Resend my activation email : Register : Log in 
BCF: Bike Chat Forums


Great Quote - Surprised!!

Reply to topic
Bike Chat Forums Index -> General Bike Chat Goto page 1, 2  Next
View previous topic : View next topic  
Author Message

j.silvs
World Chat Champion



Joined: 01 Dec 2012
Karma :

PostPosted: 08:08 - 10 Jan 2013    Post subject: Great Quote - Surprised!! Reply with quote

So this is the quote I ran through eBike:

25, No NCD, new rider have had license for <1 month, Live in NW London
Medical condition - DVLA aware
SP30 - 3 Points, July 2012
GSXR 600 K6 - £4,000 worth
Modifications stated: R&G Protectors, Heated Grips, Rear Seat Cowl
Not kept in a garage
Security: No fitted alarm, no tracker, no ID system, no ground anchor. Put down the Oxford Boss alarmed disc lock (do have an Almax and ground anchor for home but don't know if I will always use the chain - made no difference in the quote what physical security I put down neither and know I will always use the disc lock)
S&D inc. commuting

Came to £853.46 (TPF&T) or £713.54 (TP only)

Very Surprised. The 2nd cheapest quote came in at £2,000!!
 Back to top
View user's profile Send private message You must be logged in to rate posts

drzsta
World Chat Champion



Joined: 20 Apr 2009
Karma :

PostPosted: 08:18 - 10 Jan 2013    Post subject: Reply with quote

(Awaits obligatory cool story bro pic)
 Back to top
View user's profile Send private message You must be logged in to rate posts

P.
Red Rocket



Joined: 14 Feb 2008
Karma :

PostPosted: 09:23 - 10 Jan 2013    Post subject: Reply with quote

Wouldn't declare those mods.

Still seems pricey.

At 24 with no NCD, 6 points, 11 claims and no locks I get a quote for my CBR600RR under £400 TPFT, FC is £900 Neutral
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Conzar
World Chat Champion



Joined: 11 Jun 2012
Karma :

PostPosted: 09:35 - 10 Jan 2013    Post subject: Reply with quote

##Paddy## wrote:
Wouldn't declare those mods.

Still seems pricey.

At 24 with no NCD, 6 points, 11 claims and no locks I get a quote for my CBR600RR under £400 TPFT, FC is £900 Neutral


11 claims! jesus!
____________________
Current ride: ZX6R 636 ------- Previous:KTM EXC 450 Supermoto --- ZX6R B1H --Hornet 600--CBR 600--SV650
11:05:35 Rob Fzs: i just wanna own an rd350 valve before they send us to war with durkadurkastan
 Back to top
View user's profile Send private message You must be logged in to rate posts

Rogerborg
nimbA



Joined: 26 Oct 2010
Karma :

PostPosted: 09:58 - 10 Jan 2013    Post subject: Reply with quote

My theory is that he's wrapped round some boundary condition and The Computer thinks he's clean. Very Happy

Tried https://www.thebikeinsurer.co.uk/ ? They usually turn up something pretty cheap.

If you do go with eBike, this link should get another £40 off.

Be aware that they will want to be emailed a scan or decent picture of your license.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
 Back to top
View user's profile Send private message You must be logged in to rate posts

trevor saxe-coburg-gotha
World Chat Champion



Joined: 22 Nov 2012
Karma :

PostPosted: 10:07 - 10 Jan 2013    Post subject: Reply with quote

Talking of, I gocompared the other night and got one of £80 for my 125. Which is pretty sweet, given that I paid £220 4 months ago. So of course, I rang my insurer - can I cancel and go with this cheaper company? Sure - no worries. Is there I cancellation fee? Well - put it this way, we will refund you to the tune of £15.

Oh right. Looks like I ain't goin nowhere then.

But really. That's a big difference there, cancellation fees or not.
____________________
"Life is a sexually transmitted disease and the mortality rate is one hundred percent."

Mobylette Type 50 ---> Raleigh Grifter ---> Neval Minsk 125
 Back to top
View user's profile Send private message You must be logged in to rate posts

j.silvs
World Chat Champion



Joined: 01 Dec 2012
Karma :

PostPosted: 12:40 - 10 Jan 2013    Post subject: Reply with quote

##Paddy## wrote:
Wouldn't declare those mods.

Still seems pricey.

At 24 with no NCD, 6 points, 11 claims and no locks I get a quote for my CBR600RR under £400 TPFT, FC is £900 Neutral


I thought that but the Mods dont have any impact on the quote so thought I would add them to be on the safe side.

Must be where your from thats the factor of it being cheap!
 Back to top
View user's profile Send private message You must be logged in to rate posts

j.silvs
World Chat Champion



Joined: 01 Dec 2012
Karma :

PostPosted: 12:42 - 10 Jan 2013    Post subject: Reply with quote

Rogerborg wrote:
My theory is that he's wrapped round some boundary condition and The Computer thinks he's clean. Very Happy

Tried https://www.thebikeinsurer.co.uk/ ? They usually turn up something pretty cheap.

If you do go with eBike, this link should get another £40 off.

Be aware that they will want to be emailed a scan or decent picture of your license.


Sweet, thanks for that!!
 Back to top
View user's profile Send private message You must be logged in to rate posts

kramdra
World Chat Champion



Joined: 28 Oct 2010
Karma :

PostPosted: 13:01 - 10 Jan 2013    Post subject: Re: Great Quote - Surprised!! Reply with quote

Josh.silverman wrote:
So this is the quote I ran through eBike:

25, No NCD, new rider have had license for <1 month, Live in NW London
Medical condition - DVLA aware
SP30 - 3 Points, July 2012
GSXR 600 K6 - £4,000 worth
Modifications stated: R&G Protectors, Heated Grips, Rear Seat Cowl
Not kept in a garage
Security: No fitted alarm, no tracker, no ID system, no ground anchor. Put down the Oxford Boss alarmed disc lock (do have an Almax and ground anchor for home but don't know if I will always use the chain - made no difference in the quote what physical security I put down neither and know I will always use the disc lock)
S&D inc. commuting

Came to £853.46 (TPF&T) or £713.54 (TP only)

Very Surprised. The 2nd cheapest quote came in at £2,000!!



thats shit Laughing

why would you want a £4000 bike TPFT???? Id much rather have 2 or 3 older bikes, that I would be able to have more fun with Smile

At 25 my CBR600, £2000 worth, cost £300 fully comp first year no NCB, went up to £500 this year with 2 NCB Evil or Very Mad and terms that make it equal to TPFT, the bastards.
 Back to top
View user's profile Send private message You must be logged in to rate posts

j.silvs
World Chat Champion



Joined: 01 Dec 2012
Karma :

PostPosted: 13:04 - 10 Jan 2013    Post subject: Reply with quote

even a CBR600 valued at 1500 was more on insurance.

Fact is, no matter what bike I have I wont be claiming for the first 2 years unless its stolen. If I write it off then thats my own fault.

But GSXR was the cheapest sports I could find on insurance.

And I want it because......... I want it lol need I say more?
 Back to top
View user's profile Send private message You must be logged in to rate posts

P.
Red Rocket



Joined: 14 Feb 2008
Karma :

PostPosted: 13:11 - 10 Jan 2013    Post subject: Reply with quote

Josh.silverman wrote:
Must be where your from thats the factor of it being cheap!


Maybe, but I get odd prices for slower bikes Neutral
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

reed
Nearly there...



Joined: 28 Oct 2012
Karma :

PostPosted: 13:15 - 10 Jan 2013    Post subject: Reply with quote

I can't even get a quote from eBike Evil or Very Mad
____________________
Generic XOR 50, Gilera SMT 50, GSXR 400 GK73A, Ducati Monster 600, Honda Hornet 600.
Sold. Stolen. Written off. Sold. Current.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

j.silvs
World Chat Champion



Joined: 01 Dec 2012
Karma :

PostPosted: 13:29 - 10 Jan 2013    Post subject: Reply with quote

##Paddy## wrote:
Josh.silverman wrote:
Must be where your from thats the factor of it being cheap!


Maybe, but I get odd prices for slower bikes Neutral


Hmmm strange.... Maybe you had 10 claims on a 125? lol
 Back to top
View user's profile Send private message You must be logged in to rate posts

P.
Red Rocket



Joined: 14 Feb 2008
Karma :

PostPosted: 13:32 - 10 Jan 2013    Post subject: Reply with quote

9 Thumbs Up

But no, I mean I can insure stuff like a TL1000R and a Tuono, but if I got to insure a ZX6R or a GSXR600 I'm greeted with 800+

That's for both addresses, which does alter my car insurance by £100 or so.

Either way, if you think thats a good quote, good on you. Try quoting a TL1000R Thumbs Up
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

c_dug
Super Spammer



Joined: 04 Sep 2007
Karma :

PostPosted: 13:39 - 10 Jan 2013    Post subject: Reply with quote

Got a quote for a late 90's blade the other day. Both ftpt and tpo were cheaper than my divvy Sad
____________________
I am a bellend, I am a man of constant sorrow, I am a gummy bear, I am a rock.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

garth
World Chat Champion



Joined: 15 Dec 2004
Karma :

PostPosted: 13:45 - 10 Jan 2013    Post subject: Reply with quote

24 y/o on my K2 GSXR6 is coming out at £150 TPFT for me - £260 through eBike though. H&R are cheapest so far.
____________________
You ain't a has been if you never was
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

moppy
World Chat Champion



Joined: 25 Apr 2011
Karma :

PostPosted: 13:57 - 10 Jan 2013    Post subject: Reply with quote

Jesus, that's a good quote? Thats more than my bikes worth Laughing

Also insuring a 4K bike TPFT. Brave.
 Back to top
View user's profile Send private message You must be logged in to rate posts

P.
Red Rocket



Joined: 14 Feb 2008
Karma :

PostPosted: 14:00 - 10 Jan 2013    Post subject: Reply with quote

moppy wrote:
Also insuring a 4K bike TPFT. Brave.


Why? Curious. I wouldn't go fully comp on an S1000R as I wouldn't afford the next years premiums. Laughing
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

grant965
Brolly Dolly



Joined: 02 Mar 2011
Karma :

PostPosted: 14:41 - 10 Jan 2013    Post subject: Reply with quote

Am i the only one who gets done over for insurance.
19, 1 years no claims
0 points
in locked garage with datatool system 3 and datatag
2003 Triumph daytona 600 insured for 2k TPFT
Previous bikes kawazaki z750 '05 and Yamaha Thundercat '98
£850...

That was cheapest too, most basic cover, no TP on other bikes Sad
____________________
Ex bikes: 05 Suzuki En 125, '98 Yamaha Thundercat, '08 Honda cbr125, '05 Kawasaki z750, '03 Triumph Daytona 600, '91 Kawasaki ex250, '03 Hyosung Comet 125
Current Bike: '02 Suzuki TL1000R
 Back to top
View user's profile Send private message Visit poster's website You must be logged in to rate posts

moppy
World Chat Champion



Joined: 25 Apr 2011
Karma :

PostPosted: 14:44 - 10 Jan 2013    Post subject: Reply with quote

##Paddy## wrote:
moppy wrote:
Also insuring a 4K bike TPFT. Brave.


Why? Curious. I wouldn't go fully comp on an S1000R as I wouldn't afford the next years premiums. Laughing
So that when you slide it down the road you get some of that money back? I know that if I had fully comp insurance and my ZZR got written off after I wrap it round a lamp post, I wouldn't claim because I'm only (Laughing) losing out on £1k (very optimistic).

If I did the same with a £4k bike...I'd want that money back. Insurance premiums may increase, but all that would mean is I'd go out and buy a £500 bike that I could afford to lose and hope the premiums don't rape me too much.
 Back to top
View user's profile Send private message You must be logged in to rate posts

P.
Red Rocket



Joined: 14 Feb 2008
Karma :

PostPosted: 14:46 - 10 Jan 2013    Post subject: Reply with quote

grant965 wrote:
Am i the only one who gets done over for insurance.


Nope. J.M. pays far more than you can imagine.

Moppy... I just wouldn't aim to crash it. Laughing My CBR is valued at nearly 3k. I have that on TPFT insurance. Gives me TPO on other bikes too Laughing
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

c_dug
Super Spammer



Joined: 04 Sep 2007
Karma :

PostPosted: 14:47 - 10 Jan 2013    Post subject: Reply with quote

Just not trying hard enough! I've got 6 points in one lot plus a non fault accident and the bike is parked in a publicly accessible area with no locks. Good point is 5 years no claims. I'm 22.

Paying £400 tpft and as above I got a quote for a fireblade for even less.
____________________
I am a bellend, I am a man of constant sorrow, I am a gummy bear, I am a rock.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Magnet
Crazy Courier



Joined: 13 Aug 2012
Karma :

PostPosted: 16:02 - 10 Jan 2013    Post subject: Reply with quote

Very Happy GPZ600R 0 no claims discount, TPO £101, downside being I am old Sad
____________________
It’s not that I’m so smart, it’s just that I stay with problems longer.

GPZ600R Sold, Now ZZR600
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

moppy
World Chat Champion



Joined: 25 Apr 2011
Karma :

PostPosted: 16:16 - 10 Jan 2013    Post subject: Reply with quote

Got my ZZR600 insured for £148.50 TPFT. I'm 23 and have 2 years NCB. Thank god my parents live in a nice area Laughing

Edit: Oh and thats with 1 claim in 2008 when I drove (in a car) into the back of a learner driver. Obviously both the learner and the driver tried to get some money for whiplash Rolling Eyes

Considering all the damage was the parking beep beep noise things falling out of their rear bumper and absolutely no damage to my car...what a pair of wankers.


Last edited by moppy on 16:40 - 10 Jan 2013; edited 1 time in total
 Back to top
View user's profile Send private message You must be logged in to rate posts

Imonster
World Chat Champion



Joined: 18 Oct 2006
Karma :

PostPosted: 16:27 - 10 Jan 2013    Post subject: Reply with quote

Renewal for the TTR came in this morning from ebike at £118 = £78 with Rogerborg's magic ticket. Cheeky barstewards claimed that this price included a 5% discount only available to renewing customers, and so I ran a dummy quote on the ebike site posing as a new customer and guess what? £118 Evil or Very Mad

Out of curiosity, I just ran a check on comparethemarket and Bennetts will cover me for £73 Shocked

This is however with a £350 excess and the potential ball ache of switching companies....I like the way I can dick around with my policy online with ebike without having to talk with a phone mong so I don't think switching will be worth it for the £5 saving.
____________________
Those who make peaceful revolution impossible will make violent revolution inevitable.


Last edited by Imonster on 16:46 - 10 Jan 2013; edited 1 time in total
 Back to top
View user's profile Send private message You must be logged in to rate posts
Old Thread Alert!

The last post was made 13 years, 31 days ago. Instead of replying here, would creating a new thread be more useful?
  Display posts from previous:   
This page may contain affiliate links, which means we may earn a small commission if a visitor clicks through and makes a purchase. By clicking on an affiliate link, you accept that third-party cookies will be set.

Post new topic   Reply to topic    Bike Chat Forums Index -> General Bike Chat All times are GMT
Goto page 1, 2  Next
Page 1 of 2

 
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum
You cannot attach files in this forum
You cannot download files in this forum

Read the Terms of Use! - Powered by phpBB © phpBB Group
 

Debug Mode: ON - Server: birks (www) - Page Generation Time: 0.07 Sec - Server Load: 4.61 - MySQL Queries: 13 - Page Size: 129.76 Kb