Insuring second rider, but he is A2 *now with added WIN!

P.addy · Red Rocket Joined: 14 Feb 2008 Karma :

I have my TT600R and have insured my friend on it, they asked for a copy of his licence, thats fine.. but now they want proof its restricted. I hate this restriction shit, it makes like 40hp maximum when ignition isn't retarded, less when it is.

I'm about to send them a paint document with "My bike is 33hp, this has as much legal bearing as an FI international certificate"

Insurance being the arses they are...probably won't accept this and might only accept a garage headed paper saying its restricted or a dyno run, both of which I won't pay for and neither will they.

If they cancel my policy would they be in the wrong? Or would it be me because I haven't paid for proof. Quite happy to restrict it, it won't be ridden by me for a while... its only 1 washer.

Basically, can someone confirm I can send this in and it has the same legal bearing?

Drake · World Chat Champion Joined: 01 Oct 2010 Karma :

shit in a jiffy bag and send them it, that could be your restriction?
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was: derbi senda, aprilia sx125, nsr250 mc16, cagiva mito, cb600 hornet now: mk1 bandit, KR1S, landrover series 3 light weight 2.5 petrol, 5speed box

ThoughtContro... · World Chat Champion Joined: 14 Aug 2008 Karma :

Yes it has the same legal bearing, however from the standpoint of an insurance company the FI cert gives the appearance that a commercially accepted restrictor has been fitted by an FI approved fitter, whereas your home produced guff is merely an attempt to defraud them. IF you get found out expect a shitstorm in terms of cancellation of policy, and possible future ramifications in terms of "refused insurance" and higher premiums.

TL;DR

Either fit some restriction the insurers accept and get it dynoed as proof (take em out later if ya like, your call if he's pulled/has an accident and there's arsey coppers and insurers tho) or tell your mate it can't be done because your insurers are an arse.
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Prize cunt
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"In a world of universal deceit telling the truth is a revolutionary act" - George Orwell

P.addy · Red Rocket Joined: 14 Feb 2008 Karma :

Should say, it will be restricted. Quite happily, just the garage want £65 to strip it down and see this washer and then want probably £50~ for a dyno print out. Either way it costs me an unwanted amount.

If it has the same legal bearing, I'll send them this...and let them know that they can accept this etc

mysterious_rider · World Chat Champion Joined: 11 Sep 2010 Karma :

Best thing is just phone the fucking idiots. They asked me to prove my restriction, I gave em a bell and as follows..

"so can you prove its restricted?"
Me; "Nah mate can't prove anything but it is restricted "
them; "oh okay then no worries, thats fine your bill will come out blah blah"

Laughing

bikertomm · World Chat Champion Joined: 03 Jul 2010 Karma :

https://www.youtube.com/watch?v=tJm44fMcpu8&feature=g-all-lik

From what I can gather it's all bollocks...

Thumbs Up

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07' Honda Hornet now full powaah! My guide on performing an oil change!

ThoughtContro... · World Chat Champion Joined: 14 Aug 2008 Karma :

Just make sure the wording doesn't look like your trying to present a forged FI or other cert for them to get their knickers in a twist about.

I'd word it as a declaration. They still might not accept it as proof, but then they accept your declaration that you haven't had any non-driving convictions without a cert from the cop shop, or that you don't suffer incurable covdude's disease without being certified...
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Prize cunt
--
"In a world of universal deceit telling the truth is a revolutionary act" - George Orwell

Imonster · World Chat Champion Joined: 18 Oct 2006 Karma :

About 4 posts down here:

https://www.bikechatforums.com/viewtopic.php?p=2917302

Dunkable has posted a downloadable FI cert that you can fill in your own details.
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Those who make peaceful revolution impossible will make violent revolution inevitable.

P.addy · Red Rocket Joined: 14 Feb 2008 Karma :

My mate just sent them a very very very pissed email with my name underneath so it looks like the policy holder sent it to the insurers Laughing

Rogerborg · nimbA Joined: 26 Oct 2010 Karma :

Ask CaNsA if Nobcat Ltd can do you an invoice for fitting the magic washer. Wink

SRSLY though, ask them what they consider to be "proof".
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

P.addy · Red Rocket Joined: 14 Feb 2008 Karma :

P.addy · Red Rocket Joined: 14 Feb 2008 Karma :

Update. Great success Laughing

kotachi · Traffic Copper Joined: 26 Mar 2012 Karma :

P.addy · Red Rocket Joined: 14 Feb 2008 Karma :

Fired an email to my insurer with a lot of guff... also included this legit restriction certificate.

https://yesterdaystheory.pwp.blueyonder.co.uk/33hp.png

Which got the reply..

J.M. · World Chat Champion Joined: 27 Mar 2011 Karma :

bikertomm · World Chat Champion Joined: 03 Jul 2010 Karma :

Nope lol.

Interested to hear what happened!
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07' Honda Hornet now full powaah! My guide on performing an oil change!

P.addy · Red Rocket Joined: 14 Feb 2008 Karma :

Fixed

kotachi · Traffic Copper Joined: 26 Mar 2012 Karma :

Hilarious

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CBT done - 24/03/2012, theory test done - 03/04/2012.. Mod 1 done -26/06/2012, Mod 2 done - 29/06/2012. Current steed: Cage.
Suntan Sid said: "Look at it this way, your employer wants to pay you the minimum amount, it thinks it can get away with, and extract from you the maximum amount of graft. Ergo it's your responsibility to ensure that karma is restored and you do as little work as you think you can get away with, for the maximum amount of money."

J.M. · World Chat Champion Joined: 27 Mar 2011 Karma :

Need a karma rating for "made of win" Laughing

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2004 R1 & 2018 XSR900

kotachi · Traffic Copper Joined: 26 Mar 2012 Karma :

Edit in your reply!! Twisted Evil

We need to see the full scale of the win..
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CBT done - 24/03/2012, theory test done - 03/04/2012.. Mod 1 done -26/06/2012, Mod 2 done - 29/06/2012. Current steed: Cage.
Suntan Sid said: "Look at it this way, your employer wants to pay you the minimum amount, it thinks it can get away with, and extract from you the maximum amount of graft. Ergo it's your responsibility to ensure that karma is restored and you do as little work as you think you can get away with, for the maximum amount of money."

P.addy · Red Rocket Joined: 14 Feb 2008 Karma :

I'll PM the email rather than blast it out here, its full of crap and sickpup will pick it to bits Wink

bikertomm · World Chat Champion Joined: 03 Jul 2010 Karma :

Haha sweet Thumbs Up

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07' Honda Hornet now full powaah! My guide on performing an oil change!

kotachi · Traffic Copper Joined: 26 Mar 2012 Karma :

Ok the email reply was super win, in fact (although there may well be some inaccuracies, which any of the forum oracles may well rip to shit) it is still winning. Take that insurance Middle Finger

My favourite particular quote..

Moxey · World Chat Champion Joined: 11 May 2011 Karma :

You're with KGM? I'm with them through Bikesure and they never asked for proof of restriction Confused

in fact none of the insurers have despite me declaring it, guess your just unlucky and they felt like making you jump a few hoops.
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Current: 02 FZS 1000 & 91 Royal Enfield Bullet 350 Some Bike Pics...
'I was too busy paying attention to pay attention'

P.addy · Red Rocket Joined: 14 Feb 2008 Karma :

I jump hoops for insurance on a regular basis.

They love me Laughing

Ah well, another issue sorted in the world of insurance. KGM aren't too bad, HR Insurance, never bothered me before, always cheap and reliable. Great to deal with etc... now they appear to have changed Thumbs Down