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Insurance too cheap?!

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taz408
Renault 5 Driver



Joined: 23 Aug 2010
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PostPosted: 02:00 - 23 Aug 2010    Post subject: Insurance too cheap?! Reply with quote

Hey guys, i just got a list of online quotes at "https://quotes.thebikeinsurer.co.uk" this site... with the exact information ill be using in a years time... it seems ill be able to insure my 20 year old honda cg125 for £120 near as damnit, this is when im SEVENTEEN! can this actually be possible?! Apparently from a company called Devitt so, anyone hear of these guys etc? It just seems so unbelievably cheap...
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m0l0t0v
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PostPosted: 03:22 - 23 Aug 2010    Post subject: Reply with quote

Yup. Bike insurance is dirt cheap compared to car insurance.

I insured myself ona £1.8k Hornet 600 '98 at 17 for £500. Others have had cheaper.
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The Shaggy D.A.
Super Spammer



Joined: 12 Sep 2008
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PostPosted: 12:16 - 23 Aug 2010    Post subject: Reply with quote

I can't make my mind up as to whether it's Devitts or TheBikeInsurer being spammed here...
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yuri2085
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PostPosted: 12:18 - 23 Aug 2010    Post subject: Reply with quote

Its pretty good spam, but I'm sure he'll give it away by either not replying or replying really retardedly because it seems all spammers have very low IQ's.
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angryjonny
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Joined: 01 Sep 2006
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PostPosted: 12:21 - 23 Aug 2010    Post subject: Reply with quote

If you ever *ever* *EVER* consider getting a quote from the bike insurer... make sure you include a typo in your phone number. Mrs angryjonny was getting calls from every insurance company under the sun for weeks after using that site.
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pinkyfloyd
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Joined: 20 Jul 2010
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PostPosted: 12:26 - 23 Aug 2010    Post subject: Reply with quote

1991 gsxr750 slingshot was insured by my fine self for a grand total of £148 fully comp. I thought that was a bargain considdering I had just passed my DAS course a week or 2 beforehand.
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RussG
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Joined: 14 Sep 2008
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PostPosted: 12:39 - 23 Aug 2010    Post subject: Reply with quote

I paid £98 with swinton on an EN 125, then had £30 cashback from swinton and £27 cashback from quidco, so £41 for the year
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Paxovasa
World Chat Champion



Joined: 25 Apr 2010
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PostPosted: 12:45 - 23 Aug 2010    Post subject: Reply with quote

A quote will not last a year.

So when/if you come to insure the bike the price will not be what was originally quoted Thumbs Up
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Shaane
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PostPosted: 12:56 - 23 Aug 2010    Post subject: Reply with quote

rob yarrr wrote:
why does every cunt get cheaper insurance than me!

cg insurance for me is £300 for just tpo,insurance on the fazer is £900,CHR15 pays half that for his and only lives down the road Sad


Shocked

I've got a 1999 600 Ninja insure for 350 a year tpft and im 18 Very Happy
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TomCB
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Joined: 04 Dec 2008
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PostPosted: 13:25 - 23 Aug 2010    Post subject: Reply with quote

a while back i was doing some quotes and at 19 i got offered TPFT on a 98 fireblade for 350

from more than one company!

if only i had the cash Sad

oh well... i can dream Very Happy
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Scythe
Crazy Courier



Joined: 24 Jul 2010
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PostPosted: 13:25 - 23 Aug 2010    Post subject: Reply with quote

rob yarrr wrote:
why does every cunt get cheaper insurance than me!

cg insurance for me is £300 for just tpo,insurance on the fazer is £900,CHR15 pays half that for his and only lives down the road Sad


Christ. I've been quoted £300 TPFT on a SV650 and I only live in alsager.
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Scythe
Crazy Courier



Joined: 24 Jul 2010
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PostPosted: 13:55 - 23 Aug 2010    Post subject: Reply with quote

rob yarrr wrote:
wtf is this,

i could have got a ninja for 1.5k,but insurance was nearly 2 grand!

nearly had a sv650 but insurance was £800 on that aswell

whys it soo dear :S


Try wickedquotes.co.uk

They're like half the price of everywhere else for me.
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psychofox
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Joined: 13 Apr 2008
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PostPosted: 14:12 - 23 Aug 2010    Post subject: Reply with quote

I pay 72 quid a year for my cg. That's with Axa through Bennetts brokers. So the OP's price sounds about right.
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taz408
Renault 5 Driver



Joined: 23 Aug 2010
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PostPosted: 15:41 - 23 Aug 2010    Post subject: Reply with quote

Nah im not a spammer Smile I'm not a retard either lol, basically it just doesnt sound liek anything else ive ever heard that at 17 i can pay just about £100 for my insurance, just wondered if people had tried these guys and had anything to say that would stop me using them really. Cheers for the replies.
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el_oso
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Joined: 17 May 2008
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PostPosted: 16:57 - 23 Aug 2010    Post subject: Reply with quote

think c_dug was insured by them for his tdr250.
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DJH
Trackday Trickster



Joined: 09 Jun 2010
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PostPosted: 17:39 - 23 Aug 2010    Post subject: Reply with quote

rob yarrr wrote:
wtf is this,

i could have got a ninja for 1.5k,but insurance was nearly 2 grand!

nearly had a sv650 but insurance was £800 on that aswell

whys it soo dear :S


'Cos your bent?
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taz408
Renault 5 Driver



Joined: 23 Aug 2010
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PostPosted: 20:29 - 23 Aug 2010    Post subject: Reply with quote

Just realised that this post has been voted into bad karma or some such thing, this was my first post on these really helpful forums.. kinda wondering what i've done to offended people by appealing for knowledge about things which I have no knowledge of...
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Paxovasa
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PostPosted: 20:30 - 23 Aug 2010    Post subject: Reply with quote

taz408 wrote:
Just realised that this post has been voted into bad karma or some such thing, this was my first post on these really helpful forums.. kinda wondering what i've done to offended people by appealing for knowledge about things which I have no knowledge of...


Some think you where spamming, as you mentioned two insurance sites in your first post Thumbs Up
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Digitalize
Nearly there...



Joined: 09 Aug 2009
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PostPosted: 20:33 - 23 Aug 2010    Post subject: Reply with quote

£400 for a 16 year old on a geared 50 valued at £2000, fully comp Very Happy

£500 TPFT for a 17 year old on a Hornet 600 at £2000.

Bike insurance is cheap, one of the reasons so many people are getting on it.
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psychofox
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PostPosted: 20:40 - 23 Aug 2010    Post subject: Reply with quote

taz408 wrote:
Just realised that this post has been voted into bad karma or some such thing, this was my first post on these really helpful forums.. kinda wondering what i've done to offended people by appealing for knowledge about things which I have no knowledge of...


Well you seem genuine enough to me, so I've given you a thumbs up to try and balance the books.
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taz408
Renault 5 Driver



Joined: 23 Aug 2010
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PostPosted: 20:42 - 23 Aug 2010    Post subject: Reply with quote

Well I guess the age/model/are has brought it down... oh yeah I can see how that might look a little weird ;D sorry... just thought id give the names etc in case someone said "ahh that site is just shit/sos the company".... you get the idea.

This is such a nice surprise though, looking at not having to borrow any money off my brother to get everything sorted in a years time, man that's good to know! incidentally, any particularly well known cheap bike helmet stores (as close to £40 as possible).

Cheers guys.
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m0l0t0v
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Joined: 20 Sep 2006
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PostPosted: 22:04 - 23 Aug 2010    Post subject: Reply with quote

taz408 wrote:
Well I guess the age/model/are has brought it down... oh yeah I can see how that might look a little weird ;D sorry... just thought id give the names etc in case someone said "ahh that site is just shit/sos the company".... you get the idea.

This is such a nice surprise though, looking at not having to borrow any money off my brother to get everything sorted in a years time, man that's good to know! incidentally, any particularly well known cheap bike helmet stores (as close to £40 as possible).

Cheers guys.


Depends where you live. Make sure you get one that fits correctly. I'd say £40 is a bit low... It is your head though. You could look at helmets and then see their SHARP ratings. Since you have a year to go why not save up a bit more| Shark helmets have been amazing for me and they're a good price. Thumbs Up
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**\Tarmacsurfer/** said: It's that immaculately manly coiffure of yours isn't it. One glimpse of your virile locks and the punters can't wait to buy whatever it is you suggest, as it might let them be just a little bit like the Adonis that is our very own Molly Very Happy Doovydoo said: Its not my fault I can't get it up properly, I just wasn't blessed Wink
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Ingah
World Chat Champion



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PostPosted: 22:21 - 23 Aug 2010    Post subject: Reply with quote

taz408 wrote:
Well I guess the age/model/are has brought it down... oh yeah I can see how that might look a little weird ;D sorry... just thought id give the names etc in case someone said "ahh that site is just shit/sos the company".... you get the idea.

This is such a nice surprise though, looking at not having to borrow any money off my brother to get everything sorted in a years time, man that's good to know! incidentally, any particularly well known cheap bike helmet stores (as close to £40 as possible).

Cheers guys.


You sound just like me when i started biking - budgeting £40 for a helmet, being amazed at the cheapness of a Honda CG (yes, it really could well be that cheap - i was offered insurance off that exact site for £110 TPO / £200 TPFT for my CG125, when i was 17 with a provisional - i took out the £200 quote).

One piece of bad news in case history repeats itself: In the end it cost me £110 to find a helmet that actually fitted me properly. And biking is pretty much the reason i'm broke these days Laughing
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