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connornrg
Scooby Slapper



Joined: 05 Jul 2010
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PostPosted: 19:34 - 23 Aug 2011    Post subject: Insurance Q Reply with quote
So here goes without trying to bore you.

Renewed with MCE (Underwritten By Aviva/NU) - 13th Aug - £193.31
Found a cheaper price (E-Bike) - £183.47
E Bike is even better beause I told them about my mods.
Phoned MCE, will cost me £33.70 to declare mods or £47 to cancel insurance, this is all within my 14 days (which is until saturday). So thoughts please, I'd much rather cancel and get the cheaper price with E but it will cost more in the long run?
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connornrg
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Joined: 05 Jul 2010
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PostPosted: 19:37 - 23 Aug 2011    Post subject: Reply with quote
Oh and I still have not received my docs Sad
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FerretFing
World Chat Champion



Joined: 12 Nov 2007
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PostPosted: 19:39 - 23 Aug 2011    Post subject: Reply with quote
they've got you by the balls I'm afraid mate....you are just gonna have to chin this one....I'd stick with what you have BUT learn from your mistake & do it right next time...shop around always Thumbs Up

Last edited by FerretFing on 19:40 - 23 Aug 2011; edited 1 time in total
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Nexus Icon
World Chat Champion



Joined: 26 Aug 2010
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PostPosted: 19:39 - 23 Aug 2011    Post subject: Reply with quote
Are they styling mods or performance mods? I only ask because my last insurers (underwritten by Aviva) said they were only interested in declaration if the mods enhanced the performance of the bike. It might be worth a call to your current insurers and see if adding the mods would make any difference to their charge.
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connornrg
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Joined: 05 Jul 2010
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PostPosted: 19:42 - 23 Aug 2011    Post subject: Reply with quote
Performance - Double engined capacity and pipe.
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P.addy
Red Rocket



Joined: 14 Feb 2008
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PostPosted: 09:34 - 24 Aug 2011    Post subject: Reply with quote
connornrg wrote:
Performance - Double engined capacity and pipe.


Take it thats also known by the DVLA right?
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connornrg
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Joined: 05 Jul 2010
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PostPosted: 13:27 - 24 Aug 2011    Post subject: Reply with quote
considering its off road atm, no. they will do when i get everything sorted or the 50 is just going back in.
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P.addy
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Joined: 14 Feb 2008
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PostPosted: 15:21 - 24 Aug 2011    Post subject: Reply with quote
connornrg wrote:
considering its off road atm, no. they will do when i get everything sorted or the 50 is just going back in.


Why are you bothered with docs then...and if you insure with then it will still say its a 50cc anyway, regardless of whatever mod you tell them has been done.

Engine capacity change will more than likely change your insurance group, not what they have down for your motor.
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DrDonnyBrago
World Chat Champion



Joined: 03 Jan 2010
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PostPosted: 15:27 - 24 Aug 2011    Post subject: Re: Insurance Q Reply with quote
connornrg wrote:
So here goes without trying to bore you.

Renewed with MCE (Underwritten By Aviva/NU) - 13th Aug - £193.31
Found a cheaper price (E-Bike) - £183.47
E Bike is even better beause I told them about my mods.
Phoned MCE, will cost me £33.70 to declare mods or £47 to cancel insurance, this is all within my 14 days (which is until saturday). So thoughts please, I'd much rather cancel and get the cheaper price with E but it will cost more in the long run?



Price to stay with MCE = 193.3+33.7 = £227

Price to leave and go with Ebike = 183.5+47 = £230.50


You will pay £3.50 more to go with Ebike.
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