anyone got any tips on car insurance :O

[jamieward]

ive started to price up car insurance and its about 4 or 5 grand its shocking

compared to when I just turned 16 and got a derbi gpr 50 10 plate insured for under 300 quid

im just asking if anyone knows any good websites to compare or any decent cars that are in a low insurance group


thanks ever so much
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first bike was a derbi gpr 50 got some right looks when I fired up lol
second bike is a tuono rs 125 love the bike keeps up with the 600's

[Nexus Icon]

Tip. Stick your mum, dad, girlfriend, dog, etc. on as named drivers.
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Greetings from Shitsville!

[jamieward]

what site do you recon I should use
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first bike was a derbi gpr 50 got some right looks when I fired up lol
second bike is a tuono rs 125 love the bike keeps up with the 600's

[cagiva gezzer]

Use your bike NCB, if you have any. Not all insurers will take them though.
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"because one stroke isnt enough and four strokes waste two"

[stuarthouston]

Take a look here:

https://www.moneysavingexpert.com/car-insurance/

Some people have managed to get their insurance for silly money.

Also, look at cars that aren't earmarked as 'boy racer' cars. Sometimes the choice of car can have as much basis as your personal circumstances.

[mentalboy]

Not many youth will go for this, but if it floats your boat it's a great way to build up your NCB.

Buy a scabby old Morris Minor, insure through vintage specialists, very cheap for both and you get to go retro.
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Make mine a Corona.

[nowhere.elysium]

[jamieward]

thanks everyone so much !! its a joke ill give it another look around after reading all them tips

thanks everyone
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first bike was a derbi gpr 50 got some right looks when I fired up lol
second bike is a tuono rs 125 love the bike keeps up with the 600's

[Derivative]

To be honest, the actual answer is just don't get a car unless you need one for business/work.

For young people spending 10 quid per day on taxis with the odd bus/train here or there is cheaper, and less hassle.

The classic car route is difficult for many reasons. There are loads of clauses like 'must be over x age' or 'not used as primary car'. Also, you then have a classic car. Hope you're a mechanic and not driving more than 10k miles a year.

I mucked about trying to find cheap insurance for ages. Now I'm 22 I can get a policy for 800 quid.

Save your pennies and get a boss car when you're a bit older, it's not that far away.

Or think about how much fuel you could buy for the GPR for 2,3,4 grand. I doubt you could even spend that much on fuel in a year, you'd run out of places to go.

[dgo1212]

Also how many seats do you need? reason I ask is if you only need 2 seats try a van quote, when I changed my old Astra estate for an Astra van of the same year and engine size it came down quite a lot, worth a shot if you don't need 5 seats, I found go compare always do me proud on quotes.

[supZ]

[dgo1212]

[dandavidgreen...]

my top tip is do you really need the car if not stay on the bike and you can afford the petrol
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honda cb250 rsd luex, old bikes: Honda c50, Honda mtx 125

[wilz1234]

Have a look at 'family cars' (only way i can describe them) For me (im 20 btw) it's less than half the price to get insured on a 1.9tdi golf than a 1.1 petrol 106
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RS50 - ZXR400 - ZXR 400 - ZX7R - Bandit 600 - NTV 650

[wilz1234]

Oh, and fully comp is often cheaper than 3rd party.

I would guess this is down to the type of people who go for fully comp or third party
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RS50 - ZXR400 - ZXR 400 - ZX7R - Bandit 600 - NTV 650

[Mondeo Man]

Buy it a month in advance of needing it, eg buy it in december for jan on comp site. usually knocks off a bit.

[jamieward]

should be doing my test in about 3 weeks going to book it tomorrow !! the prices are still around four grand its a joke !!

im going to try getting my mum to be a main driver on it but does it matter she is doing the same on my brothers will this affect it or what ??

thanks everyone !!!!
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first bike was a derbi gpr 50 got some right looks when I fired up lol
second bike is a tuono rs 125 love the bike keeps up with the 600's

[Clutchy]

[P.]

[Polarbear]

a NAMED driver I hope you mean. We wouldn't want you to be a naughty boy and break the law.
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Triumph Trophy Launch Edition

[Ste]

[Aff]

[L-Jam]

Following thread with interest...
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Journalist, student, egotist.
Click here if you're a young biker, wondering what to do after a moped/125!
Skp 50 --> GS 500 --> CBR600F with custom HRC paint jobby --> GSX-R 750 K7, beautiful!

[jamieward]

that's what I mean a named drive lol got them two mixed up haha been a long day
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first bike was a derbi gpr 50 got some right looks when I fired up lol
second bike is a tuono rs 125 love the bike keeps up with the 600's

[D O G]

Ahhh, the benefits of age, just priced up my policy for next year....£230 fully comp.