Do i need insurance before buying new bike?

[drzsta]

Hi,

im just about to buy a new 2010 ZX6R,
do i need insurance to buy it?

we are going to take it back via trailer becuase im not going to insure it until september.

is it something to do with road tax? surely i can tax it on my own when im ready to use it on the road?

many thanks!
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Current Bikes - BMW S1000RR ‘17 & KTM 690 SMC-R ‘12

[DJH]

Nope.

[drzsta]

the only reason i ask is becuase when i bought a bike 2 years ago he said he needed to have a copy of my insurance cert. possibly so he could tax it.

but in this case its something i could do myself.
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Current Bikes - BMW S1000RR ‘17 & KTM 690 SMC-R ‘12

[wr125x2011]

The dealership wont let you take the bike without insurence.

[ms51ves3]

[Tonka]

Does the Dealership have to ensure the bike is taxed when it leaves them? Just that I'm thinking that all vehicles have to either be taxed or SORN'd these days.

If so could you not arrange to have a SORN issued as it will be off the road until you are ready to ride, insure and tax it? You or they can do this online, so it's not like it's going to take ages and require any other documentation.

Just a thought
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'The core of a man's spirit comes from new experiences'
Suzuki SV650S (Clean); Yamaha XT250 Serow (Dirty)

[joan33987]

Well, well,

Is your bike "Pre-reg"?
Or is it straight out of the crate, brand spanking new?

If it's "pre-reg", meaning dealer is first owner, then they should be able to tax it for you, using their own trade dealer insurance.

If it's straight out of the crate, then it's not registered with DVLA therefore, no log book? so can't be taxed?

But i thinks it's advisable to take out comprehensive insurance and gap insurance in case your bike get stolen during the time, since it's such a juicy tasty bike.
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current toys: Skygo SG125-J 125cc stolen again 1992 Kawasaki GPZ500S (crashed damaged) 1996 Renault Clio 1.2 2005 CG125 project

[drzsta]

haha, sorry - no fully comp for me - im only 19 so its tpft for £1113
had a drz previous.

still got insurance on my current ride so can't justify insurance on the 6 until it runs out in september.


Still, im fuckin stoked about getting it, just gotta remember to take it steady
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Current Bikes - BMW S1000RR ‘17 & KTM 690 SMC-R ‘12

[smegballs]

[radical]

I dont know if its releavant in this case but if the bike is under a hirepurchase agreement it would need fully comp insurance regardless if it was being used or not.

[EUMP]

Don't need insurance to purchase the bike, but need it to ride it about so pretty much if by the odd chance Mr Police Officer was sat down the guys road and you took it for a quick 20meters and back ride then you would be in trouble sir but for popping it on a trailer and driving home in your road legal car then it's fine
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C.B.T - Expired
MOD1 04/08/10
MOD2 10/08/10

[drzsta]

[smegballs]

[drzsta]

[Whosthedaddy]

[Spit-Fire]

you could buy two used thous for the same price,
that do every thing the current bikes do
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they say the good die young... i say we just live faster

[Whosthedaddy]

[Spit-Fire]

i feel your pain but at the same i know just as many finance horror storys
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they say the good die young... i say we just live faster

[Polarbear]

Is there anything such as hire purchase these days. Black Horse who must do 99% of bike finance is a personal loan.
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Triumph Trophy Launch Edition

[iooi]

[syl]

Why buy it now and take it home, having to pay for TPFT insurance when you're not going to ride it for a month? If you take it in September, it will be worth more when you come to sell it (as they can register it as a 60 plate).
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Current bike: Kawasaki Z750S