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| blinky |
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 blinky Nitrous Nuisance

Joined: 29 Mar 2009 Karma :  
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 Posted: 16:32 - 08 Apr 2011 Post subject: *** Short-term insurance? ideas/advice please? |
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Sorry to bring the dull subject of insurance up, but does anyone know how/where/if i can get short-term insurance for my bike? ...at an affordable price?
basic 3rd party f and t., 01, 600 hornet, no past claims
I'm currenty with NIG, through devvit, which just expired. they say i can pay for the annual policy as per norm and then cancel it down the line, getting a refund, thus only getting charged for the time used, plus a £40 cancellation fee.
for example, £300 policy for the year divided by 365days, minus the 2 months i will likely use works out at £20-30/mth, thus £60+ the cancellation fee of £40 = £100 .... £100 for 2mth cover .......so, it doesnt sound tooo bad, but i'd rather get a purpose built kind of insurance really.
Your thoughts?
hope that makes sense.
cheers for the advice  ____________________ Better to ask forgiveness than permission!
Oh i miss my first love, the lovely lil CG!
Rouser 135 2012... Enfield 25... Hornet 600 2002... CG125 2000 |
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| Black Knight |
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 Black Knight World Chat Champion

Joined: 22 Feb 2005 Karma :  
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 Posted: 17:20 - 08 Apr 2011 Post subject: |
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I considered PAYG insurance at £46pm.
Until I got a far better quote for the full year - £82 TPO
1000cc
11 pts to declare too  ____________________ Where does a turn end? 'Where you can do anything with the gas you want to, where you are brave again, where your attention is free from the turn, where you are sure you can do it better next time; that's the end' - Keith Code. |
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| motobiker |
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 motobiker Nitrous Nuisance

Joined: 12 Dec 2008 Karma :     
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| iooi |
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 iooi Super Spammer

Joined: 14 Jan 2007 Karma :    
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 Posted: 19:53 - 08 Apr 2011 Post subject: Re: *** Short-term insurance? ideas/advice please? |
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| blinky wrote: | for example, £300 policy for the year divided by 365days, minus the 2 months i will likely use works out at £20-30/mth, thus £60+ the cancellation fee of £40 = £100 .... £100 for 2mth cover
Your thoughts?
hope that makes sense.
cheers for the advice  |
My thoughts.....
READ THE T/C
As your bike ins is not caculated on a daily basis.....
I think you will find after 2 months you may be entitled to around 50 to 75%% less the admin fee..... ____________________ Just because my bike was A DIVVY, does not mean i am...... |
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| Teflon-Mike |
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 Teflon-Mike tl;dr

Joined: 01 Jun 2010 Karma :    
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 Posted: 20:37 - 08 Apr 2011 Post subject: |
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I had a quick look at PAYG insurance on the superdreams.
Annual policy on one for me or Snowie ia around £100 a year, so £26 a time 'Admnin' fee to swap one over when I complete a project, JUST to change the registration number on it, is a bit of a kicker.
PAYG quotes though, were in the region of £20 a month; Ie nearly two and a half times an annual premium.....
But only really wanting a month or two's cover on a bike, while I finish build and sell on, its cheaper than the 'admin' fees! ____________________ My Webby'Tef's-tQ, loads of stuff about my bikes, my Land-Rovers, and the stuff I do with them!
Current Bikes:'Honda VF1000F' ;'CB750F2N' ;'CB125TD ( 6 3 of em!)'; 'Montesa Cota 248'. Learner FAQ's:= 'U want to Ride a Motorbike! Where Do U start?' |
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| blinky |
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 blinky Nitrous Nuisance

Joined: 29 Mar 2009 Karma :  
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 Posted: 13:32 - 09 Apr 2011 Post subject: |
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Ah shweet! thanks guys, need to sort it out stat so i can get my arse outside!
...now if only my bike went in a straight line...  ____________________ Better to ask forgiveness than permission!
Oh i miss my first love, the lovely lil CG!
Rouser 135 2012... Enfield 25... Hornet 600 2002... CG125 2000 |
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| blinky |
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 blinky Nitrous Nuisance

Joined: 29 Mar 2009 Karma :  
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| Slacker24seve... |
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 Slacker24seve... World Chat Champion

Joined: 10 May 2010 Karma :   
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| blinky |
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 blinky Nitrous Nuisance

Joined: 29 Mar 2009 Karma :  
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 Posted: 15:12 - 10 Apr 2011 Post subject: |
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well i may have had an accident back in august...
...on the spill counter 5th page or something i recall... ____________________ Better to ask forgiveness than permission!
Oh i miss my first love, the lovely lil CG!
Rouser 135 2012... Enfield 25... Hornet 600 2002... CG125 2000 |
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Old Thread Alert!
The last post was made 14 years, 310 days ago. Instead of replying here, would creating a new thread be more useful? |
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