Stolen: 1990 Suzuki GP100 York

[deadwolf]

First of all, apologies if this is in the wrong section.

My bike got nicked at around midnight last Friday.

Theft's been reported to the police, now I'm just wondering what to do with the insurance. First time dealing with this sort of thing. I don't have high hopes of the bike being recovered, and it's insured (fully comp). Should I just make a claim and is it going to affect my NCB?

Pic if anyone in the York area wants to keep an eye out:

https://img21.imageshack.us/img21/9643/bike1gu.jpg


Phone is 07540450003 if anyone has any info.

Reg is G732 DBL

[Scootaloo]

If the bikes worth less than 1k and you've ridden for at least 1 year, then I wouldn't bother claiming, they'd just make it back off you in the next 5 years anyway..

Also when renewing, bump that down to third party


sorry to hear that, but the real criminals here are the insurance company's, they'll always win, no matter what they supposedly would do....
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(CBF125 - 09) (CBF125 - 11) (CB-1 - 89) (CBF500 - 06) (Push Bike) (CB-1 - 90) (XL125 - 01) (VF500 - 83) (GPZ500 - 94) (GPZ500 - 95) (GPZ500 - 87) (XV535 - 94) (XV535 - 94) (GPZ500 - 87)

[Snorty]

Sadly, I agree with the above.

You're paying for a service, and they know they can stitch you up next time if you actually want to use that service, so they don't mind paying out. You'll lose your no claims bonus, you'll have to declare you've had a claim for the next five years, and your premiums will shoot up.

You'll regret claiming for it if you do. Just see if it turns up and count your losses really. I only reported my CBR to the police, not the insurers, luckily. It turned up, with no (extra) damage done to it.

Although you can expect to pay the police / recovery company a nice little recovery fee to the tune of £200+ (this happened to me, despite them finding it down the road, where I could have pushed it home from).
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Current: Yamaha FZ1 '07 | GSXR 750 SRAD

Past: CB125TDC | TZR125 | GPZ500 | CBR600F3 | ZX9-R | GSXR1000 K4

[thepuma]

Makes me wonder what on earth would be the motivation behind this theft?

Putting that aside...I agree that claiming would be crazy. Your excess would likely be more than what they would pay out and your increased premium would kill you for 5 years.

In all fairness id probably be looking at insuring it at TPO rather than comp for the above reasons. You're just giving insurers free cash each year.

Hope it turns up without any damage though..that would be your best outcome.
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YBR125 (SOLD) - CBR250R(SOLD) - CBR650F(SOLD) Current - Street Triple
765 RS

[trevor saxe-coburg-gotha]

[Snorty]

[Sable]

Awww that’s a proper nice wee bike that is

I am inclined to agree with the others about claiming. Do yourself a favour, go to https://www.thebikeinsurer.co.uk/ and run your details through with and without a claim. Then bare in mind the difference between them will be with you for 5 years.

You will then see that you end up paying the full price of the bike back to the insurance companies.

[map]

[Ollie1995]

I'm in Fulford so I'll keep an eye out
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XR 125, DT125 LC, Greeves Scottish, RS200, XS400, GPX600r

Theory Passed - 18/7/13 MOD1 Booked - 24/9/13

[trevor saxe-coburg-gotha]

Man - York chapter's pretty big.
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"Life is a sexually transmitted disease and the mortality rate is one hundred percent."

Mobylette Type 50 ---> Raleigh Grifter ---> Neval Minsk 125

[Snorty]

[27cows]

Fuck my old boots Who nicks a commuter 100? Probably kids to rag it round the local dirt tracks. I hope they end up paralysed from the neck down, despicable cunts.
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The RXS100: vehicle of choice for Chuck Norris

[_mjs_]

[nightshaddow]

i am in acomb i will put word round see if anyone knows anything,

there has been a spate of thefts in the aria lately
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"WHAT DO YOU MEAN 100 MPH THATS IMPOSSIBLE Its chinese OFFICER."
Current rides CB 125 TDE(the next project) NS125RK ( now on the road ) CB125TDC (soon to be project 17) melody ( the nephews )

[deadwolf]

I've got it insured with H&R Insurance, value of £500. Guess that's still not worth claiming for? Paying about £171 a year, fully comp because it was only about £10 more than TPO

Not sure what the exact area will be called, but right by Water End, next to Clifton.

Bloody dipshits. I actually looked forward to going to work simply because of the ride there and back. Now it's back to plodding the pavement, not fun in the blazing sun. Damn assholes.

Gonna do my tests soon and the last thing I need is a lack of practice and being out of pocket since I'm not claiming. Damn them assholes again.

[Biker101]

Shit news, I'll keep an eye out around the Uni
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Past: 06 Runner SP50 >>> 01 Varadero XL125 >>> 08 Kwak ER-6f >>> 05 CBR600rr
Present: 99 FZS600 Fazer

[smegballs]