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Insurance on 2 bikes.

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moto
Nitrous Nuisance



Joined: 26 Feb 2010
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PostPosted: 22:23 - 10 May 2010    Post subject: Insurance on 2 bikes. Reply with quote

I am insured with ebike fully comp on my current bike.
I might be buying another bike privately this weekend which is about 100 miles from me so I was going to get the train there and ride the bike home but want to be insured/legal on it.

I also want to stay insured on my current bike until I sell it either privately or to a shop.

What is the best/cheapest way to work it?
Could work out expensive insuring 2 bikes, then if I manage to sell the current one I am sure I would not get the premium cost back.
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ian789
Crazy Courier



Joined: 09 Apr 2010
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PostPosted: 22:26 - 10 May 2010    Post subject: Reply with quote

Not sure for bikes but i was allowed to insure my mums car for 1 week with my insurance.
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map
Mr Calendar



Joined: 14 Jun 2004
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PostPosted: 22:41 - 10 May 2010    Post subject: Reply with quote

If you want insurance just to ride the bike back home there's companies like DayInsure.com.

For more long term stuff then I've got dual bike insurance from Carole Nash (that said they are older, not vintage though, bikes so are on a funny policy). Might be worth giving them a ring with the bike details to see what they can quote). IIRC the second bike was only £20 or £30 more on the policy (based on the fact that one will be locked in the garage while riding the other and you can't ride 2 at the same time Doh!).

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m0l0t0v
World Chat Champion



Joined: 20 Sep 2006
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PostPosted: 22:42 - 10 May 2010    Post subject: Reply with quote

Tried adding the bike to your policy? Sometimes works out quite cheaply. But it depends on your age/NCB/everything else.

Or you could do the whole "pay as you go" insurance from ebike(monthly) and I'm pretty sure there was a day insurance thing around somewhere.

And also, when you come to finally selling the old one and insuring the new one, just switch bikes. I did mine with no bother. You'll have an admin fee (usually 20-25) and then on top how much it would cost. With me it was 50 quid cheaper, so I got 25 quid back Very Happy Thumbs Up
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G
The Voice of Reason



Joined: 02 Feb 2002
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PostPosted: 22:53 - 10 May 2010    Post subject: Re: Insurance on 2 bikes. Reply with quote

Ebike make it easy to add and take away bikes from your policy, but it's not always cheap. Get a quote to do that first.

A while ago I was in a similar situation, though I ended up not buying the bike. I got a full years insurance on a new policy on Saturday.
I canceled the policy first thing Monday morning.
For my two days insurance on a GSXR1000 I got charged the princely sum of 1p - I'm guessing they had only just put it through their system, so the figures they used was actually about an hour's worth of insurance.

They aren't allowed to charge admin fees if you cancel within 14 days.
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Ingah
World Chat Champion



Joined: 10 Apr 2009
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PostPosted: 00:41 - 11 May 2010    Post subject: Re: Insurance on 2 bikes. Reply with quote

G wrote:
They aren't allowed to charge admin fees if you cancel within 14 days.


Some try. Carole Nash for example (£25 within 14 days). Which makes that particularly interesting to know.
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iooi
Super Spammer



Joined: 14 Jan 2007
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PostPosted: 06:24 - 11 May 2010    Post subject: Reply with quote

Added a 3K bike to my old 600 shed with Ebike, which included changing my address.

Result.....

A ZERO charge. Thumbs Up
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stirlinggaz
World Chat Champion



Joined: 22 Jul 2007
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PostPosted: 14:52 - 11 May 2010    Post subject: Reply with quote

Hi,
i think others have said this......
but im with ebike & found it easy to add another bike to my fully comp policy, just gave them a call & it cost me 40 quid.
i think their thinking is, you cant ride both at the same time,lol
reminds me, i need to give them a phone, as i have sold the original bike, but have kept the 2nd one.
expect they will shaft me this time, even though they are pretty much the same sort of value,size,age etc.
cheers,
GAZ
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moto
Nitrous Nuisance



Joined: 26 Feb 2010
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PostPosted: 11:00 - 12 May 2010    Post subject: Reply with quote

I am fully comp on the current bike, ebike will charge me £58 to add another bike which will keep me insured on both until the policy runs out in February next year.

This is probably the cheapest way to do it, there is no point getting insured for a day or week on the new bike because as soon as I sell the current one I will want a full years cover anyway.

I will sell the original bike as soon as possible but there will be no need to change the insurance onot 1 bike as I don't expect there will be a refund on the original bike cover and may also be an admin cost.
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