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My first accident :(

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Zapnut
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Joined: 19 Jan 2011
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PostPosted: 12:05 - 06 Feb 2011    Post subject: My first accident :( Reply with quote

Well, I guess it was bound to happen at some point but I have had my first ever RTA

I was heading straight over a roundabout, no traffic coming from the right, my right of way, traffic on the left was slowing down so I made my way over the roundabout and BANG a car slams right into the side of the bike (Thankfully just behind my leg) the bike span and I went flying.

Hit the floor did a few rolls, started to get back up but a guy jumped out of his car and told me to stay down and keep my helmet on.
Then I started to feel the pain lol police and ambulance showed up I got boarded and sent off to hospital, breath test from the police was all fine.

Thankfully the they only needed to cut my t-shirt off and my jacket was saved!

Xrays at hospital showed no broken bones but my neck back and leg are killing me, but as the nurse said thank god i had all my gear on as it definatley did its job ended up with a bloody toe and a grazed ass lol.

police came and got my statement the old lady driving the car said that I ran into her but my statement and an indipendant witnes statement said that she hit me and that it was my right of way so she was in the wrong.
bike got towed and is sitting an a garage at the moment so I dont know full extent of the damage but apparenly its a bit beaten up and wont change out of 1st gear :s not looking forward to seeing it.
HUGE thanks to the guy who got out and helped me, he said he was a biker so maybe its someone on here? and also a thanks to the tastey nurse that hoped out of her car to ask if I was ok Wink

all in all I think im damn lucky and it this is the worst accident I have thats ok by me Smile
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GREENI3
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PostPosted: 12:22 - 06 Feb 2011    Post subject: Reply with quote

Another reason why the elderly shouldn't be on the roads...Neutral
Good to see you came off lightly.
Hopefully your insurance will sort it all out, at no expense to you
Btw what bike were you on at the time?
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Zapnut
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PostPosted: 12:29 - 06 Feb 2011    Post subject: Reply with quote

I was on the XR, bloody typpical though I was planning to sell it next week after my tests Sad
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Last edited by Zapnut on 12:30 - 06 Feb 2011; edited 1 time in total
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ollieholt
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PostPosted: 12:29 - 06 Feb 2011    Post subject: Reply with quote

Hope you heal well, an old gipper hospitalised me through no fault of my own in 2004. took a couple of years but i got better then a nice payout came my way... all gone now like but was nice to have the cash Very Happy
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Zapnut
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PostPosted: 12:31 - 06 Feb 2011    Post subject: Reply with quote

I need to call my insurance tomorrow as there closed to day and i didnt get out of hospital untill like 8 last night.
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Rogerborg
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PostPosted: 12:37 - 06 Feb 2011    Post subject: Reply with quote

I'll eat my lid if the doddering old fool wasn't in a Micra. Hopefully she'll be taken off the road for good before she hits someone else and tries to blame it on them. Mad

Glad to hear you're not too badly off, and on the bright side, maybe her insurance will just offer to buy the bike. Thumbs Up
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GREENI3
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PostPosted: 12:38 - 06 Feb 2011    Post subject: Reply with quote

So in the event of an accident such as yours, do the police take down the details of all drivers involved and co-operate with the insurance companies or do you have to do it ALL yourself?
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Zapnut
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PostPosted: 12:47 - 06 Feb 2011    Post subject: Reply with quote

honda jazz lol.

Uhh I have a police ref number that I need to give to my insurance so I guess they contact them and take care of it?
im supposed to be getting another call from the police today but i have no idea when thats going to happen
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CarlosCBR
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PostPosted: 12:51 - 06 Feb 2011    Post subject: Reply with quote

I gave my insurance the reference number the police gave me and the PC who dealt with the incidents badge number and station he was based at and they are co-operating with each other.

Havent heard anything all week though from insurers, they havent even asked where the bike is!

The PC phoned me the other day to ask how i was and how im getting on though which was quite nice of him.
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Zapnut
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PostPosted: 12:53 - 06 Feb 2011    Post subject: Reply with quote

CarlosCBR wrote:
I gave my insurance the reference number the police gave me and the PC who dealt with the incidents badge number and station he was based at and they are co-operating with each other.

Havent heard anything all week though from insurers, they havent even asked where the bike is!

The PC phoned me the other day to ask how i was and how im getting on though which was quite nice of him.


so do i just leave the bike at the garage that it was towed to? the policeman made it very clear i had to tell the insurace company that THEY got the bike towed and i didnt ask them to?
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CaNsA
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PostPosted: 13:04 - 06 Feb 2011    Post subject: Reply with quote

Glad you are ok dude.

But....,

Where is the MSPaint pic?
and
Have you added yourself to the spill counter?
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Zapnut
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PostPosted: 13:19 - 06 Feb 2011    Post subject: Reply with quote

CaNsA wrote:
Glad you are ok dude.

But....,

Where is the MSPaint pic?
and
Have you added yourself to the spill counter?


here it is
https://i79.photobucket.com/albums/j146/Zapnut/craaash.jpg
im blue shes yellow
my ragdoll is light blue
bike is darker blue
shows where i crashed and where i landed
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jemdna
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PostPosted: 13:24 - 06 Feb 2011    Post subject: Reply with quote

Just make sure you are not going to be liable for any storage charges due to the bike being towed away. Seems to crop up on the forums fairly often...

Bry
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CaNsA
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PostPosted: 13:25 - 06 Feb 2011    Post subject: Reply with quote

Dude, thats mental....

Good job you landed in the chevrons.

Loving the paint skills too Very Happy
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jemdna
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PostPosted: 13:26 - 06 Feb 2011    Post subject: Reply with quote

Forgot to say - Glad your ok boss Thumbs Up
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Zapnut
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PostPosted: 13:32 - 06 Feb 2011    Post subject: Reply with quote

Yeah was prity mental lol
Just spoke to the police again and there def convinced that she was in the wrong, so i just need to tell insurance and tell them to contact the police with the ref number and the PC's sholder number and they take it from there

apparently they have to ask the police for there report tho so i need to make sure they do that as it states that im not at fault!

the old lady is goin to tell her insurance that it was my fault no doubt but the cop report should clear it all up.
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CaNsA
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PostPosted: 13:46 - 06 Feb 2011    Post subject: Re: My first accident :( Reply with quote

Zapnut wrote:
lol police and ambulance turned up


https://images.icanhascheezburger.com/completestore/2008/12/16/128739241097594028.jpg
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jemdna
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PostPosted: 13:56 - 06 Feb 2011    Post subject: Reply with quote

Quick google of LOL Police brings up this... made me laugh :p

https://farm4.static.flickr.com/3464/3405306292_773e1bd4ee.jpg
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P.
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PostPosted: 14:20 - 06 Feb 2011    Post subject: Reply with quote

Shes in the wrong...dont accept 50/50.. needless to say highway code says give way to the right on a roundabout.. so uh WINRAR for you Thumbs Up

Too many claims to count...but you have a decent case. Ive never had my bikes taken away/stored... just picked up by dad or left by the side of a road with locks on.

Good luck with it all, it all takes time...both the claim and the injuries Thumbs Up
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Zapnut
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PostPosted: 15:04 - 06 Feb 2011    Post subject: Reply with quote

##Paddy## wrote:
Shes in the wrong...dont accept 50/50.. needless to say highway code says give way to the right on a roundabout.. so uh WINRAR for you Thumbs Up

Good luck with it all, it all takes time...both the claim and the injuries Thumbs Up

yeah cheers hopefully it will all get sorted
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Rogerborg
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PostPosted: 15:52 - 06 Feb 2011    Post subject: Reply with quote

Note: add Jazz to the Micra / Range Rover / Transit list.

Hat tip to the planning pencil pusher who put that empty chevroned area there - that could have been much nastier.

Hopefully she'll be done for at least Due Care and Attention. I'm not really enamoured of compulsory re-tests, but I'm starting to see the point of compulsory eye and hazard perception testing to get the worst of the codgers off the road.
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kingsknight
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PostPosted: 18:55 - 06 Feb 2011    Post subject: Reply with quote

Glad you're ok mate, wonder how your bike dealt with it. The XR's tend to deal with crashing pretty well. Not crashed mine but I know a few people who have crashed on their XRs and they have been alright after.

You may just need to get the engine running to get it out of gear.

keep us updated chap!
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Zapnut
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PostPosted: 19:38 - 06 Feb 2011    Post subject: Reply with quote

kingsknight wrote:
Glad you're ok mate, wonder how your bike dealt with it. The XR's tend to deal with crashing pretty well. Not crashed mine but I know a few people who have crashed on their XRs and they have been alright after.

You may just need to get the engine running to get it out of gear.

keep us updated chap!


Well the copper said the engine would start up and run but they couldnt get it out of gear :s still, hopefully getting it back tomorrow so i can take a good look, will get some pics of the damage up!
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swampy
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PostPosted: 19:50 - 06 Feb 2011    Post subject: Reply with quote

Bummer mate, least it sounds like you got away with it physically.

It doesn't really matter whether she it you or you hit her, it was your right of way and you were on the roundabout, so never mind her jibber jabber. Same thing happened to me years ago, and it was all found in my favour.

Like others have said, claims can take ages, especially if injuries are taken into account (my last took nearly 2 years and I only broke my arm). Their insurance company will stretch it out until the last possible minute before paying you (the week before the court date for my last one), so dig your heels in for the long stretch... Thumbs Up
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clancy
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PostPosted: 20:37 - 06 Feb 2011    Post subject: Reply with quote

glad your ok man Thumbs Up dont forget to claim for new gear and injuries aswell as the bike Thumbs Up and take a constant note of the injusries over the next few months, in detail.
my mate had a crash and it was 9 months before the insurance had a doctor do a check over, so obviously most of his injuries were gone, so keep note of them now as it may be a while before it all goes through Thumbs Up get her insurance to pay for a hire bike aswell
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