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kingsknight
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Joined: 21 Jun 2003
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PostPosted: 09:43 - 19 Oct 2010    Post subject: Older and happier :-) Reply with quote

Just got a quote for TPFT on my '03 XR and I have to pay...... £83.20p! I do have 3 years NCB and I'm 28! There is a plus side of becoming old Smile

Tax is £15 a year and I get 80/90mpg! And people wonder why I do not upgrade to a bigger bike!£6.50 gets me around 100 miles!

I get pissed off when people try to tell me that I should get a biker bike because I can! I hate the fact that people see 125's are strictly for learners!
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flumpy7
Could Be A Chat Bot



Joined: 31 May 2008
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PostPosted: 09:46 - 19 Oct 2010    Post subject: Re: Older and happier :-) Reply with quote

kingsknight wrote:
Just got a quote for TPFT on my '03 XR and I have to pay...... £83.20p! I do have 3 years NCB and I'm 28! There is a plus side of becoming old Smile

Tax is £15 a year and I get 80/90mpg! And people wonder why I do not upgrade to a bigger bike!£6.50 gets me around 100 miles!

I get pissed off when people try to tell me that I should get a biker bike because I can! I hate the fact that people see 125's are strictly for learners!


Yep great isnt it. Btw the age thing does work for bigger bikes too. I pay £120 fully comp including breakdown for my 929 'blade. However, if you're happy on a 125....enjoy!
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kingsknight
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PostPosted: 10:05 - 19 Oct 2010    Post subject: Reply with quote

Quote:
pay £120 fully comp including breakdown for my 929 'blade


Nice!!! I remember getting a quote for a VFR400 a few years back and they wanted like £400!
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JonE
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Joined: 11 May 2010
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PostPosted: 11:16 - 19 Oct 2010    Post subject: Re: Older and happier :-) Reply with quote

kingsknight wrote:
Just got a quote for TPFT on my '03 XR and I have to pay...... £83.20p! I do have 3 years NCB and I'm 28! There is a plus side of becoming old Smile

Tax is £15 a year and I get 80/90mpg! And people wonder why I do not upgrade to a bigger bike!£6.50 gets me around 100 miles!

I get pissed off when people try to tell me that I should get a biker bike because I can! I hate the fact that people see 125's are strictly for learners!


Result! I pay about £200 TPFT on my XR which includes breakdown cover I'm 27 on a provisional with 0 years no claims.
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ollieholt
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PostPosted: 11:39 - 19 Oct 2010    Post subject: Reply with quote

im 22 and seen as high risk... bloody insurance companies.

my fazer 600 is 400 for TPFT they wanted 700 for fully comp, didnt see the point. should drop next time round though.
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Pernig
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PostPosted: 14:08 - 19 Oct 2010    Post subject: Reply with quote

ollieholt wrote:
im 22 and seen as high risk... bloody insurance companies.

my fazer 600 is 400 for TPFT they wanted 700 for fully comp, didnt see the point. should drop next time round though.


I'm 22 and mine is only £235 fully comp for the XJ. Do you have any no claims?
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PizzImperfect
Nova Slayer



Joined: 08 Oct 2010
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PostPosted: 14:21 - 19 Oct 2010    Post subject: Reply with quote

They're not bad numbers at all guys!
I'm 22, first time on the road last year with the CBF125... First year was £440...
Then this year with my 1 year ncb it dipped to £300...
Thinking i'll get 3 years ncb behind me before upgrading.. if the temptation doesn't kill me.
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chris-red
Have you considered a TDM?



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PostPosted: 14:26 - 19 Oct 2010    Post subject: Reply with quote

23, 2ncb, 1 50/50 claim, 6 points

Speed four TPFT and TDM900 TPO = £550
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P.addy
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Joined: 14 Feb 2008
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PostPosted: 14:28 - 19 Oct 2010    Post subject: Reply with quote

I insured my Daytona 600 with 8 claims not my fault and 1 year NCB... £97.50 FC..

Im sure its partly down to the bike...reputations and that...same with cars. 2.5 turbo scooby - £4000+ TPFT
3.0 twin turbo supra - £1500 FC Laughing
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hellkat
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Joined: 12 Jul 2004
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PostPosted: 14:33 - 19 Oct 2010    Post subject: Reply with quote

*cough*
Fifty three pounds for a GPZ500 in London ungaraged NCB 5 years, late forties female
(and even thats expensive!)
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doggone
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PostPosted: 14:38 - 19 Oct 2010    Post subject: Reply with quote

hellkat wrote:
*cough*
Fifty three pounds for a GPZ500 in London ungaraged NCB 5 years, late forties female
(and even thats expensive!)

My BT1100 has gone up a bit to £62 this year.

Original Poster might find some bigger bikes cost little more to insure if they are in lower group.
125s are possibly more theft prone as they're easier to sell on.
Worth checking.
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chris-red
Have you considered a TDM?



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PostPosted: 14:40 - 19 Oct 2010    Post subject: Reply with quote

##Paddy## wrote:
I insured my Daytona 600 with 8 claims not my fault and 1 year NCB... £97.50 FC..

Im sure its partly down to the bike...reputations and that...same with cars. 2.5 turbo scooby - £4000+ TPFT
3.0 twin turbo supra - £1500 FC Laughing


If you have 8 claims, I'm fairly sure you are at fault at some point!
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Well, you know what they say. If you want to save the world, you have to push a few old ladies down the stairs.
Skudd:- Perhaps she just thinks you are a window licker and is being nice just in case she becomes another Jill Dando.
WANTED:- Fujinon (Fuji) M42 (Screw on) lenses, let me know if you have anything.
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P.addy
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PostPosted: 15:03 - 19 Oct 2010    Post subject: Reply with quote

chris-red wrote:
##Paddy## wrote:
I insured my Daytona 600 with 8 claims not my fault and 1 year NCB... £97.50 FC..

Im sure its partly down to the bike...reputations and that...same with cars. 2.5 turbo scooby - £4000+ TPFT
3.0 twin turbo supra - £1500 FC Laughing


If you have 8 claims, I'm fairly sure you are at fault at some point!


8 cars have pulled in front or hit from side etc... but if its down to crap riding then yes Laughing hence doing the advanced riding and full test Thumbs Up
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pepperami
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Joined: 17 Jan 2010
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PostPosted: 15:19 - 19 Oct 2010    Post subject: Re: Older and happier :-) Reply with quote

kingsknight wrote:
Just got a quote for TPFT on my '03 XR and I have to pay...... £83.20p! I do have 3 years NCB and I'm 28! There is a plus side of becoming old Smile

Tax is £15 a year and I get 80/90mpg! And people wonder why I do not upgrade to a bigger bike!£6.50 gets me around 100 miles!

I get pissed off when people try to tell me that I should get a biker bike because I can! I hate the fact that people see 125's are strictly for learners!


I bloody hate being old Twisted Evil Twisted Evil and I never want to grow up Smile but it is`nt all bad.

My ZX6r cost me £186 fully comp per annum Smile and even better, my mighty little CG125 cost me £50 fully comp as a second bike on my policy Smile
What`s not to like about 125`s?? if you get the right one, the`re as cheap as chips Thumbs Up
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_Will_
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PostPosted: 15:34 - 19 Oct 2010    Post subject: Reply with quote

Beemer cost me £188 fully comp whilst young.....ish @ 22 Mr. Green
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MinhDinh
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PostPosted: 15:37 - 19 Oct 2010    Post subject: Reply with quote

hellkat wrote:
*cough*
Fifty three pounds for a GPZ500 in London ungaraged NCB 5 years, late forties female
(and even thats expensive!)


You don't look a day older than 29 gawjoues Smile
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carl_easykart
Nova Slayer



Joined: 20 Jun 2010
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PostPosted: 15:39 - 19 Oct 2010    Post subject: Reply with quote

just passed my test tpft im 26 on 02 yam fazer 600 im paying £190

for £20 im geting around 230 miles thats riding it normal not fast but not slow. was over the moon with the mpg on the bike.

carl
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ollieholt
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PostPosted: 16:34 - 19 Oct 2010    Post subject: Reply with quote

Pernig wrote:
ollieholt wrote:
im 22 and seen as high risk... bloody insurance companies.

my fazer 600 is 400 for TPFT they wanted 700 for fully comp, didnt see the point. should drop next time round though.


I'm 22 and mine is only £235 fully comp for the XJ. Do you have any no claims?


mines group 12, no bike no claims plenty for my car but only passed DAS may 2010 and not had bikes for years before then, scooters.

mine is in a locked garage alarmed and data tagged as well, bolton iis bad for insurance though cars or bike. alot of ethnic cash for crash went on over the last couple of years. its really hurt us all.
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L-Jam
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PostPosted: 16:42 - 19 Oct 2010    Post subject: Reply with quote

18, 2 years NCB, £500 TPFT on a cbr6.
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paulcdb
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PostPosted: 17:06 - 19 Oct 2010    Post subject: Reply with quote

£101.97 2 weeks ago on a '92 CBR600, FC 7 years NCB

although as of a week last sunday i can no longer claim to be accident free, lol... oh well, 7 years wasn't a bad run Laughing

P.S. and no, it wasn't my fault... woman coming the other way at lights decided to turn left as i was going straight ahead. Thankfully the damage is easily repaired *sighs*
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swiftb
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PostPosted: 18:24 - 19 Oct 2010    Post subject: Reply with quote

Its one of the few advantages of getting older. Why dont you get a bigger bike? joke
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deleted111
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PostPosted: 18:24 - 19 Oct 2010    Post subject: Reply with quote

Never owned a road going bike until I bought my CG.

It's still not roadworthy but all my insurance quotes are coming back at roughly ~£112 TPO, 18 years old, 0 NCB.

Is that good? I thought it was.

Cheers,
Steve.
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Yarri
Crazy Courier



Joined: 18 Nov 2006
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PostPosted: 18:39 - 19 Oct 2010    Post subject: Reply with quote

My quotes at bennets so far been decent, at 21 with 3ncb
SV £250 TPFT
CBR600F £300 TPFT
R6 £360 TPFT
What i don't like is a massive 400quid compulsary excess but if to go TPO excess is 0.

I am rather sure i can get a cheaper quotes if i look around
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mad4it028
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PostPosted: 18:47 - 19 Oct 2010    Post subject: Reply with quote

im 36 maximum no claims and pay £2500 per year!
but that is fully comp on any bike and car
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ms51ves3
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PostPosted: 19:01 - 19 Oct 2010    Post subject: Reply with quote

19, 2 years NCB, £170 TPFT on the TZR

19, 1 years NCB, £320 TPO on the ER5
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