MCN free 7 day insurance

[Werny]

I've seen that a lot (all?) of the bikes for sale on MCN include the offer of free insurance for 7 days, just have to phone up MCE with your details and the bike ID number MCN provide.

My question is: What's the catch?

It seems like a really handy way of getting a just bought bike back from wherever you bought it, but does seem too good to be true. Has anyone used this before? Do you end up bombarded with spam from MCE and "their partners"

[cimbian]

You'll get hounded by MCE... no real problem. It is TPFT and excess is £1000. Otherwise it worked fine for me and allowed me to ride home legally after buying the bike.
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22PlusY
Current: Moto Guzzi 1100 Breva. Previous: Honda XL650V TransAlp
Bearded, Balding, Born again Buddhist Biker

[Alpha-9]

The catch is probably the massive excess you'll lose if you crash it within those 7 days, but otherwise I don't see an issue

Not had any problems with MCE
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Fzr-600 1999

[Rogerborg]

Course you'll get spammed, why else are they offering it?

Bear in mind that you're not strictly legal until a certificate of insurance has been 'delivered' to you, either physically or (not that coppers believe this) electronically.

Given how incompetent and understaffed MCE are reported to be, I'd want to be sure that there's more of a record of it being issued than a verbal confirmation over the phone.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[BakesBeans]

You have to do a full insurance quotation with them.

Avia do the same for most car garages.
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Current: Kawasaki ZX636
Previous Bike: Honda CBR600F ABS, Yamaha XJ6 F Diversion ABS, Honda VFR400 NC30

[cimbian]

It took about 15 minutes on the 'phone but I received the 'paperwork' by email onto my phone so was sorted.

As it happened their quote was the best of those I canvassed within the seven days so went with them anyway.

No spam or junk from other companies. The odd mail or two from MCE otherwise fine.
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22PlusY
Current: Moto Guzzi 1100 Breva. Previous: Honda XL650V TransAlp
Bearded, Balding, Born again Buddhist Biker

[Rogerborg]

[Vracktal]