mad insurance

[Rufus]

licence has matured and now insurance is more expensive and a bastard to get!? trying to insure 96 zx7r has gone up from like, 300 to almost 600 with alot of insurers not even producing quotes.

anyone have any go-to sites or tips for getting the prices down? cheers.
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CG125 > ZX6r > GSX600F > CB250n + ZX7R+ Bandit 1200

[DrDonnyBrago]

[nowhere.elysium]

You want something to cry about? The cheapest insurance quote I've been offered this year (and the one that I accepted) came from Carole Nash. Seriously, WTF?
____________________
'10 SV650SF, '83 GS650GT (it lives!), Questionable DIY dash project, 3D Printer project, Lasercutter project

[woo]

wow!

mine just got renewed!

04 R1, 30yrs 4yrs NCB, 1 theft claim last yr

£178 TPFT for the year

£500 excess

London post code & garage
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Elen sila lummen omentielvo!

[dogbot]

Insuring the R1 this year was like a joke.

My insurer last year (Express) offered me a mere £150 (£1150 FC) increase as their best price, then got well stoppy when I called to cancel. Offered to beat it but refused to explain why they'd said it was their best offer. Couldn't get close to the other quotes anyway.

I used the aggregators, got a quote of £600, but couldn't buy it due to "problems with their webpage". Rang them, was told couldn't take it as "problems with their computer system"... Was asked to call back. Came back, quote had mysteriously changed. Lying cunts.

In the end, got it from MCE for £650, a saving of £500. Same underwriter as Express had offered me the bigger quote on.

All insurance companies are bastards.

[Rufus]

cheers for tips. and for the rubbing my nose that you get cheap insurance. well done!

changed my ncb to 2 years and suddenly the quotes are cheap as chips. fuck em, ill take it out on 2 years ncb and argue with em about it.
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CG125 > ZX6r > GSX600F > CB250n + ZX7R+ Bandit 1200

[PiaggioNRG]

[L4Isoside]

They are cracking down on insurance now, especially under 21's on supersports.. not good for my next renewal time .

[iooi]

[Pernig]

If you are insuring with MCE, don't get any points as they will ask for proof but not til about halfway through the year.
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H100 Breaking for spares

[Billing]

my insurance went from £500 TPF&T to £1010 TPO!! wanted over £3k for my NC30, so told them to stick it and have had quotes around the £300F&T or £500FC
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'84 TS50X, '91 TZR125, '89 CBR400RR, '91 VFR400R NC30, '98 R1
"Hey copernicus! Why don't you navigate yourself to the back of the line with your feet and stand there with your shit."
BCF Eastern members map here ---> g.co/maps/2tm8b PM me to be added to it!

[weasley]

Insurers usually ask for proof of NCB at the time the policy is taken out - if you tell a porky you might find yourself in some hot water, with phrases like "insurance fraud" and the like being bandied about.
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Yamaha XJ600 | Yamaha YZF600R Thundercat | KTM 990 SMT | BMW F900XR TE

[Willson]

[dragstaar]

Insurance companies overquote you massively on the first go, in the vain hope you'll read off those card details. the cvnts.

Insurance renewals are a 1 week job for me. Get the name of one person at every insurance company you are considering, then battle them off eachother. Use the old "they're cheaper" argument.

However, the best way to use this (remember everyone says so and so is cheaper). Make it sound like you reaaallly like [insurance company name]. Tell them you know they're brill and would stay with them for years, just that you're poor and physically can't afford the initial outlay.

"yup, quote is £625 sir"

"WTF! on a bandit600 TPO! is that the best price"

"I'm afraid it is sir"

"damn, cz bikesure are giving me £400, and i know you guys are better, but i can't afford £625 atm. Are you sure you can't go any lower. Just get rid of extras and stuff?"

"hmm, tell you what, let me check and ring you back"

[click]

*I furiously check on price comparison sites*

RIING RING

"hello?"

"hi dragstaar? good news, spoken to my manager, if you don't mind losing the riding other bikes cover, we can drop it £500."

"oh wow, thats brilliant. but its still a tiny bit out my budget"

"well if you lose the breakdown cover i can do £450"

"awesome, well lets go ahead with that! oh wait... oh will you look at that!"

"what?"

"just on confused, and Direct Line are offering £350! can you match that?"

"okay, let me check and ring you back"

after a few times of to'ing and fro'ing over a period of 4 days, i got it down to £190.

Build a rapport with the guy on the phone, and make him want to get you a good deal so you'll coo over the phone and tell him that he's a good boy! They love that shit

[P.addy]

[dragstaar]

lol, but i like my short essays! Not as long as Tef's though. his are full dissertations.

But yeah, breakdown and riding other bikes cover are great if you use them. But i never ride other bikes and I don't break down and if i do, i'm always bus distance away.

If you use them though, then its a different matter

[druidsam]

[dogbot]

[Rufus]

[Mord]