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Passed my A2 and want to go big... Buy new?

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tk338
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PostPosted: 20:31 - 21 Sep 2010    Post subject: Passed my A2 and want to go big... Buy new? Reply with quote

Hey guys! I don't often post, but I read through here virtually daily Smile anyways so I'm currently on a ybr 125, which I bought new and have put a fraction over 3000 miles on... Its a bike I love, ill go out when ever I have spare time, I passed my full test on the 7th of this month (A2 since I'm only 19) and took the ybr on its first motorway trip its ever had, incorporated into an 80 mile ride, let's just say I was sore after Sad anyways so I was going to wait till after the winter to 'go big' but I actually can't wait any longer I'm craving more power and want to go further! So since before passing my test, and long before I've been looking at potential bigger bikes and I've basically set my heart on a sports tourer!

Speeding this story up a little I went down to a local dealership the other day and saw a cbr600f (2000), beautiful bike and whacked down a deposit on it with a view to purchasing the rest on finance (something I have no problem with) but got a phone call saying even though it had been accepted they want a deposit of 4 or 5 hundred more than I can afford LOL! They're looking at other options and we shall see how that pans out Smile And if there is a possibility I can have that bike I think I'll probably take it.

But through out looking at bikes I've had a continuous interest in the sv650, faired of course, but inline with my last bike I'm kind of tempted to buy new, for the security, cheapness (of the sv) and just having a new bike! I love my bike to bits and would keep it, but since riding I've found I need the power of a bigger bike and a fairing too, but I still would like a smallER bike, a bit bigger than the ybr but not like some bandit I sat on... IT WAS HUGE!

So yeah just wondering, I really want to buy through a dealership again for the security of it, I personally don't feel buying and selling a bike privately, and sure a second hand bikes cheaper, but either way its going to be on finance should I consider a new SV? I mean surely I can't get bored of it THAT quickly... In 2 years time it'll be a different bike with the restriction out Smile

EDIT: I should probably say, I don't have a car license and nor do I plan on getting one, I intend to use this as an all year round for all uses bike, including a few occasional trips to liverpool a year, it will be getting a lot of use!
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arry
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PostPosted: 20:47 - 21 Sep 2010    Post subject: Re: Passed my A2 and want to go big... Buy new? Reply with quote

It's going to sound harsh, so please don't take it that way as it's not meant to be, but at 19 I'd not be buying ANYTHING on finance.

No idea what your job situation and basic pay are like but at that age you can do without a £200 a month debt to pay. We are still living in a country that's nursing an economic hangover and anything can happen; those that thought they were safe in their jobs have been proven wrong and things don't look to get getting any peachier. Buy a new bike and have it taken from you because you can't keep up repayment, and you're left with nothing but a bill. Buy a bike outright that's yours and, yeah, something might need paying for afterwards but whatever way you look at it it's yours and no-one can take it from you.
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tk338
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PostPosted: 20:56 - 21 Sep 2010    Post subject: Re: Passed my A2 and want to go big... Buy new? Reply with quote

arry wrote:
It's going to sound harsh, so please don't take it that way as it's not meant to be, but at 19 I'd not be buying ANYTHING on finance.

No idea what your job situation and basic pay are like but at that age you can do without a £200 a month debt to pay. We are still living in a country that's nursing an economic hangover and anything can happen; those that thought they were safe in their jobs have been proven wrong and things don't look to get getting any peachier. Buy a new bike and have it taken from you because you can't keep up repayment, and you're left with nothing but a bill. Buy a bike outright that's yours and, yeah, something might need paying for afterwards but whatever way you look at it it's yours and no-one can take it from you.


Not harsh, I completely understand where you're coming from! I left school and started out on the dole (it was leave home or go on it, not my choice, and I absolutely hated it, got work asap!) which gave me a better understanding of how to manage money, and and even if I lost my job through redundancy, I'd always make sure my outgoings could be covered by money I have or though I dread to say it, if I should ever have to go on it again the dole. That said right now I pay my way, taxes and live comfortably wiht my current loan, this one would just have to be spread out a but more :p
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arry
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PostPosted: 21:02 - 21 Sep 2010    Post subject: Re: Passed my A2 and want to go big... Buy new? Reply with quote

tk338 wrote:

Not harsh, I completely understand where you're coming from! I left school and started out on the dole (it was leave home or go on it, not my choice, and I absolutely hated it, got work asap!) which gave me a better understanding of how to manage money, and and even if I lost my job through redundancy, I'd always make sure my outgoings could be covered by money I have or though I dread to say it, if I should ever have to go on it again the dole. That said right now I pay my way, taxes and live comfortably wiht my current loan, this one would just have to be spread out a but more :p


Well, one thing's for sure fella - it's good to see a 19 year old with a solid proper attitude like you're showing, so for that - it's a Thumbs Up from me.

If I were looking at a new bike, I think the SV wouldn't be a bad choice but I'd check what the depreciation is going to be like. I can imagine with the best will in the world that after 2 years you'll get it de-restricted and be interested by its new speed for about 6 months and then want out of it, and onto something else. I suppose if your long game is to swap bikes every 3 years for something new you can't go too far wrong as long as you accept the cost that comes with that.

Good luck in whatever you decide Thumbs Up
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TeamMCS
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PostPosted: 21:06 - 21 Sep 2010    Post subject: Reply with quote

I think a few of us have had the same 'problem'.


Buying a second hand bike is clearly a good way to save a fortune. You can get a fairly decent example of an SV for 1500~. Head up to 23-25 and you'll get a very nice example (SV pointy 2006-8 etc). That was my original aim.

Unfortunately I found the real pain was the restriction. No dealers will fit a kit for less than 200. Most oldies will suggest getting a kit off ebay and 'doing it yourself' - that's fine but you better know exactly which bike you are going to buy! *sigh*.

On top of that no one seemed interested in buying my CBR for a decent price (which was brand new, but had sat in storage for a year).

The easy answer is buy new. That's what I did, I got sick of trying to sell my CBR for a decent price and chose to do a part-ex for a Ninja 650.

Overall I basically broke even on the CBR and scored a new bike with a couple of extras - and most importantly - the restriction kit for only a few k more than 2nd hand on 0% finance. It's barely cost me anything to 'move up' (in the short term). The only aspect which sucks is the insurance - but that seems to be high regardless.

@33BHP you're castrated anyway. I wouldn't concern yourself with getting your dream bike just yet. I really want a fireblade or Daytona but the insurance was insane and the bike was thousands more. Even at 33BHP the Ninja was seriously quick, epic compared to the CBR so I'm not in a major hurry to upgrade. I suspect I'll just end up keeping the Ninja for it's life and buy a Blade as a weekend racer.

It's a tough call, you save money doing the A2 (no training etc for me) but it costs you when you come to get a bike. You can't just ride away on a cheap SV650 2000
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TeamMCS
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PostPosted: 21:11 - 21 Sep 2010    Post subject: Re: Passed my A2 and want to go big... Buy new? Reply with quote

arry wrote:
It's going to sound harsh, so please don't take it that way as it's not meant to be, but at 19 I'd not be buying ANYTHING on finance.

<snip>


He makes a very good point, financially I can afford to buy the bike if I ever run into trouble.

Do be sure how much you'll be paying. To give you some idea my repayments (inc insurance) are around 120-130. (bike is about 70 over 3 years)
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pinkyfloyd
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PostPosted: 21:15 - 21 Sep 2010    Post subject: Reply with quote

I am going to kind of agree with arry but for different reasons.

A new bike on finance would take years to pay off but you are still a novice rider. Theres a high possibility that you will drop a bike, should it be falling off or just the accidental oopsie in the garage. You go for the SV as you said in the OP, the one they do on finance at the moment is the SV sport. A full faired bike and if you drop that you are looking at a broken heart and a lot of money to fork out for new fairings or a new paint job if its dropped. Added to that the fact that it will still be on finance when its dropped adds to the ability to get the thing fixed. Can you afford to fix it while paying £145 a month. (yes I know the price and repayments because I considered the very same). Then you have engine running in. Keep the bike plodding gently along for the first few hundred miles to break the engine in etc.

In my opinion I would go for a second hand bike. If you want a sporty one then you can pick up an older SV for about 1500. A newer shaped one costs around 2 grand.

As for the dealership aspect. There is no reason why you cant buy a second hand bike from them. Get yourself a cheaper bike and blast around on that for a couple of years, Get some serious milage and experience on a bigger bike and save like a bastard and then buy yourself a new one.

Besides, the insurance will be cheaper.
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tk338
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PostPosted: 21:40 - 21 Sep 2010    Post subject: Reply with quote

arry wrote:

Well, one thing's for sure fella - it's good to see a 19 year old with a solid proper attitude like you're showing, so for that - it's a Thumbs Up from me.

If I were looking at a new bike, I think the SV wouldn't be a bad choice but I'd check what the depreciation is going to be like. I can imagine with the best will in the world that after 2 years you'll get it de-restricted and be interested by its new speed for about 6 months and then want out of it, and onto something else. I suppose if your long game is to swap bikes every 3 years for something new you can't go too far wrong as long as you accept the cost that comes with that.

Good luck in whatever you decide Thumbs Up


Cheers Smile appreciate that, I am still hesitant about it and I'm not dropping that sort of money on it till I'm 101% sure about it xD but thats why I came to you guys, Ideally I'd like a bike which would last for 5 or so years, will an sv satisfy there do you reckon? :/

And TeamMCS Smile I think you were in the same position as me, although being only 19 my insurance is sliiightly more expensive :p probably bringing, for the first year at least all inclusive to the cost of around £200 a month. And if the dole ever did kick in I'd have to cancel insurance and have it sitting there Sad.

Pinkyfloyd; the new rider is something which also makes me unsure, by no means am I am agressive rider, I stick within my limits, but like to try to move on slowly. I guess I'm slightly nervous about spilling on this one, but as of yet I've not had an off, but then again likely being a case of not if, but when, its probably over due for me :p its not something you choose to do, neither do I ride worrying about but its at the back of my mind sometimes. And it would make life rather difficult I guess Sad

It was the 0% deals that orginally got me looking new again, and then thinking no, and looking at the cbr, wondering how, being a 10 year old bike it had been treated, if it had been looked after, warmed up before running it hard, and realistically whether without a drop I can find myself with a bill for fixing it, without a spill or anything!
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arry
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PostPosted: 21:51 - 21 Sep 2010    Post subject: Reply with quote

tk338 wrote:
looking at the cbr, wondering how, being a 10 year old bike it had been treated, if it had been looked after, warmed up before running it hard, and realistically whether without a drop I can find myself with a bill for fixing it, without a spill or anything!


Mine's a 97 R at 36k ish and has NEVER let me down, not even in the slightest, in the coming up 18 months/5k miles I've had it. That's not to say it won't, but in total that bike's cost me ~£200 in depreciation in that time whereas a new bike would have cost me 3 x that just rolling it out of the showroom.
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tk338
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PostPosted: 22:02 - 21 Sep 2010    Post subject: Reply with quote

arry wrote:
tk338 wrote:
looking at the cbr, wondering how, being a 10 year old bike it had been treated, if it had been looked after, warmed up before running it hard, and realistically whether without a drop I can find myself with a bill for fixing it, without a spill or anything!


Mine's a 97 R at 36k ish and has NEVER let me down, not even in the slightest, in the coming up 18 months/5k miles I've had it. That's not to say it won't, but in total that bike's cost me ~£200 in depreciation in that time whereas a new bike would have cost me 3 x that just rolling it out of the showroom.


Sure enough! I guess I'll really have to follow up on this cbr f4, it looks in good enough condition, from a very nice dealership who I have full confidence in, although if it turns out impossible its not happenning xD I'm awaiting a phonecall tomorrow, I'll keep you guys posted, hopefully somehow a window will open, it iS a beautiful bike Sad
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pinkyfloyd
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PostPosted: 22:11 - 21 Sep 2010    Post subject: Reply with quote

tk338 wrote:

Pinkyfloyd; the new rider is something which also makes me unsure, by no means am I am agressive rider, I stick within my limits, but like to try to move on slowly. I guess I'm slightly nervous about spilling on this one, but as of yet I've not had an off, but then again likely being a case of not if, but when, its probably over due for me :p its not something you choose to do, neither do I ride worrying about but its at the back of my mind sometimes. And it would make life rather difficult I guess Sad


I dont ride agressive either and I have been off a couple of times. one of which was unavoidable but the other 2 were my own fault for not reading the road right and hitting the front brake in panic causing me to drop the bike.

An off or a drop one way or another is just an accepted fact of life. Just because it hasnt happened doesnt mean it wont. Even when sticking within your limits. I went out with a friend on here for a ride out one evening. We hit the open road and he vanished into the distance. Sod that I thought and pottled along at my own speed.

0% finance is a wonderful thing if you can get it and I'm all for it but for a first big bike, 33bhp restriction or not. It is still a big jump from the 125 and would be crushing if you did spill. I passed my test a few months back and now ride around on a 19 year old bike. The thing goes like stink and the insurance is cheaper than the 125 I had on L plates. If I drop it down the road I'll be upset but she is an old bike and parts are readily available and a lot cheaper than their modern equivalent.
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Teflon-Mike:I think I agree with just about all Pinky has said.
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tk338
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PostPosted: 22:19 - 21 Sep 2010    Post subject: Reply with quote

I think thats kind of what I'm ready for but not ready for if you know what I mean... I mean obviously a bigger bike has a bigger engine, will go faster and that in itself is a big thing, but I can hit the brakes damn hard on my little 125 and I won't come off, and especially when I started out there were a fair few of those occasions, and then theres just the size of it, sitting on the ybr after the cbr it felt tiny, and I should imagine a whole different handling experience!

And athough I've sat on bigger bikes, I've never ridden one, even when given the oppertunity because I know after it my little bike will feel SO slow and so impossible i'll hate it... forever :p

I'll make a renewed push for this cbr xD
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Bloke
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PostPosted: 02:39 - 22 Sep 2010    Post subject: Reply with quote

Cbr600f is a far nicer bike than the sv650. However like you I wanted the comfort of buying new and got myself an xj6s on finance, it's a beautiful feeling riding away seeing the bike with only 1 mile on the odo.

I have almost had a few spills but the way I saw it is that even on a second hand bike I'll still have to fix the fairing if I drop it, with the same priced bits, so what is the point in getting a second hand bike.

Yes, depreciation is a bitch but I plan to keep it 3 years and use it so depreciation on a bike that has already done 30,000 miles before I get it will likely be just as painful, plus a bike that's done 30,000 miles is (imo) in line for a serious problem to occur that will cost to put right, a new one has a warranty to cover faults that would bankrupt you on a 2nd hand bike.

so in short its swings and roundabouts, do what best fits your budget/wants.
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Moo.
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PostPosted: 08:05 - 22 Sep 2010    Post subject: Reply with quote

When you do get the bigger bike, whatever it is, it'll scare you slightly to start with :o but get used to it gently, dont just throw your leg over and go for it. Even a small jump to a 250 feels alot when you've been on a 125.

But i'll +1 the thought of a 2nd hand bike, i wouldnt get settled down yet, wait atleast till your restrictions over, you need something that can get you through those 2 years, that you wont mind dropping, that you can learn on, i found a cb250n for £250, its a shitter, but it runs well, and i dont really mind if i drop it, thats what i bought it for. It'll cruise at 70 and push to 80 (takes a bit of time) But even thats the speed limit, and i doubt in 2 years time it'll have depreciated much from £250

The one thing i do want more of, is the power to accelerate.. not so much top speed. But for overtaking Very Happy

Whatever you do, dont go into it half hearted, because you'll regret it, make sure you make a concrete decision Very Happy
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TeamMCS
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PostPosted: 08:26 - 22 Sep 2010    Post subject: Reply with quote

I think one thing which hasn't been mentioned is the "must keep shiny" aspect of having a new bike.

Personally I'm quite concerned about leaving the bike anywhere. I've spent quite a lot of time cleaning it already!

Security is also another expense you need to consider. A decent Almax chain will set you back 130-150 + a disk lock alarm for 30-60. Those things add up too
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Bloke
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PostPosted: 19:06 - 22 Sep 2010    Post subject: Reply with quote

TeamMCS wrote:
I think one thing which hasn't been mentioned is the "must keep shiny" aspect of having a new bike.

Personally I'm quite concerned about leaving the bike anywhere. I've spent quite a lot of time cleaning it already!

Security is also another expense you need to consider. A decent Almax chain will set you back 130-150 + a disk lock alarm for 30-60. Those things add up too


This is so true. I wash mine every single week that I ride it, it eats through autoglym faster them I can buy it. That and you buy the expensive stuff because you want the best for it. Smile
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defblade
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PostPosted: 23:04 - 22 Sep 2010    Post subject: Reply with quote

I had the same dilema earlier this year. (Although I like bandits, but then I'm huge too Wink ).


Looked at lots of bikes, the 0% deals were very tempting, but in the end I decided that I didn't want to spend the money on a lovely brand new bike, then put a load of miles on it crippled by the restrictor. By the time the 2 years was up, I'd be hiting full power on a "secondhand bike" anyway.

So, split the difference and spent £3k and a little bit on a 3 year old Bandit (well, a grand really as I got £2k for the Varadero as trade-in). Got a clean, tidy, original bike for half(ish) the price of new - I reckon without looking at the plate, few would know. At the same time it already had some miles on it so I'm not feeling like I have to keep it 100% perfect all the time, or that I'm spending the biggest lump of depriciation going slowly (*cough*) on 33bhp.

My next bike may well be new Very Happy
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tk338
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PostPosted: 03:20 - 26 Sep 2010    Post subject: Reply with quote

Thanks for all the replies people! I went for the cbr, won't be picking it up for a week but absolutely no regrets about not buying new, now just the wait... Very very excited :p

Only thing I'm nervous about is its right in a VERY busy area, and from my ybr the riding position is completely different could be fun maneuvering out of there :p

To save starting a new thread, just as an idea does it take long to get used to a different bike... Clutch... etc, obviously theres going to be the power aspect!
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pinkyfloyd
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PostPosted: 09:37 - 26 Sep 2010    Post subject: Reply with quote

Takes about 20 mins or so to get used to the clutch etc..... takes longer to get used to the bike itself. But dont be afraid or nervous. You will love it.

The fact that its in a busy area will go some way towards helping with the control of the bike as the chances are it will be stop start traffic and lots of clutch work just like in mod 1.

When you get out onto the open road just wind the thing open and away you go.

All you need to remember really is that the bike will be exactly the same to ride as the YBR with the only difference being the forward position and the extra power so just be gentle on the throttle and remember to try and hold yourself up with your back rather than your wrists.

You'll end up with either a sore back or wrists. The back will strengthen after a little while, The wrists.... just sit up more Wink
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Villers
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PostPosted: 10:26 - 26 Sep 2010    Post subject: Reply with quote

Youve made a good choice there mate! I made the mistake of buying a new SV as I wanted a new bike that I knew was straight and uncrashed after I had an accident I couldnt explain and needed to get my confidence back. I would rather have my old CBR than a brand new 650 any day. My 2000 reg CBR was never ever serviced and it was still a very reliable bike. Good fun and plenty of power!

Anyway, I take it you will have the bike at 33bhp? If so the power difference wont blow you away but it will be an interesting enough step. Just take it easy and treat it with respect. Big thing to watch for will be the weight, so dont do anything daft like parking it facing downhill against a kerb or anything!

Have fun!
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stonesie
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PostPosted: 10:47 - 26 Sep 2010    Post subject: Reply with quote

Villers wrote:
My 2000 reg CBR was never ever serviced and it was still a very reliable bike. Good fun and plenty of power!



Not for much longer if it was just being used and abused with no servicing, just because it is reliable does not mean basic maintenance should be neglected.


For some reason the CBR never entered my mind despite me knowing that they are really very good bikes... I need to test ride lots of bikes when I pass I think Thumbs Up
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Villers
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PostPosted: 11:46 - 26 Sep 2010    Post subject: Reply with quote

Well it was 6 years old and had 15k miles on it and ran sweet as a nut. Even starting 1st time after it was smashed to bits. It had one oil change in the three years I had it and that was because of a cracked generator cover. Oh and some brake pads obviously. Cost of bike £2300, sold 3 years later on ebay as spares or repairs for £1200.

Pretty good going to be fair!
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stonesie
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PostPosted: 19:12 - 26 Sep 2010    Post subject: Reply with quote

Good stuff Thumbs Up

I'm just getting sick of things going wrong with my CG125 because it has been so neglected in the past, soon it will be mint (from a mechanical view point) and sold on... Today I put a deposit on a SV650S with the smallest exhaust can I've seen for a while Twisted Evil
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Villers
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PostPosted: 19:25 - 26 Sep 2010    Post subject: Reply with quote

As far as I was concerned it was a throwaway bike and I had as much fun out of it as I could with the minimal fuss. It had been bought in germany and brought to the UK by some bloke who didnt have a licence, he rode it for a bit then left it in his back garden for a year or so until a patio heater fell on it and marked the frame and fairing. It ended up a CAT C and he sold it to some bloke who cleaned it up and sold it to me. At the price I got it there was no point doing anything but riding it until it was ready for the bin. It was as hard as nails and its for all those reasons that I couldnt recommend one enough to anyone over the poorly built underpowered Budget SV!
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