What happened to the old carole nash?

[Marmalade]

In my second year with carole nash insurance.

last year I started the policy with one bike, added a further 3 at a cost of ~£30 each (admin fee i assume)

This year....
I just bought a NTV650, booked in for mot today so phone to take off a ST1100 Pan European from cover and add a NTV650.

Simple, but how much?



£439

Why I ask? Because it's a courier policy is what i'm told.
So what about adding several bikes last year to my courier policy?

I only paid £430 for the whole policy with 3x pan euros and a 250 scoot on it a couple of months back.

I've left it an hour and called back, spoken to someone sounding more helpful and waiting on a verdict.

Looking like I may be selling an mot ready NTV650 shortly unless they sort their act out.
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Nobby the Bastard: How yo tell the difference between the actual japanese and her just screaming because she's had live fish stuck up her arse? [url=https://www.nicks-shop.co.uk/bcf-goodies-15-c.aspGet BCF stickers and things here[/url] Reflective helmet stickers - Legal requirement in france - Clicky

[Snorty]

Went with Carole Nash as my first insurer, they were the best priced.

£300 turned into £450 which I bartered down to £350. Then when I got the 600 (2 years NCB and 2 years older) - £700!

Went with Swinton - £500.
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Current: Yamaha FZ1 '07 | GSXR 750 SRAD

Past: CB125TDC | TZR125 | GPZ500 | CBR600F3 | ZX9-R | GSXR1000 K4

[Rogerborg]

There can't be that many underwriters who'll touch courier policies though, so ultimately, they'll just laugh and wish you good luck getting it cheaper elsewhere.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[Redoko]

Funnily enough I was actually wondering about courier policies the other day.
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"Let's face it, this is not the worst thing you've caught me doing."
Sudika Sportsman SK50QT > Gilera DNA50 > Honda CBR125 RW7 > Kawasaki Zephyr750 > Suzuki GSXR600 > Honda Hornet CB600F '51

[Marmalade]

Carole nash WERE the least hassle. not the cheapest but being able to add multiple bikes for £30-£35 a go made it a good option.

If they have now dumped this idea then at renewal they can stick it up their arse and i'll just go with the cheapest.

Taking out the policy originally took about 20 mins. so far we're 24hrs into changing a bike.

And I've now missed my booked mot slot
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Nobby the Bastard: How yo tell the difference between the actual japanese and her just screaming because she's had live fish stuck up her arse? [url=https://www.nicks-shop.co.uk/bcf-goodies-15-c.aspGet BCF stickers and things here[/url] Reflective helmet stickers - Legal requirement in france - Clicky

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[Marmalade]

[UnspeedySam]

I went with carole nash this time around. I recently took off my Bros and added the TRX for £65, which pretty reasonable. I guess it entirely depends on who the underwriter is for your policy. There is a limit to what a broker can do.
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Riding: BMW R1150RT `02 bought mildly crashed
Fixing: Also the BMW as I get less broken bits
Gone: ZZR600 '00, TRX850 '97, RXS100 '93, JS125-6B '07, BMW R1100RS '93, Kawasaki ZX-6R-J2 '01, Honda Bros NT400 NC25 '88

[Walloper]

Och no... Not another, We hate '****** Insurance Pricks' thread?


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W-ireless A-rtificial L-ifeform L-imited to O-bservation P-eacekeeping and E-fficient R-epair

[Marmalade]

It's not another we hate insurance thread.

I've up to now been happy with carole nash, the price overall is good, staff are friendly and seem to know whats on.

It's just yesterday and today it seems they've gone to shit and a simple bike change has confused them somehow.
Maybe it's their 'wrong week'.

They are still better than some of the previous monkeys I've been insured with, although he didn't email the docs as promised but we're getting there slowly.

On a side note, if anyone from carol nash does read this. WHY do i have to run through occupation, mobile, home number , email etc every single time I call AND if i don't have my reference number number with me you find my details using my postcode, then run through security questions which includes 'what is your postcode?' minor stuff but still a niggle.

Forgot to add, had a call at 4pm to say they policy has been amended to add the NTV and remove ST1100. £32.50
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Nobby the Bastard: How yo tell the difference between the actual japanese and her just screaming because she's had live fish stuck up her arse? [url=https://www.nicks-shop.co.uk/bcf-goodies-15-c.aspGet BCF stickers and things here[/url] Reflective helmet stickers - Legal requirement in france - Clicky

[Walloper]

[UnspeedySam]

[Dilyan]

[Walloper]

[Marmalade]

They are definitely out to piss me off.

Got pulled in south Wales yesterday evening.

No insurance sir, we'll have to detain you for ages while we piss about checking as despite having the docs on your phone (no paper ones as above) we don't believe you.

Hopefully Carole Nash will actually put it on the MID at some point in the near future.
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Nobby the Bastard: How yo tell the difference between the actual japanese and her just screaming because she's had live fish stuck up her arse? [url=https://www.nicks-shop.co.uk/bcf-goodies-15-c.aspGet BCF stickers and things here[/url] Reflective helmet stickers - Legal requirement in france - Clicky

[Rogerborg]

Bad show all round.

[Marmalade]

Thank you sir.

Wish I'd known that yesterday. Showed the policy, in full as a pdf on my phone and they still just kept on hold to carole nash.

I was a little concerned if it happened at 6pm and they couldn't get clarification if they would impound the bike.

Saved that law file as a pdf and got that on phone now too.

Seen the doc, can I go now?
No!?
Read the law occifer
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Nobby the Bastard: How yo tell the difference between the actual japanese and her just screaming because she's had live fish stuck up her arse? [url=https://www.nicks-shop.co.uk/bcf-goodies-15-c.aspGet BCF stickers and things here[/url] Reflective helmet stickers - Legal requirement in france - Clicky

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[Walloper]

[Marmalade]

Come on then.

Who is good at getting the relevant facts down in a letter that i can email off?

I make myself sound (in my mind) like a ranting idiot when I do it myself.

It was 16:45 ish on 22/8 at B4591, Chartist Drive, Rogerstone

https://goo.gl/maps/RxQJL
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Nobby the Bastard: How yo tell the difference between the actual japanese and her just screaming because she's had live fish stuck up her arse? [url=https://www.nicks-shop.co.uk/bcf-goodies-15-c.aspGet BCF stickers and things here[/url] Reflective helmet stickers - Legal requirement in france - Clicky

[map]

Quick question for clarification, did you get the collar numbers of the officers involved?

IIRC you have to first complain against the officers and then unless they actually kill someone it'll be no more than a shrug of the shoulders. Even if they kill someone it'll probably just be a smack on the wrist. We are talking traffic cops so they are like gods you understand

I think you can complain directly about the chief constable but that has to be done via the IPCC and then the rules and grounds for complaining are very rigid and narrow.

You may have an issue though as ignoring the amendments to the RTA may be classed as a policy and

[bikertomm]

Someone needs to do that lairy b!tch up the gary.
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07' Honda Hornet now full powaah! My guide on performing an oil change!

[Marmalade]

I was thinking more along the lines of saying how disappoint I am at their lack of compliance with the updated law and still detaining me for an inappropriate amount of time despite showing the officers legally acceptable documentation as to my insurance cover.

Plus that they should advise their officers on this law as it is such commonplace that people are pulled up for no insurance and the risk of them not knowing can wrongly result in loss of use of a perfectly road legal vehicle with no recompense to the deprived person due to officers not knowing the law.
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Nobby the Bastard: How yo tell the difference between the actual japanese and her just screaming because she's had live fish stuck up her arse? [url=https://www.nicks-shop.co.uk/bcf-goodies-15-c.aspGet BCF stickers and things here[/url] Reflective helmet stickers - Legal requirement in france - Clicky

[Rogerborg]

(Need some [editorial] work)

[email protected]

Dear [PSD goons],

I write to inform you that I was unreasonably and in my opinion unlawfully detained by two South Wales Police officers.

The incident occurred around 16:45 on 22/8/012 on the B4591, Chartist Drive, Rogerstone while I was riding my blah blah motorcycle registration number [FUK P1G5]. [One|Two] uniformed constable(s) directed me to stop and then informed me that my vehicle was not showing as being registered on the Motor Insurance Database.

I [was|was not] issued the required warning that unless I provided evidence that the vehicle was insured then it would be seized. (Road Traffic Act 1988 Section 165A (6) (a)).

I immediately showed the constable(s) my valid certificate of insurance on electronic equipment provided by myself, fully satisfying Road Traffic Act 1988 Section 165 (2B).

However, the constable(s) chose not to believe the validity of the certificate. They gave no grounds for this decision. Instead, they spent some considerable time telephoning my insurers to ask if the vehicle was insured. This prevented me from going about my lawful business. Their actions were unnecessary, unreasonable and wrong.

Having provided the required certificate in a proscribed form, the constable(s) had no grounds to proceed any further. Even had they been unable to contact my insurer, or even had my insurer told them (in error) that the vehicle was not insured, it would have been wrong, and actionably so, for them to have seized it.

I draw your attention to Road Traffic Act 1988 165A (3) (b), "(b)the person fails to produce such evidence [of insurance], and".

This issue has been settled in the Court of Appeal, by Pryor v The Chief Constable of Greater Manchester Police[1] in which it was held that:

"Thus condition 165A(3)(b) was not satisfied. [The driver] did not fail to produce what was required. The police constables' belief, misled as they may have been by some person within [the insurer] that [the driver was not insured] was flatly contradicted by the plain words of the certificate: the police constable's belief, no doubt honestly held, that the certificate did not mean what it said is neither here nor there. Having failed to satisfy condition (3)(b) of section 165A , we simply do not get to section 165A(c) [...] It all seems to me as plain as a pikestaff. The police have failed to establish grounds for their seizure of the Honda. The defendant has in those circumstances wrongly interfered with the claimant's goods. The appeal must be allowed and judgment entered for the claimant with damages to be assessed."

While I accept that the constable(s) acted in good faith based on their understanding of the law, their understanding is wrong or out of date, and ignorance is not an excuse.

I would like to be assured that the constable(s) in question are given words of advice and South Wales Police policy and training is updated to comply with the relevant statute and case law.

Yours irately,
Marmalade.


[1]
Mr David Ashley Pryor v The Chief Constable of Greater Manchester Police
Case No: B2/2010/2057
Court of Appeal (Civil Division)
30 June 2011
[2011] EWCA Civ 749
2011 WL 933890
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[LordShaftesbu...]