quite pleased with insurance

[stinkwheel]

It is finally coming down to a more sensible level as I approach the age of 27. Also bizarrely this year, my renewal was the lowest price I could get dispite phoning round for two hours (and being told by the Pakistani lady at NU that if I wanted to insure two bikes, I would need two seperate policies ).

So Carole Nash, £240 for TPF&T for both a 660cc MZ supermoto and a GPZ500s, parked outside in my front yard with an immobiliser on the MZ. 8 years NCB, 3 points on my licence. Includes £150 excess, protected NCB, legal protection and European breakdown recovery. Underwritten by Royal and Sun Alliance.

Not too shoddy compared to previous years, still a rip-off though.
____________________
“Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles.

[hugo-a-gogo]

€167 for my blade this year
____________________
"There are some things nobody needs in this world, and a bright-red, hunch-back, warp-speed 900cc cafe racer is one of them - but I want one anyway, and on some days I actually believe I need one. That is why they are dangerous."
Hunter S Thompson
clicky 4 bikey

[iCraig]

Makes my £360 TPFT policy on my GPZ look expensive.

[Josh]

Makes my £1800.......
____________________
04 Suzuki GSX-R 600 K4 - Sex on wheels :>
https://img58.imageshack.us/img58/6178/sig6dc.gif

[Villers]

It seems strange to see someone pleased with their insurance for a change!! I suppose insurance is a rock around all of our necks and no matter how bad a situation your in theres always some poor sucker in it deeper. Annoys me when people say your stupid for paying silly insurance prices. If someone is passionate enough about something in his life to pay 1800 quid a year just to ride his Gixer then I say fair play to him! I havent got a clue what my CBR is gonna cost me this year, but no doubt I'll pay it whatever it comes out as.

Thinking about the original post £250 is awesome. I just got a new car thats group 2 insurance. Its a brand spanker 1.0 Seat Arosa 'S' (dont let the 1.0 fool you into thinking its slow, its very very very very s-l-o-w ) and thats come out as £250 for the year aged 23 with 5 years no claims.

Just once I'd like to get one over on the bloodsuckers.....

[mattsmith95]

CN are charging me £480 which is £100 more than last year
(because of the breakdown service) and that's for three bikes
for courier use. I only have 3 points on my licence.

It's a bit much but years ago I was paying over £500 when I
was running a GT550 which was bought new.

The Bikes I have on my policy, 2 x CB250's and a CD250U.

[WildGoose]

my insurance was ok ish this time, i got a renewal of 500 TPO, did dannys thing and he got me 380, phoned my original insurance company and threatened them with that, and they matched it no problem makes me wonder how cheap they could /really/ get it if needed, bah

but im happy with 380, yes its only TPO, but last year i paid almost a grand to insure my R6 and didnt think it was stupid at the time thats a scary number now
____________________
So in other words, he stopped you for being flagrantly in posession of a motorcycle in direct contravention of the Hippies, Darkies and People Whose Face I Don't Like The Look of (Police Powers) Act. 1976

[stevo as b4]

Last years was a reasonable £320 FC, on the zx6r, but im going to want to my supermoto KMX added at some stage, though it wont be ready for renewal time in february.
So do insurers generally think of supermoto riders as non risk taking, safe and sensible type of bikers? lol!

[strag]

£175 for my Thunderace
____________________
carbon bling

[stinkwheel]

[mrchips]

My da insures his GPZ500 for £120 in Northern Ireland without any no claims.


And mine is a reasonable 280, not bad again considering Northern Ireland rates. Getting a car will be a different kettle of fish though.

[Barker-CBR 600]

Mines a joke. (1400 TPFT)

Dad fully comp on an '04 VFR800 V-TEC and TP on any other bike an 4 years no claim is £286. NIG (Express).
____________________
Previous - Gilera DNA50 / XVS125 Dragstar/Honda CBR 600F/GSF 650 Bandit
Current - 2013 Suzuki VZ800 Intruder
'Is this a rhetorical question?'

[Rob W]

I'm paying £590 TPFT for my Derbi Senda SM 125 at 21. Mainly due to the shite-hole area I'm living in

[Kickstart]

Hi

Think it was £224 fully comp on the Bandit this year, with the modifications decalared. £108 tpft for the FZR600. Both of those are plus a bit for legal protection cover.

All the best

Keith
____________________
Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[binge]

Well I just insured my Speedfight 70 with race pipe etc... And it cost me £100 TPO... So I was pretty chuffed, To say im a 17 year old Lad...

Ben

[Annabella]

Ya old git!


I'll be celebrating the day I can afford fully comprehensive insurance on my bike. At the moment I think I'll remain moderately chuffed with the £240 I'm paying TPFT including TPO on any other bike, 30 days green card, breakdown recovery and legal cover...



I hate you smug oldies - Keith!
____________________
Avast! Pirates ahoy!
I did Cadwell!
www.bikepics.com/members/bella

[mchaggis]

[PsychoHippy]

I added MrsHippy to the Benelli policy this year, and they still only wanted £380 fully comp - being old does have it's advantages
____________________
I spend all my money on bikes and beer, the rest I simply waste!

[goblin30]

I payed £340 fully comp on CBR 600, with Adrian Flux.

[Barker-CBR 600]

[Bendy]

[Barker-CBR 600]

Ahh only TP here (couldnt afford 1400 TPFT that wouldnt go down hugely for another two years).

Just annoys me even the 'insurance for bikers, from bikers' style companies doesnt take into account that yes 600 sounds big...

I even offered sending a copy of the restrictor certificate as proof of having it (so would invalidate insurance without restrictor)
Seems to me they are missing a niche in the market. (I would say that.. i'm in that niche)

What age/garage/NCB you got Bendy?

I am:
17
1yr NCB
Brick Locked Garage with Ground Anchor and Door Anchor
Meta 357T Alarm/Immobiliser

And still 1000 or so TP.

From what i can gather will be a few years before NCB really starts to affect the premium more than 150 or so a year. (age discrimination if you ask me ) That sound about right?
____________________
Previous - Gilera DNA50 / XVS125 Dragstar/Honda CBR 600F/GSF 650 Bandit
Current - 2013 Suzuki VZ800 Intruder
'Is this a rhetorical question?'

[Bendy]

27 with 3 years NCB, private car park with a ground anchor and a Datatool alarm system = £250 for tpft with legal cover and cover to ride other bikes.

They like age, they like you to have had your licence for a bit, they like you to be female and they like you to have had the bike for a bit.

The area rating also affects it - some people think it's just for theft but it's not cos I got a quote when I lived in London for TPO on a car, and then one which was the same but for my current address and London was about £200 more. More vehicles, more chance of an accident I guess. So even though I commute into London every day and do more miles than when I lived there, my insurance is cheaper. Crazy fools.

[Kickstart]

[Barker-CBR 600]

So i should be a 80 year old lady who got my license in the 20's riding a 40 year old CG...

damned insurance companies.
____________________
Previous - Gilera DNA50 / XVS125 Dragstar/Honda CBR 600F/GSF 650 Bandit
Current - 2013 Suzuki VZ800 Intruder
'Is this a rhetorical question?'