insurance

[nick.h]

can anybody recommend where i can get insurance at a reasonable price.

im 16 and i want to insure my rieju rs1, but im getting quotes for about £800, nearly the same price i paid for the bike itself.

any help appriciated,

nick
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[Italjet MM5A] ll [Rieju RS1 Evolution] ll [Suzuki GS500e] ll [Suzuki GSX600F] ll [Honda CG125] ll [Pug Elyseo 125] ll [Yamaha YZF750R] ll [Yamaha Thunderace] ll [Yamaha R6] ll [Triumph 955i] ll [Hayabusa RZK3] ll [Suzuki RGV250] ll

[Gazdaman]

PM Danny, give him £30 and he'll find you an excellent quote.

I like www.bennetts.co.uk not to be confused with www.bennets.co.uk (I made that mistake once, and once only)

Gaz

[Josh|RD125LC]

I'm 16 and I have my insurance with bennetts. They are probably one of the chapest and best insurance companies around.

[Ste]

Never found Bennetts to be that good for young people, CIA Insurance are normally very good for young people. Never heard of Bennetts being good for young people before. You should still ring all the companies in the back of Bike Trader and play them off against each other, if Bennetts are good for young people then they'll be willing to go the lowest and the quote you first get quoted isn't the best price they can do, so haggle with them.

[tank]

buy a classic old cg125 which would be 15 yrs or older insure that ,then add your newer bike to the policy .insure through footman james

[Ste]

And they'll charge you whatever the price difference would be for the number of months of your policy you have left and then add on some as an admin fee.

[carvell]

[TheShaggyDA]

Tried Carol Nash, Bennets and Footman James, all gave quotes around the £180 mark; called Direct Choice (08701 221102) and got a quote for £105.
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Current: CB500 Previous: CB100N, CB250RS, XJ900F, GT550, GPZ750R/1000RX, AJS M16, R100RT, Enfield Bullet

[i:6e3bfc7581]But still I fear and still I dare not laugh at the madman...[/i:6e3bfc7581]

[Hex]

https://www.find.co.uk/insurance/Motorbike_Insurance/

Simply go through them all and see what comes out. There is no one good company for price across the board. Its a random number generator.
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My little photo portfolio

[Davo]

I don't want to sound like a broken record, but i've found www.motorcycledirect.co.uk excellent for younger bikers, I've managed to insure a R6 fully comp for £1254 with 0 no claims and with a full license for 3 months, I even managed to get insured on a hayabusa for £1800 (again fully comp).

[veeeffarr]

Go with Davo's suggestion, I just got quoted £220 TPO on a £500 1989 NSR with 0 NCB and just passed CBT!

[Craggles]

Yep motorcycle direct was good to me as well...

Don't just rely on internet quotes, phone round too.

Craig
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If this signature is blue, you're riding too fast

[swampy]

I just insured my NSR through insurance 2000 and got £150 tpft, bloody bargain if you ask me.....
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"I hate to advocate drugs, alcohol, violence or insanity to anyone, but they've always worked for me." Hunter S Thompson
"Faster, faster, faster, until the thrill of speed overcomes the fear of death..." Hunter S Thompson

[Josh|RD125LC]

The insurance for my Honda MBX 50 1984 cost me £240 tpft and I'm 16. It was £210 without the legal cover. I think thats pretty cheap to me!

[The Tot]

The best place in my opinion for young sports bike riders would be express insurance : 0800 316 6676. I manage to get good quotes off them in the past when sorting insurance for my friend's NSR and CBR, but they don't do trail bike cover . But do try Danny if you can't get any cheaper quotes.

NIG specialises with 50cc sports but i don't really know their number.

A tip for you: since you're young, insure on a TPO basis as it is much much cheaper. Wait until your 2nd or 3rd year to get NCB and the TPFT cover.

Hope this has been of help.

Titot
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The Tot 2019 Z1000SX - 2007 R1
Never argue with autism

[Bomberman]

[swampy]

I've been riding for 12 years or so off and on, but this is my first bike for a while. I think its so cheap because they took my NCB from my car insurance into account (3 years) and I'm 29 with a clean licence (only just mind.... )
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"I hate to advocate drugs, alcohol, violence or insanity to anyone, but they've always worked for me." Hunter S Thompson
"Faster, faster, faster, until the thrill of speed overcomes the fear of death..." Hunter S Thompson

[Bomberman]

Ah I see now
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'Allo! My name is Inigo Montoya, you killed my father, prepare to die!
'89 TZR 125 - '94 GPZ500s - ZK3 GSXR600 Alstare

[mrchips]

Maybe it's just for NI but I found Bennetts to be robbers, They were looking £8xx for the bike I insured for £280

[m99dws]

[steveh]

Not entirley sure about the price, but try Lexham, ive herd there good



Steve
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Current : 06 Zx10r, 07 Wr450f SM, 74 850 norton commando, 63 bsa b40, 1962 Triton 650, 67 Triumph Tr6r, 1955 Triton 750, 1978 TY250E.

[Frost]

ouch, thats a bit steep aint it?

i got TPFT coverage on my CB125 (higher insurance group than a CG) aged 19 for £170.

[Gazdaman]

you did well dafrostyone.

I got £233 on my '94 reg MZ ETZ 125, which has much lower stealable factor than your cbr.

and that was the best quote by about £50, and was TPO.

But then mine has no kind of imobiliser/alarm, not sure why yours was so cheap though, unless you keep it in a giant safe, and have promised to do under 3.5miles per year.

Gaz

[Ste]

The bike being newer pushes the quote up, even if you're getting TPO. Yokogeri, get a copy of Bike Trader and call literally every single insurance company in the back, once you've got the cheapest few quotes call back between them haggling the price down, repeat until none will go any lower.

[Frost]

TPO is often more expensive than TPFT
Once you knwo how insurance quotes work (their fairly simple) you can use them to your advantage to make money like danny does, or save money like i did.

£215.55 TPFT inc breakdown on an RGV250 aged 20 licence held 0 years NCB 0 years