insurance - estimated/predicted mileage

[U_W v2.0]

exceeding waht you put on the form. What baring does that have if you have to claim/they find out you went over?

I cant think of any legal grounds they can screw you over with it due to not being able to see the future and all that.

Any horror stories over mileage?
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BCF's biggest cunt list: Cansa, Pits, Rob

[LockyUK]

insurance being risk based i would say one of the biggest concerns IS mileage as the more your on the road the higher the likelihood of an accident regardless of how experienced somebody may be.. so best to be accurate as your insurance is based around a "statement of fact"

[U_W v2.0]

yes but you cannot be expected to state as fact a future event?
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BCF's biggest cunt list: Cansa, Pits, Rob

[thepuma]

Id imagine if you put 8000 but did 9000 they probably wouldnt bat an eyelid. ..but, if you were to take the premium discount of stating you only did 2000 but you did 15000, then id imagine the result to be a bit different.
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YBR125 (SOLD) - CBR250R(SOLD) - CBR650F(SOLD) Current - Street Triple
765 RS

[reed]

According to my insurance i do under 1000 miles a year, but then i have no intention of claiming on my own insurance so.
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Generic XOR 50, Gilera SMT 50, GSXR 400 GK73A, Ducati Monster 600, Honda Hornet 600.
Sold. Stolen. Written off. Sold. Current.

[LockyUK]

nope, educated guess, like puma has said, if you say 8000 and do 15000 then the statement of fact is broken and would appear as if you lied on a statement of fact = invalid policy and no money refunded, if you do 8000 miles with 3 months left in the year, naturally you would inform your insurer and for the most part i bet the premium would remain the same

[LockyUK]

[reed]

[J.M.]

And how many of your insurers know how many miles your bike is on?
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2004 R1 & 2018 XSR900

[Bomberman]

[Clutchy]

They know the mileage of my bike, however I can just say a lot of the miles were on private/off road land and/or track days?
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Malaguti F12 Phantom-Dead, Suzuki AY50- Dead, NRG power DD LQ, CBR125.
*33 BHP restriction up on 10/12/14* Current bikes/car: SV 650 S/ MKIV GOLF
Guide to pass your test with no lessons!

[J.M.]

[U_W v2.0]

So am I right in thinking there is either very little or no legal grounds to screwed over by estimated mileage?
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BCF's biggest cunt list: Cansa, Pits, Rob

[Bomberman]

[-LG-]

[Clutchy]

[reed]

The easiest way to look at it is, i'm saving money and it's unlikely they will find out.
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Generic XOR 50, Gilera SMT 50, GSXR 400 GK73A, Ducati Monster 600, Honda Hornet 600.
Sold. Stolen. Written off. Sold. Current.

[J.M.]

[U_W v2.0]

Given the size of the population is stands to reason that there is a good chance someone on this forum has some personal background and have dealt with insurance and mileage issues.

And I am pretty sure there is something in law that states you cannot be held liable for breaching something you have been asked to predict or similar. with all the laws this country has, if there isn't anything like that I'd be quite stunned.

My insurers currently cannot prove either way on it on account it's never needed an MOT (under 3 years old) so there is no documentation anywhere stating its mileage at the start of the policy.

I was merely curious.
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BCF's biggest cunt list: Cansa, Pits, Rob

[magpiemale]

tape over the speedo meter for MOT.......
i think some are talking crap if you go for insurance you ride the bike so you must know how many miles you do in a year so just be within a few thousand miles.If your bike is at an MOT age then in a crash like has been said,the insurance company could possibly check your last milage on the MOT cert and guage from that your milage.Never mind taping over it who does that ??????????? smart arse answers.if you want to be deceitful on your head be it,because next posting will be insurance will not pay out because I lied what to do now........
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NSR125 1992 (sold) kawasaki Z750S,fazer FZ1 07 now gone present bike 2012 fz1s Fazer,beowulf rad protector,heated grips,sw motech gps holder,power socket.

[U_W v2.0]

[Slacker24seve...]

Are you likely to get a job this year? This will go one of two ways:

1: You don't. You will neither be riding to work nor have the money to travel very far.

OR

2: You do, and you will be upgrading to another bike before long I would imagine - in which case I would be far more bothered about if the insurer will charge for changing your policy and by how much, rather than the mileage.

What are your quotes coming back as, based on for example 3/5/10k miles?
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Triumph Daytona 675 track bike + girlfriend's Honda Hornet 600
Selling a hack/winter bike for less than a grand? PM me.
Banger rallies are ace

[Bomberman]

[U_W v2.0]

current bike, 3000 miles, £250, current miles, 6000 bikes, £450 WITH 1 yrs NCB

edit: fuck I'm tired.
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BCF's biggest cunt list: Cansa, Pits, Rob

[magpiemale]

I've never known mileage to be a great factor in calculating insurance they do it as a guide I ride roughly 8000 miles a year and I can still get cheaper insurance around £240 mark for new 1000cc bike......as has been said if you ride it everyday even local and at weekends your gonna do 6-8000 miles anyway.
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NSR125 1992 (sold) kawasaki Z750S,fazer FZ1 07 now gone present bike 2012 fz1s Fazer,beowulf rad protector,heated grips,sw motech gps holder,power socket.