Insurance

RickHolt · Traffic Copper Joined: 17 Mar 2004 Karma :

I've got a quote from bennetts for around 1200 quid. That's on a VFR400 NC30. Im 19 with no NCB. Does that sound about right? Just read a few quotes other people have had on here and it sounds like alot.

mchaggis · World Chat Champion Joined: 09 May 2004 Karma :

Try https://www.clickquote.com. They are likely to be one of the most realistic online brokers you will find, though even then you should phone round all the insurers in the back of Biketrader and play themselves off against each other to get cheaper still.

Sports 400s are always going to be expensive, even at 19 rather than 17.
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Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

Does sound lots, I would expect about half that really. Online quotes are crap, they will always give you a daft number. You want to get a copy of Bike Trader and then phone every single insurance company in the back of it. Once you've got a long list of quotes phone back around the cheapest 5-10 of them and ask them "I've been quoted £xyz by ABC, can you beat it?" repeat this until none will go any lower. It will take a couple of hours, but you'll save a few hundred quid for a couple of hours work.

Alternatively, have a look at this thread about Danny's insurance finding service.

Barker-CBR 600 · Could Be A Chat Bot Joined: 20 Nov 2004 Karma :

Try H&R online, gave me the lowest online quote i could find.

Still ringing is usually better, most of the time theres more questions so they get a more accurate idea of what your like etc.

And 17, 1 year NCB on a 600 was 1400...

so i dunno would sound about right to me, maybe a bit on the steep side.
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Claud 14.7 to 1 · World Chat Champion Joined: 06 May 2004 Karma :

Nope, it sound bad.

I'm 19 and I got my CBR400 insured for £550, with a lot of bonus things like free breakdown/low excess/EU cover/3rd party on other bikes Cool

etc

I'll PM you the insurance brokers. Maybe they can sort you out a good deal as well.

ps I haggled between the cheapest last 2 companies and saved 100 plus pounds.

Jimmythe1 · Borekit Bruiser Joined: 06 Dec 2003 Karma :

Way over priced! Where do you live, 'the Isle of Man'. Confused

If you do what everyone here is saying I reckon things should get much cheaper - aim for about £500-600 with a few extras like breakdown cover etc... Thumbs Up

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Ste · Not Work Safe Joined: 01 Sep 2002 Karma :