What Bank?

[chris-red]

Right after being royally fucked around by HSBC insurance I will also be moving my account from HSBC to another bank as I am so angry with the way I have been treated by there insurance wing.

What I want to know is what Banks would you recommend. Must have good Customer service and good deals. Anything other than HSBC, I have been looking at santander to seem to have the best deals.
____________________
Well, you know what they say. If you want to save the world, you have to push a few old ladies down the stairs.
Skudd:- Perhaps she just thinks you are a window licker and is being nice just in case she becomes another Jill Dando.
WANTED:- Fujinon (Fuji) M42 (Screw on) lenses, let me know if you have anything.

[MonkeyKnuckle]

I've been with Nationwide for years and never had a problem.

They also have the best deals should you want to use your card abroad.
____________________
MKGaming.com
2000 Honda CBR600F - Sold! 2003 Honda CBR600RR - Current!

[TQ]

I only opened this thread to say what ever you do don't go with HSBC!

I've been with HSBC for years but recently changed to Halifax. They seem to have been alright but as far as customer service goes (being able to call the branch, english call centres etc...) I've found building societies to be much better.

Got a savings account with Nationwide and mortgage with Britannia.

Out of the two the Nationwide have been the best to deal with.
____________________
First Bike :Gilera DNA 50 | Second: Imported 1989 NSR125
Third: 1998 Yamaha XJ600N | Currently: 1999 Yamaha FZS600

[Robby]

I've been with Nationwide for years, no problems with them and they give me a big overdraft facility. Better online banking than Halifax.

[Jayy]

I need to move my business banking from Natwest to another, anyone got business accounts with another bank besides them? What are they like?

[Irezumi aka Reuben]

Notice Nationwide being mentioned, not a bank but a building soceity. Co-op are meant to be good, although has obvious high-street limitations.

Avoid anything Halifax/RBS related.
____________________
Pictorgraphicalfantastical

[Dragonfly]

I am with the co op, they seem good they have sent me like 6 bank cards this year as my son keeps getting a hold of them and breaking/loosing them and they dont have a prob sending them. Never had a prob.
____________________
All the breast.
Muzza on Binge:
He's too busy beating the everloving shit out of Lizzie to notice this thread has taken a turn down Drama Avenue and stopped off at the popcorn shop.

[killa]

Been with Barclays for 11 years now.
No problems. With my account i receive road side cover all year round and insurance on purchases. There are other bit and bobs but i don’t use them.
I’ve had no problems. Easy online service and I’ve just recently gone paperless.
____________________
Cleverly disguised as a responsible adult.
Bike:- Yamaha TRX850 | Killas Biking History | Killas Gaming History | Killas autmotive history

[pinkyfloyd]

I'll keep my bank details to myself because I've been with Ulster Bank.

Although the bank has been great for me, now that I live in england its a pain in the arse at times to get money or cheques into the bank.
____________________
illuminateTHEmind wrote: I am just more evolved than most of you guys... this allows me to pick of things quickly which would have normally taken the common man years to master
Hockeystorm65:.well there are childish arguments...there are very childish arguments.....there are really stupid childish arguments and now there are......Pinkfloyd arguments!
Teflon-Mike:I think I agree with just about all Pinky has said.

[FURBAR]

[panrider_uk]

I don't think you can beat the Co-Op for customer service.

Mark
____________________
Current bikes: Honda ST1100 Pan European. Moto Guzzi V85 TT Travel

[chris-red]

[jay12329]

I'm with natwest, seam ok.

I'd avoid lloyds TSB, they managed to loose the signatory records for my inlaws business account, and refused to honor some large cheques to suppliers. Making the business look bad.

The bank deny any fault, the question is if they have no signatorys on file, how have they been cashing cheques for the last 15 years?
They didn't seam to like the idea that they have cashed 100's of k of unauthorised cheques so should pay back all the money. But still wont admit its there fault!

HTH
J

[waffles]

Nationwide screwed me out of a lot of money when I was a student, I swapped some direct debits from that account to a new one and they ignored my request to cancel the DD. Cue several "unauthorised overdraft" charges later with me argueing that their error resulted in me going into my overdraft. Basically they told me that I had to pay or they were sending round the bailiffs.

Barclays are very good, Santander have the most irritating hold music, my mum swears by Co-op.

I think you should look at incentives offered and make your own mind up, everyone can tell you good/horror stories about most banks.
____________________
Theory test - 19/8/09, CBT - 11/10/09, MOD 1 - 16/8/10, MOD 2 - 27/10/10
Past rides Yamaha XT125X, Triumph TT600, Honda XR250
Current rides Suzuki GSXR 600, Honda MSX125

[mooserx]

Im with the co-op, never had a problem, excellent online and phone banking decent overdraft, etc etc, however if i had a choice i'd keep my cash under my mattress
____________________
TL1000r-handful.

[FURBAR]

What did insurance do anyway ... in short ...
____________________
Fuk um !!

[Poseidon]

Another vote for Co-op... Excellent UK based call centres, nothing is too much bother for them and you can pay money into your account through the post-office if you can't find a co-op branch.

HSBC suck donkey dicks!
____________________
1977 Honda CG125
2002 Ducati Monster S4 (currently restoring)

[pa_broon74]

First of all, its not a case of which one is the best but which is the least worse.

No one with an ounce of sense can possibly have a Halifax bank account, they could offer earth shatteringly good deals but people will still think it was their advertising campaign that attracted you thus making you look a complete moron.

The Coop are ok, a bit hard to get big lumps of cash out and having to send cheques via the PO is a bother. Only one branch in Scotland and its in Glasgow so not safe to visit. But there call centre staff are quite good, I had a wee rammy with them which took quite a while to resolve, when they did though they credited my account with £100.

I wouldn't look at RBS or the other big players on point of principal, Santander have just bought a load of RBS branches, it went a bit sour because alot of those customers don't want to bank with Santander. RBS can't send them a letter or otherwise suggest they could move back to them at a later date.

I also read that since Santander isn't UK based, you don't get any of the savings protection offered by UK law. As I recall, in Spain there is heehaw protection.


____________________
Didn't catch anything.

[chris-red]

[Icey]

Avoid Abbey/Santander at all costs.

Completely rubbish in every way possible.
____________________
Mutley - 1988 Austin Mini City - Blog
Suetonius - 1966 Series Land Rover - Blog
Uma J - 1981 Honda 'Naked' Goldwing GL1100 - Blog

[Andy C]

With Halifax, when your wages go in each month you get £5 put in your account.

Left Natwest recently. Worst, Bank, EVER.
____________________
99 RS125 --> 02 SV650s --> 03 Speed Four --> 92 RXS100 --> 93 CB400sf --> 01 CB600f Hornet

[ulster exile]

[m0l0t0v]

[SpicyBlimp]

I'm with Natwest, it's because they've got a decent graduate account with big overdraft

[Robby]

Of course, any bank will have its faults so one of the most important things is to choose one with a branch near you and near your works. Few things irritate me like having to go 10 miles to pay in a cheque.