multi-bike insurance policies

[Gazz]

I have recently found myself in a position of having 3 bikes at the moment. And miraculously they all work!!

Currently thought I just have my 125 insured and cannot ride the other bikes on this policy. I have got a few quotes for multibike policies when I had 2 bikes but they are very expensive. You appear to be cheaper insuring the bikes individually. However since I have acquired this additional bike the costs might start adding up to do it this way.

Are there any decent insurance companies out there that would take the most expensive bike to insure out of the 3 and charge me that rate since you can only ride 1 bike at once?

All my bikes are shit anyway, so I am only looking for the minimalist cover and cost.

Cheers in advance.

[P.]

Ebike quoted me £800 for all of my bikes or £971 for my CBR alone.

[map]

How old are the bikes?

I ask as for my 90s registration bikes I had a policy with Carole Nash that wasn't too bad. On renewal shopped around and got one with Footman James who specialise in older machines.

Only downside is they don't recognise no claims discount you've built up. So am looking to insure another bike cheaply to maintain that.

On both I've found it easier to get on the phone to a real person rather than their web quotes.

Rogerborg also told me about eBike Insurance and also The Bike Insurer.

Insured my lad's bike through Carole Nash's online only site Just Motorcycle Insurance but not sure if they do multi-bike like the grown-up Carole Nash does.

Let us know what you find.
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...and the whirlwind is in the thorn trees, it's hard for thee to kick against the pricks...
Gibbs, what did Duckie look like when he was younger?

[_mjs_]

I insured my CB500 TPFT for £295 with Just Motorcycle Insurance (first bike so no NCD and they were cheapest) about 7 months ago.

I bought a bargain DT125R last week to piss about with, called them up and they offered me a seperate policy of TPFT for a year at £105.

Not sure if I'd have got a better deal by shopping around for a multibike policy though as I pretty much bit their hand off
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Previous Bikes: 2006 Honda XR125L > 2003 Yamaha DT125R > 1996 Honda CB500
Current bikes: 1997 Kawasaki ZZR 600 E5 > 2006 Honda Varadero XL125V

[Polarbear]

Carole Nash was the best I have had if you came to change bikes on the policy. Just £25 to add a bike. They became horrendously expensive for e for some reason though.

MCE are as cheap as anything as long as you do NOT alter your policy. My Tiger was £270 ish on it's own FC and with my cheap & cheerful Fazer on a new policy was exactly the same. However when I changed bikes halfway through the year it cost me a shed load so don't use them if you change bikes like underwear.
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Triumph Trophy Launch Edition

[andym]

All insurance companies are different for different people.... ... I've heard that Carole Nash was great for multi-bike policies.... they wanted about £1100 for one of my bikes.

Same with ebike etc.... some people get great deals others get shit deals, I think they all work on some kind of randomiser for quotes (like the Countdown numbers game)

I eventually went with mce who would insure each of my bikes for about £250, and then it was only £80ish (£40.50 admin fee though) to add the other, and I believe I can add another 2 to my policy.

[mentalboy]

Someone on here recommended Tiger on another thread a while back.

No idea what they're like but when I spoke to them for a quote for zzr1100 and well modded cbr900rr they said they'd do them for £260, give or take a few quid, salesman did say that if it had been one biggie and one titchy commuter it'd be pricier because of the way they put together policies.
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Make mine a Corona.

[Gazz]

Got the GPZ insured for £68. Third Party Only.

Went with this option because I have no excesses (compulsory or voluntary) to pay if I crash.

With FC and TPFT, the excesses cost more than the bike.

Never done this with any motorcycle or car before, so hopefully nobody steals it or it goes on fire.

[Bomberman]