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| GTR1400 |
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 GTR1400 Trackday Trickster
Joined: 16 Apr 2011 Karma :     
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 Posted: 11:16 - 10 Sep 2012 Post subject: Longest insurance dispute? |
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Hey guys, just wondering what the longest period of time is that you've spent waiting for insurance to sort their crap out and get payments sorted ?
I've just had a phone call this morning from the solicitors dealing with a claim of mine, saying that I should receive my cheque within the next week or so, as they've received payment now.
The accident happened in mid-October last year, so by the time it goes into my bank account it'll have been over 11 months from collision to payout!
Anybody else had anything similar or worse? |
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| supZ |
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 supZ World Chat Champion

Joined: 03 Feb 2009 Karma :   
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 Posted: 11:27 - 10 Sep 2012 Post subject: |
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yeh i've had one go on for well over a year..
coming off a roundabout in traffic coming home from college. doing less than 30mph, in line, etc..
as i exit im suddenly hit in my rear passenger quarter by a van thats flew onto the roundabout, the car is spun round, flipped over and i end up a way down the d/c resting on my side.
i had 2 witnesses, from cars behind, one being a social worker.
police were useless. pushed my car onto its wheels, pushed it off the road then buggered off and left me on my own whilst im sitting there in shock after being dragged out of the windscreen by people that stopped. one even suggested i go have a drink in the nearby pub.
n.b. the sliproad the van came from is the exit of said pub yet they werent even breathalysed.
im in shock, phone battery dead and left with a crashed car on the side of the road. thanks police.
luckily i wasnt badly injured. bit of whiplash etc.. but no one knew that.
i had to wait for my mum to arrive (someone that stopped lent me their phone to call her) and then she took me to the hospital.
yes in hindsight i should have just called an ambulance, but i was young and it was my 1st accident so the first people i wanted to call were my parents.
so anyway.. proceedings start and the van driver decides to, months down the line change his story and say i pulled out in front of him. now considering the damage to my car was my rear passenger side quarter id love to know how i could have managed that unless i was reversing onto it!!!
went to court, he didnt even turn up.. finally got sorted well over a year after the event.
the whole system makes me sick, not only the blatant mistreatment of myself, obviously stereotyped as a 'young driver' so it MUST have been my fault and so ignored by the police and a guy who could have easily killed me decides to obviously lie on official documentation and the courts couldnt give a shit.
horrible experience. ____________________ CBR954RR - Daily toy
CBR600RR - Trackbike |
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| GTR1400 |
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 GTR1400 Trackday Trickster
Joined: 16 Apr 2011 Karma :     
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 Posted: 11:39 - 10 Sep 2012 Post subject: |
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| supZ wrote: | yeh i've had one go on for well over a year..
coming off a roundabout in traffic coming home from college. doing less than 30mph, in line, etc..
as i exit im suddenly hit in my rear passenger quarter by a van thats flew onto the roundabout, the car is spun round, flipped over and i end up a way down the d/c resting on my side.
i had 2 witnesses, from cars behind, one being a social worker.
police were useless. pushed my car onto its wheels, pushed it off the road then buggered off and left me on my own whilst im sitting there in shock after being dragged out of the windscreen by people that stopped. one even suggested i go have a drink in the nearby pub.
n.b. the sliproad the van came from is the exit of said pub yet they werent even breathalysed.
im in shock, phone battery dead and left with a crashed car on the side of the road. thanks police.
luckily i wasnt badly injured. bit of whiplash etc.. but no one knew that.
i had to wait for my mum to arrive (someone that stopped lent me their phone to call her) and then she took me to the hospital.
yes in hindsight i should have just called an ambulance, but i was young and it was my 1st accident so the first people i wanted to call were my parents.
so anyway.. proceedings start and the van driver decides to, months down the line change his story and say i pulled out in front of him. now considering the damage to my car was my rear passenger side quarter id love to know how i could have managed that unless i was reversing onto it!!!
went to court, he didnt even turn up.. finally got sorted well over a year after the event.
the whole system makes me sick, not only the blatant mistreatment of myself, obviously stereotyped as a 'young driver' so it MUST have been my fault and so ignored by the police and a guy who could have easily killed me decides to obviously lie on official documentation and the courts couldnt give a shit.
horrible experience. |
Wow, that sucks!
The guy who went into the back of me just refused to talk to his insurance company or anybody about the accident, so obviously his insurance didn't wanna pay out without hearing his side of the story. They were given a deadline of today though, so they've decided that it's not worth pratting around any more and have just paid up.
Ridiculous though because it was only a small incident. At traffic lights, they turned to green, I was about to pull off as he came from behind and went into me. He couldn't have been moving any more than 10mph and I didn't even come off, in fact I barely moved.
I fixed the bike myself for around £100.
Insurance is paying out £600.
Whilst it's inconvenient that I've waited so long and it's hugely delayed me passing my test, I'm not gonna complain when the money goes into my bank so that I can get a few extra shiny play toys for my next bike . |
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| jasond |
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 jasond Renault 5 Driver
Joined: 17 Jul 2011 Karma :    
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| map |
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 map Mr Calendar

Joined: 14 Jun 2004 Karma :     
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 Posted: 11:54 - 10 Sep 2012 Post subject: |
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| GTR1400 |
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 GTR1400 Trackday Trickster
Joined: 16 Apr 2011 Karma :     
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| mossi123uk |
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 mossi123uk Nitrous Nuisance
Joined: 15 Oct 2011 Karma :    
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| neatbik |
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 neatbik World Chat Champion

Joined: 27 Jun 2007 Karma :  
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| P.addy |
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 P.addy Formerly known as P.
Joined: 14 Feb 2008 Karma :  
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 Posted: 12:21 - 10 Sep 2012 Post subject: |
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2 years 11 months.  |
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| Rogerborg |
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 Rogerborg nimbA

Joined: 26 Oct 2010 Karma :    
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 Posted: 13:46 - 10 Sep 2012 Post subject: |
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Over a year for a perfectly simple shunt where liability was clear and admitted, costs were quickly established and it was just a question of when they'd have to pay. Useless twunts, the whole lot of them. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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| Cuchulain |
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 Cuchulain Nitrous Nuisance
Joined: 14 May 2011 Karma :     
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 Posted: 14:14 - 10 Sep 2012 Post subject: |
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14 months and counting for me so far. Had a pretty minor car accident. 50/50 fault. Slow speed so only bodywork was damaged. No claims made though.
Other party claimed personal injury for him and his passanger though and so it's been dragging on which is a pain in the proverbial because there isn't ever an option for 'ongoing' when trying to get new insurance. ____________________ CBT 15/6/2011 Theory Test Passed 6/2/2012 Module 1 Passed 11/6/2012
Module 2 Passed!!! 19/6/2012 |
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| Pete. |
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 Pete. Super Spammer

Joined: 22 Aug 2006 Karma :     
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 Posted: 14:54 - 10 Sep 2012 Post subject: |
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Just about 3 yrs. Got it in the end but I lost the use of my suspended NCD. ____________________ a.k.a 'Geri'
132.9mph off and walked away. Gear is good, gear is good, gear is very very good  |
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| Skudd |
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 Skudd Super Spammer

Joined: 01 Oct 2006 Karma :   
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 Posted: 15:00 - 10 Sep 2012 Post subject: |
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Just over five years, but that was someone trying to claim off me, they lost in court.  ____________________ Famous last words of Humpty Dumpty. " Stop pushing me "
Petty Anarchists look at "1984".............. The Visionary looks at "Animal Farm". |
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| Cuchulain |
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 Cuchulain Nitrous Nuisance
Joined: 14 May 2011 Karma :     
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 Posted: 15:03 - 10 Sep 2012 Post subject: |
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Ah no my mistake. After a quick phone call it turns out the claim against me was settled. My insurer just didn't think to tell me.
So apparently saying you've got neck pain and being advised to take paracetamol by the doctor who wants you to fuck off and stop wasting his time gets you a cheque for £5k now.
Even if the accident was deemed to be 50% your fault.
 ____________________ CBT 15/6/2011 Theory Test Passed 6/2/2012 Module 1 Passed 11/6/2012
Module 2 Passed!!! 19/6/2012 |
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Old Thread Alert!
The last post was made 13 years, 181 days ago. Instead of replying here, would creating a new thread be more useful? |
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