I don't know what to make of this...

[1198]

I'm rather wondering the point in asking for your average milage when renewing insurance. I know that the annual milage done is no secret, for instance it's marked on the MOT certificates for a start! In the event of a new vehicle it's equally clear that you owned the bike / car / milk float when the miles were done. However, on one of my bikes it's not just me who has been using it - so if I've said, for example, i do 3k per year but the MOT's show the bike has done 3.5k, am i not insured? My friend borrows it while his is off the road, and is covered on his policy (TPO). Is this just yet another way for the insurance companies to weasel out of paying? Any opinions please?
Ian.

[Hetzer]

You have exceeeded the complexity factor by an factor of eleventy eight.
____________________
"There's the horizon! Ride hard, ride fast and cut down all who stand in your way!"

[Hetzer]

So fuick off.
____________________
"There's the horizon! Ride hard, ride fast and cut down all who stand in your way!"

[Depleted]

They need to take mileage into fact to spot dodgy activity like if you do a lot of offroadin to your meth lab on the weekends, or are trying to provide false info they can prove to be false so they can cancel the policy and keep your cash.

I wouldn't worry about it if i were you to be honest.

[1198]

[hedgehugger]

I have no idea what difference it would make to your insurance in reality, but statistically I guess if you did 10000 miles on your bike you could be a little more likely to be involved in an accident than somebody who did 1000 miles a year.

Obviously in the real world, you could be wiped out as you come off your driveway for the first time.

As the insurance never ask for the actual milage on the odometer, they have no way of knowing how many miles you do anyway.

[Hetzer]

[Marmalade]

[arry]

[Ariel Badger]

Disconnect the clock.
____________________
Bikers make great organ donors, get 115 on your licence today.

[hedgehugger]

[Benson_JV]

[Marmalade]

[tom_m]

Ive never been asked for mileage proof off an insurer, and ive probably used around 10 upto now. My annual mileage is set at 2k and 9months into policy ive done near 11k

How are they ever going to prove it?
Clocks/speedo? You have since replaced them with higher mileage ones from a breakers yard when yours failed.
Mot? Refer to above.

IMO if insurance are going to be fussy about how much annual mileage i have declared then they can piss off and i will insure elsewere, no skin off my nose.
____________________
Current: 2005 Kawasaki Er-5 C5P
Past: 2012 Yamaha Ybr 125, 2004 Yamaha Neos 50, 1994 Suzuki Gn 125, 2005 Aprilia Sportcity 125, 1988 Yamaha Tzr 125
Theory: Passed... Mod 1: Passed 22/08/12 Mod 2: Passed 22/10/12

[jeddy11]

I heard that under estimating say 3k is as bad as 12k as it says your only a weekend biker so more likely to crash than someone who reguly uses their bike - if that makes sense
____________________
Fuelly My Z1000SX
cbt 06/08/11 mod1 (second go) 01/08/12 mod2 21/09/12
Varadero Viking YBR125>Varadero125>ER6F>Z1000SX !!!

[BenZXR]

[Kwakki Si]

Years back I put down that I was only doing 10,000 miles a year when infact I was doing closer to 30,000, taxi driver plowed into me and i won the case and my car was repaired, my milaege never came up... But then I claimed off of he's insurance in the end.
____________________
MOD1 passed 26/01/12... MOD2 passed 08/02/12
My current ride: ZX6R NINJA G2, The GREEEEN one!
Is it a bird? Is it a plane? No, it's a mother fucking motorbike!

[andym]

With the whole miles thing, someone somewhere is going to be wondering what the hell happened with my bike.... the last MOT had it registered with 9 miles, this new one has it listed with 68,000. I explained that I'd changed the clocks, but the guy said that he had to put the milage that was shown down

[Wonko The Sane]

Bikesure asked for a signed declaration of my bike's millage and limited me to 5000 miles for the year.

they hit me with that just before taking payment (over the phone)
should have walked away, but was still a little bit cheaper than the other insurers.

screw that at renewal - although I've since passed my tests so might be different.
____________________
Looking to pass your CBT / Bike tests in Bury Lancashire? try www.focusridertraining.co.uk Would recommend.
They're also on Facebook https://www.facebook.com/pages/Focus-Rider-Training/196832923734251

[Joncrete Cungle]

[skylineonfire]

[mossi123uk]

just renewed my car insurance emailed some documents they wanted and got this email back

Dear Mr Moss

We thank you for your recent correspondence. However, in order that we can finalise the issue of your policy and certificate we still require the following item(s):

Documents To Be Returned (A full description of these items is shown overleaf)

Limited Mileage Declaration Form

WARNING:
Please note that your insurance company only allow 40 days from the inception date of your policy for all the required information to be supplied to our office.

[Polarbear]

My bike mileage is limited to 5000 miles but they have never asked for a mileometer reading from me

My car had a limit of 5000 miles with the last insurer, after I exceeded that I phoned up and they wanted stupid money to go unlimited. (Admiral). Changed to OneCall, premium came down, no mileage limitation.

Insurance has me totally baffled.
____________________
Triumph Trophy Launch Edition

[Polarbear]

[CaNsA]

Insurers bitching?

Respond with >
The mileage doesnt match up with the clocks and MOT?
I had to get a set of used clocks because the old ones broke.

Job done.