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Quick insurance question..

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Louise
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Joined: 22 May 2006
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PostPosted: 12:57 - 27 Nov 2010    Post subject: Quick insurance question.. Reply with quote
Going to pick up and R1 this weekend.
Waiting for details, but if im unable to swap over my insurance, as Im 3rd party on any bike to ride - I am legal to go ride it home yes??
Thanks Thumbs Up
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c_dug
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Joined: 04 Sep 2007
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PostPosted: 13:00 - 27 Nov 2010    Post subject: Reply with quote
It has to be insured by somebody else for your 3rd party cover to work, so if the previous owner is still insured on it then yes Thumbs Up
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Ichy
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Joined: 15 Jul 2005
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PostPosted: 13:01 - 27 Nov 2010    Post subject: Reply with quote
ASAIK The seller has to be insured on the bike as well for the insurance to be valid. If you do get stopped you can't say that you have just brought it since that invalidates your insurance, you will have to agree this with the seller in case the police phone to check.

Personally, I've done it a few times over shortish distances, up to 30 miles, and never had a problem.
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Frost
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Joined: 26 May 2004
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PostPosted: 13:12 - 27 Nov 2010    Post subject: Reply with quote
Sometimes there are rules like it can't be bigger or more high risk that your bike, to prevent people insuring a honda cub 50, then riding an R1 on the '3rd party on other bikes' bit Laughing
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Louise
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Joined: 22 May 2006
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PostPosted: 14:32 - 27 Nov 2010    Post subject: Reply with quote
Cheers guys - Insurance swapped over.
Tpft didnt go up alot, but because of my age (27) they couldnt insure me Fully comp Shocked Makes me feel young again Laughing Thumbs Up
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pinkyfloyd
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Joined: 20 Jul 2010
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PostPosted: 02:06 - 28 Nov 2010    Post subject: Reply with quote
Marki wrote:
ASAIK The seller has to be insured on the bike as well for the insurance to be valid. If you do get stopped you can't say that you have just brought it since that invalidates your insurance, you will have to agree this with the seller in case the police phone to check.

Personally, I've done it a few times over shortish distances, up to 30 miles, and never had a problem.


This.

When I picked up the VTR 70 miles away I asked the guy not to cancel his insurance until I got home. I explained that I was fully comp on the other bike and cant change it over until the following day so will be fine for riding the VTR home providing it isnt mine and is insured. If I had got stopped then the bike was on a test ride and a phonecall to the prev owner would have confirmed it.

I sent him a text when I arrived home and he cancelled his insurance.
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Billing
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Joined: 12 Mar 2009
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PostPosted: 13:45 - 28 Nov 2010    Post subject: Reply with quote
standard bcf answer number 6:
pics or gtfo Wink

rode my vfr home 130 miles on the covered to ride other bikes thing, he was still insured so it wouldn't have flashed up the ANPR (had a plod car behind at one point and was totally bricking it Laughing )
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