iPhone insurance

[Jefr0]

Well been looking about and best I've found is £5.99 pm covers all.

https://www.protectyourbubble.com/ip-iphone-insurance.html

But.....it's £75 excess! Is there any out there with a better deal?

Thanks

Jeff


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Rides: Honda XR 125 ('03) Honda CBR 600F ('91), Ducati 916 Biposto ('95)

[GhostRider]

Compared to the insurance that 02 offer you, thats a better deal.

02 charge you £10 a month and it's £100 excess (might be slightly more). To be honest, if you "lose" it just before your contracts up, pay £75 excess for replacement, then sell it for £350-400, you're still making a tidy profit.

GhostRider
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[Finglonga]

Phone your house insurance., mine cover all phones for no extra cost.
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Andy Sez....
F.Y.Y.F.F.

[Misc]

[Jefr0]

Thanks for the replies.

Ghostrider, I like your thinkning...if I remember when it comes near the end ha.

Fingalonga, I think I'll ask my Dad on that one but I don't think he would be to happy me putting a claim on the house insurance...should/when the screen smashes?
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Rides: Honda XR 125 ('03) Honda CBR 600F ('91), Ducati 916 Biposto ('95)

[Finglonga]

[Misc]

[Neorion]

If you have a paid bank account like royalties gold, they now cover you up to £1000 as part of your account.

Me and the missus have our iphones insured.

Its £12 a month BUT

free breakdown cover
25% off tickets
up to 50% off hotels and restaurants
discounts on flights

the list goes on
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VFR FI 2000- Shiney Red Thing
"some things man was never meant to know, for everything else there's Google"

[chris-red]

Any policies you want to buy actually read the small print. I looked at one that didn;t cover muggings or 'unexampled loss'
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[Stevie GooGs]

The issue with claiming on your house insurance which i did do is it will bump up your excess. My son smashed my HTC HD when it first came out, my house insurance tried to say they only cover up to xxx amount for phones but i argued its a smartphone so a mini laptop and they paid out.
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Current: 2019 Yamaha T7 -> 2015 KTM Superduke R | 2000 Yamaha R1 Past -> 2009 KTM 990 SM -> 2005 kawasaki ZX10r -> 2000 Honda CBR 600 FY -> 2002 Honda XLV 125 Varadero
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[lukamon]

ahem, i may just add - ive recently claimed off a barclays paid account for a IP 3G.

thats was 2 months ago

rang them and they posted me a form by 2nd class (no emails has to be post) which you then must post back. then the wanted proof of purchase, then proof of usage, then proff of warranty exchange (the screen stopped working apple shop gave me new one) and thats where i am now. fucking worthless.

i cancelled my paid account

on the other hand, a friend had his insurance with O2 (£25 excess btw) and he went in and said his dell steak wasnt working at lunchtime, next day at 9:30 am a guy turned up at his work and took the old one away and gave him a new one

it was a barclays additions account btw, and lloyds use the same company for phone, travel insurance ect aswell.
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[Neorion]

[Stevie GooGs]

How long did your mate have the Dell Streak? A lot of companies will do a DOA (dead on arrival) swap out within 14 days. I called HTC for a warranty repair on my Hero, they send courier collected and returned my phone FOC, i live in the highlands so i think their courier cost would have been £30 to collect and £20 to deliver.
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Current: 2019 Yamaha T7 -> 2015 KTM Superduke R | 2000 Yamaha R1 Past -> 2009 KTM 990 SM -> 2005 kawasaki ZX10r -> 2000 Honda CBR 600 FY -> 2002 Honda XLV 125 Varadero
Bike Pics! -> My Photography Website

[lukamon]