinsurer.co.uk/

And in my experience if you only have a chain to secure it, its not even worth mentioning, as the quote either goes up or doesnt change.

And if you mention it and the bike gets stolen with the chain not attatched, they can refuse to pay out.


Don't use that unless you lie by a couple of days on your DOB and you change your name to something similar. Otherwise they keep the results and when you go directly to the insurance company they will still have to give their commission to TheBikeInsurer.

The trick is to get a quote with not quite correct details and then go directly to the cheapest quote with your real details.
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Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.
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bacon
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PostPosted: 16:30 - 23 Mar 2010    Post subject: Reply with quote

try the comparison websites as well tit tutt, like bikeinsurer etc. H & r consistently give me cheap quotes
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tutton
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PostPosted: 16:31 - 23 Mar 2010    Post subject: Reply with quote

I am mike,
Mce still cheapest,
apparently to insurance companys those 36cc make alot of difference Laughing
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Ditto
Nearly there...



Joined: 26 Sep 2009
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PostPosted: 16:32 - 23 Mar 2010    Post subject: Reply with quote

Quote:
Don't use that unless you lie by a couple of days on your DOB and you change your name to something similar. Otherwise they keep the results and when you go directly to the insurance company they will still have to give their commission to TheBikeInsurer.

The trick is to get a quote with not quite correct details and then go directly to the cheapest quote with your real details.


I did that. Well got a quote on the website then called up and the quote was exactly the same.

Didnt seem to make a difference. Plus you get free legal cover using the website.
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ms51ves3
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PostPosted: 17:02 - 23 Mar 2010    Post subject: Reply with quote

Hastings seem to be pretty cheap. I got a quote of £190ish TPFT.
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tutton
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PostPosted: 17:07 - 23 Mar 2010    Post subject: Reply with quote

Unfortunately we are unable to complete your quote online. We would like to talk to you to discuss your circumstances and requirements.
Please call us now on 0800 99 1066 to speak to one of our specialist advisors who will be able to offer you a quote from a range of leading insurers.
Thank you for visiting www.hastingsdirect.com.
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colin1
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PostPosted: 17:07 - 23 Mar 2010    Post subject: Reply with quote

for me, ebike and motorcycle direct are the best, but im 34
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ms51ves3
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PostPosted: 17:10 - 23 Mar 2010    Post subject: Reply with quote

tutton wrote:
Unfortunately we are unable to complete your quote online. We would like to talk to you to discuss your circumstances and requirements.
Please call us now on 0800 99 1066 to speak to one of our specialist advisors who will be able to offer you a quote from a range of leading insurers.
Thank you for visiting www.hastingsdirect.com.


Shouldn't have crashed, should you? Laughing
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tutton
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PostPosted: 17:11 - 23 Mar 2010    Post subject: Reply with quote

Apparently its not the crashing thats making them not quote its the insurance group of my new bike is pretty high Laughing
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TheDonUK
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PostPosted: 17:16 - 23 Mar 2010    Post subject: Reply with quote

Im with mce, cheapest offer by far.

Was paying 460 TPFT with A-Quote, then moved to a rougher part of london on paper and they said they wouldent even insure me without a garage. And then came back with a quote of 800 something... At this point i had 4 Years NCB age 24.

mce quote was 220 TPFT with all driving convictions declared.

I have heard as far as aftersales and claiming they are terrible, so i dread ever making a claim with them.

Once i get to 5 years NCB im going fully comp with protected NCB from whoever gives me the best deal.
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[Current Bikes - GSXR-750 K5 & C90-97 ] [Previous Bikes: Runner 125, YBR 125, GS500, Bandit 600, Hornet 600, ZX6R-99, C90-99, R1-99, XT600E-04, GSXR-750 K4, CRF250L '16]
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DrDonnyBrago
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PostPosted: 17:27 - 23 Mar 2010    Post subject: Reply with quote

MCE were cheapest for me too; I heard they are relatively new to the bike insurance game and are trying to build up a customer base hence the cheap quotes.
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Keir
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PostPosted: 19:07 - 23 Mar 2010    Post subject: Reply with quote

try insurance2000 in google, i think its H&R now but they used to be cheapest for me when i had little NCB
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Previous: '99 Honda CBR 600FX, 03 ZX636 B1H, 99 Fazer 600 (red), 02 GSX-R 600 K2, 00 SV650s (red), 2008 ZX10R, 97 Bandit 1200N, 04 ZX6RR K1H, 04 GSX-R 1000, 98 Fazer 600 (gold), 05 Madness 110 Pit bike, 04 CR125R, 00 SV650s (black), 06 KTM 625 SMC, 99 SRAD 600 track bike, 03 SV650, 98 Bandit 1200N, Bandit 600SY, 03 GSX-R 600 K3, 01 GSX-R 600, 01 Fazer 600 (black), VFR 400 NC30 x3, 78 Honda Dream, 00 Speedfight 50
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iooi
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PostPosted: 19:37 - 23 Mar 2010    Post subject: Reply with quote

MarJay wrote:
Don't use that unless you lie by a couple of days on your DOB and you change your name to something similar. Otherwise they keep the results and when you go directly to the insurance company they will still have to give their commission to TheBikeInsurer.

The trick is to get a quote with not quite correct details and then go directly to the cheapest quote with your real details.


Well having just done a couple of quotes via Confused.com (via Quidco, to get the cash back 0.50p)
Then go direct to cheapest, in both cases Bennetts again via quidco for cashback....
Via Confused £84
Direct to Bennetts £156......
Exactly the same details and cover.

Guess which I took.....

So I'm more than happy for Bennetts to have to pay their commission on my sale... If going direct is dearer.. Rolling Eyes
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Alexio
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PostPosted: 20:02 - 23 Mar 2010    Post subject: Reply with quote

ms51ves3 wrote:
Hastings seem to be pretty cheap. I got a quote of £190ish TPFT.


I live in hastings and have a friend who works at that company as a programmer. I shall ask him if he can get me any deals as a friend Mr. Green (my insurance is due to be renewed next month I think)
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will never give up his CG. I look at my fuel gauge more as a progress bar than a fuel gauge.
G: With my GSXR I do often effectively use it as a scooter with a clutch in town.
ms51ves3: why does it need 500 miles? Are you teaching it how to be a piston?
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ms51ves3
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PostPosted: 20:14 - 23 Mar 2010    Post subject: Reply with quote

Alexio wrote:
I live in hastings...


Unlucky.
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Alexio
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PostPosted: 20:20 - 23 Mar 2010    Post subject: Reply with quote

ms51ves3 wrote:
Alexio wrote:
I live in hastings...


Unlucky.


You're unlikely to even start to understand how correct your statement is.
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will never give up his CG. I look at my fuel gauge more as a progress bar than a fuel gauge.
G: With my GSXR I do often effectively use it as a scooter with a clutch in town.
ms51ves3: why does it need 500 miles? Are you teaching it how to be a piston?
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dodger
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PostPosted: 23:16 - 23 Mar 2010    Post subject: Reply with quote

As a rule of thumb H&R are the cheapest for young riders on larger cc bikes.

IIRC, they specifically target this [my] sector of the insurance market. Out of the last 4 years, I've used them for 3 years...
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Ingah
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PostPosted: 23:59 - 23 Mar 2010    Post subject: Reply with quote

Carole Nash did well for me. But it wasn't really a sports bike, it was (is) a CB500 (+CG125 too this year).
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Charlie
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PostPosted: 00:09 - 24 Mar 2010    Post subject: Reply with quote

Try dial direct, I am 20 and my insurance (be it on my 250) is only £100 for the year. I have got 4 years NCB but they seemed pretty cheap for me and brother. Thumbs Up
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ashwell-09
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PostPosted: 00:51 - 24 Mar 2010    Post subject: Reply with quote

ms51ves3 wrote:
tutton wrote:
Unfortunately we are unable to complete your quote online. We would like to talk to you to discuss your circumstances and requirements.
Please call us now on 0800 99 1066 to speak to one of our specialist advisors who will be able to offer you a quote from a range of leading insurers.
Thank you for visiting www.hastingsdirect.com.


Shouldn't have crashed, should you? Laughing



Or dropped it.......
Or crashed it again and smashed the gear casing.......
haha. Just get a 50 again you didn't fall off that as much
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hmmmnz
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PostPosted: 01:31 - 24 Mar 2010    Post subject: Reply with quote

what about getting a cheap bike insuring that, and then adding the other bike to your policy,

i did that with a gs500, then bought a zxr750
the gs insurance was 150 quid a year and 30 quid to add the zxr

the zxr by itself from the same insurance company was 350
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