Insurance

kingy · Guest

Guys,

My insurance is up for renewal at the end of this month and I was wondering how much you lot are paying to insure your NSR's and where is the cheapest place to go. Any advice?

The cheapest i've been quoted is £645.00 with Ensign based on fully comp, 1 years NCB and on a provisional licence.

Cheers Sad

zaknafien · Joined: 25 Mar 2002 Karma :

mines 600 TPFT, no NCB, 18, provisional

thats with shakespear direct
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02 Firestorm.

TiN · Pocket Tin Joined: 14 Feb 2002 Karma :

Age?...age of bike?...two very vital factors...I'm also assuming that you're on TPFT?
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TiN
dotgems.net

Kingy · Guest

Sorry,

age = 21, bike is a 2001 model. And it's fully comp.

TiN · Pocket Tin Joined: 14 Feb 2002 Karma :

Fully comp!?...wow...that's a decent quote!
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TiN
dotgems.net

Phoenix · Twisted Firestarter Joined: 01 Aug 2002 Karma :

It's your age, once you're passed the 19 barrier you're insurance premium will drop considerably on all bikes.

TiN · Pocket Tin Joined: 14 Feb 2002 Karma :

Yes, well, I'm 21 (22 next month), and my premium was no where near that...

...having said that, I don't have any NCB, and have only just started riding...and I live in Bristol, which is more expensive that a lot of other places...GRR
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TiN
dotgems.net

Demonic69 · The Pink Rhino Joined: 31 May 2002 Karma :

Mine was £430 TPFT at 20 with no NCB and a prov. 1990 NSR though.
With:
H&R
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Back on a Blade. Just feels so right.

Phoenix · Twisted Firestarter Joined: 01 Aug 2002 Karma :

My insurance on my '89 TZR with no NCB and provisional at 18 was £488 with Zenith, £434 with Shakespeare (no breakdown or EU cover).

TPFT btw

McJamweasel · BCF Junkie Joined: 22 Mar 2002 Karma :

try www.clickquote.co.uk/bikes
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BCF: Be yourself, just don't be an arse.

Scotty · Scooter Boi Joined: 31 Jul 2002 Karma :

L red Honda NSR125 , 1 Years NCB, i'm 17. £400 from Equity Red Star (through Clickquote.com)

Scott

Scotty · Scooter Boi Joined: 31 Jul 2002 Karma :

forgot to add also full power. damn i hate when i forget to add things

Scott

Oggie · Borekit Bruiser Joined: 08 Jun 2002 Karma :

aged 17 , 96 NSR , TFTP , £514 , 0 NCB ( i lost them when i changed over cos my original company said yeah thats will be about £800 - a prompt 'fú©k that' and i was gone).

uglykidjoe · Nova Slayer Joined: 15 May 2002 Karma :

im paying at the moment £1500 tpft, nsr2001(restricted) 17 years old, provisional license. ive just tried clickquote.com (thankyou mcjamweasel) and it came back with 860, which is not bad considerin the amount im payin at the mo. so for next year im gonna av to do some serious lookin for insurance.
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get in ma belly.

Doddmaster · World Chat Champion Joined: 02 Feb 2002 Karma :

clickquote.com is quite expensive, I get a quote from them and think "take a couple of hundred of quid of that" cuz if you shop around you will get it cheaper!

hopoffbaby · Spanner Monkey Joined: 16 Mar 2002 Karma :

one word:

RAMPDALE! Very Happy

rampdale quoted £400 tpft at 17 with 1ncb in a high risk area, insuring the bike as a 2001 model worth £2500

Wingchunal · World Chat Champion Joined: 23 Jun 2002 Karma :

£1580 comp
nearly 20 ,provisional
2001 y
restricted black silver
garaged
10000 miles

Norwich Union

All the other quote's i got were mega most places were more expensive for tpft but i did get quoted about £850 tpft from somewere that sounded dodg

Scooby · Scrappy Doo Joined: 26 Mar 2002 Karma :

Ok a lot of people won't agree with me here but here goes.

I think of it like this. Why get TPF&T or Fully Comp that are loads more expensive, when you can get TPO. For people like me I don't see the point in anything more than TPO because I only use it for social use, and never leave it anywhere it's gonna get nicked, and if they can get it out my garage (ground anchor, chain, disklock, alarm/immobilizer) then they're welcome to it. I'd rather spend that extra money on getting a better bike, rather than give it to some insurance company who rip you off bigtime, and if it did get nicked they always screw you sideways so they have to pay less, and look for little faults as to void your insurance. I think bollocks to them, I only have insurance because I have to, and until I'm old enough to be able to afford Fully Comp at the drop of a hat I don't see the point.
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A big enough hammer fixes anything!

WildGoose · White Van Man Joined: 20 Mar 2002 Karma :

amen scoob

im sold on that method :)

Scooby · Scrappy Doo Joined: 26 Mar 2002 Karma :

At least someone agrees with me Very Happy

Bollocks to insurance companies... they're all wankers.
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A big enough hammer fixes anything!

Scooby · Scrappy Doo Joined: 26 Mar 2002 Karma :

P.S. If any of you are insurance brokers, the above 2 comments are for novelty use only, and does not mean you have to deny me insurance on my NC30 in a couple of months time Laughing

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A big enough hammer fixes anything!