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using bike ncb on car insurence ??

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rockers
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Joined: 29 May 2008
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PostPosted: 17:16 - 22 May 2012    Post subject: using bike ncb on car insurence ?? Reply with quote

hello have asked this before sort of,

im trying to find a insurence company that will accept bike no claims bonus for use with car insurence ?

The only company i can find that does it is Ecar but it is cheaper to go with another company with no ncb that with Ecar and 4 years ncb.

After names of insurence companys

This 4 years ncb i have i intend to just use on a single car and not on a bike.

Thanks alot

Rocky


Last edited by rockers on 17:53 - 22 May 2012; edited 1 time in total
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Walloper
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Joined: 24 Feb 2005
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PostPosted: 17:20 - 22 May 2012    Post subject: Re: using bike ncb on car insurence ?? Reply with quote

rockers wrote:
hello have asked this before sort of,

im trying to find a insurence company that will accept bike no claims bonus for use with car insurence ?

The only company i can find that does it is Ecar but it is cheaper to go with another company with no ncb that with Ecar and 4 years ncb.

After names of insurence companys


Thanks alot

Rocky


It's Insurance.

General rules they apply are you can only use NCD for one vehicle policy.
Unless multi vehicle policy.
Not sure they will entertain a bike and car on the same multi insurance policy.

You will need to phone them. Or email. DO NOT EMAIL MCE. They cannot read or write properly so just ignore email.
Phone works though.
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rockers
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PostPosted: 17:36 - 22 May 2012    Post subject: Reply with quote

thanks for the reply, not planning to use on a bike and a car at the same time.

I have my ncb paper certificete that i plan to use with a car only
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boundy
Nearly there...



Joined: 24 Jan 2009
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PostPosted: 19:16 - 22 May 2012    Post subject: Reply with quote

As per a previous post asking the same thing a few months ago.....

Ecar will accept bike NCD

Acceptable proof of bonus:

- EU bonus (if provided in English by a sworn translator)
- Commercial vehicle bonus
- Private car bonus
- Company car claim free driving experience (subject to letter on company headed paper from insured’s employer showing driving dates, claim details and confirmation of sole use of vehicle)
- Motorcycle bonus
https://www.ecarinsurance.co.uk/helpdesk.php

and so will swift cover


Your proof of No Claims must be:

•issued by your previous insurer in England, Scotland or Wales
•less than 24 months old
•earned in England, Scotland or Wales on a private car, or
•earned in England, Scotland or Wales on a motorbike by a policy holder aged 22 or over
•in your name as the policy holder
•earned on a full UK or EU licence
•used to insure one vehicle only
https://support.swiftcover.com/car-insurance-help/no-claims-discount-proof/


Im sure there are more, check there FAQ's, I've been looking for my Wife over the last fewe weeks.
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Walloper
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PostPosted: 19:26 - 22 May 2012    Post subject: Reply with quote

boundy wrote:
I've been looking for my Wife over the last fewe weeks.



Have you tried looking in the utility room.
They're normally found doing laundry or ironing.

Hope this helps.
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rockers
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PostPosted: 20:11 - 22 May 2012    Post subject: Reply with quote

boundy - as said i tried Ecar and there a rip off.

Swift cover declined me before i got a chance to put a car in cant see why.

Any other ideas?

Cheers
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rockers
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PostPosted: 17:39 - 23 May 2012    Post subject: Reply with quote

any more ideas ? have emailed a fare few comapnies now
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ttr
Crazy Courier



Joined: 22 Apr 2007
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PostPosted: 17:51 - 23 May 2012    Post subject: Reply with quote

Remember that this year eCar will be a rip off, but after that you'll have the NCB to take elsewhere. After the fact it may work out better.

I think MCE have branched out into car insurance as well, could be wrong.

I'm told Hastings Direct will do it, and there's a few others. Google around, the info's already out there! Search discussion results only, lots comes up.

I'm considering starting a new bike policy for the Geeperz to build a second NCB for this purpose (or possibly chuck the 4 years from the bandit onto a cage, not sure yet. Depends how much difference it'd make. More research needed.)

All a bit hypothetical right now as I blatantly can't afford a car anyway. Kind of wish I'd got my license etc when I was 17 now! Oh well.
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rockers
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PostPosted: 18:52 - 23 May 2012    Post subject: Reply with quote

Yeh that is the plan as there are cheaper comapnies out there but they dont accept bike ncb so need to get through the first year,

Problem with ecar they are that much more epencive it would be cheaper to insure with a different insurence company with zero ncb

Thanks for the help
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Walloper
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PostPosted: 18:53 - 23 May 2012    Post subject: Reply with quote

I saw an email to say mc
e are selling cover for cars now.
I have separate policies for my car, and both bikes
Each earn their own NCD.
The bit that I don't know for sure is if I claim it will affect all three policies. ???
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ttr
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PostPosted: 19:06 - 23 May 2012    Post subject: Reply with quote

Pretty sure, could be wrong:

The claim will only affect the NCB on the relevant policy, but obviously the claim against you will affect the premiums on all policies as you'll have to declare it at renewal.

I had a claim on one policy (about midway through that year) at 17, so when I got my first big bike very shortly afterwards I started a new policy to start the new NCB earlier, rather than at renewal.

This means that the claim is concurrent with that lot of NCB, sort of, if you see what I mean! Never been a problem!
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rockers
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PostPosted: 23:00 - 25 May 2012    Post subject: Reply with quote

cant find anywhere that will take it other than ecar,


Half my problem is i dont want a crap car 1.1 saxo etc so insurance is going to be high
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ttr
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PostPosted: 23:02 - 25 May 2012    Post subject: Reply with quote

rockers wrote:
cant find anywhere that will take it other than ecar,


Half my problem is i dont want a crap car 1.1 saxo etc so insurance is going to be high


I'd be really surprised if anyone will do it online, even eCar, so if that's where you're looking it could be the problem.

Try calling the ones I've suggested if you've not already. Or bite the bullet and go with eCar for a year, I expect that's what I'll do if I can't find anyone else.
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rockers
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PostPosted: 23:20 - 25 May 2012    Post subject: Reply with quote

Ecar will accept motorbike ncb,

I thought yea get the 1st year done then go else where,but what happens when you go to insure with somone else you put down 4 years ncb yet 1 year held the license.

Bite the bullett and pay 1800 for the civic i want Sad
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M1ghtyDUck
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PostPosted: 23:44 - 25 May 2012    Post subject: Reply with quote

I think I heard direct line do (I've been keeping an eye out as I'll be doing the same next year, 4 years bike to car). Give them a call? Thumbs Up
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ttr
Crazy Courier



Joined: 22 Apr 2007
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PostPosted: 09:51 - 26 May 2012    Post subject: Reply with quote

rockers wrote:
Ecar will accept motorbike ncb,

I thought yea get the 1st year done then go else where,but what happens when you go to insure with somone else you put down 4 years ncb yet 1 year held the license.

Bite the bullett and pay 1800 for the civic i want Sad


That's a fair point, not one I'd considered really....
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ttr
Crazy Courier



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PostPosted: 10:20 - 26 May 2012    Post subject: Reply with quote

Double post, but:

This may not be a problem... As long as you've held a bike license, you've held a provisional car license as well. It's possible to obtain NCB on a provisional, my friend did, so I'd say this wont be an issue.
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gorillaonabik...
Nearly there...



Joined: 31 Jul 2011
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PostPosted: 10:29 - 26 May 2012    Post subject: Re: using bike ncb on car insurence ?? Reply with quote

Carole Nash insurance brokers offered to use my bike's NCB minus one year for my car.

They still quoted me £3,500 for my car insurance TPFT so it wasn't the most competitive but at least they still offered it!
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