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*Cage Alert!* Car tax and continuous insurance

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ijmok
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PostPosted: 22:17 - 17 Jun 2013    Post subject: *Cage Alert!* Car tax and continuous insurance Reply with quote

Hi,

Forgive me but i need a little advice on what i can get away with

Miss IJMOK has just bought a new car, we pick it up on thursday,

As such her insurance moves over on the thursday leaving her old unsold car uninsured from friday

Tax on the old car runs out in August so im loathed to SORN the car especially as it needs to be sold,

I can keep the car off the road, in the mean time but is there any grace period (a week or so?) does the enforcement letter give 14 days to fix it or is it an instant £100 fine?

Someone is lined up to see the car monday so it shouldn't be long it just seems to screw everyone over if i have to send it back instantly,

I've half considered obtaining "proof of postage" but i don't know if that would help or not

Rob
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charlie74
Trackday Trickster



Joined: 03 Mar 2013
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PostPosted: 22:41 - 17 Jun 2013    Post subject: Reply with quote

not quite sure what your meaning?

what is it your trying to avoid happening?

if the car insurance it transfered to the new car, all you need to do is declare it sorn

you dont need to send in the tax disc, and it remains valid

all the buyer needs to do to cancel the sorn is insure it, no "paperwork" to do

there is no "grace" period, its an automated system, if the car isnt on the insurance database, the system picks it up and you get a letter... however it appears to be a bit random and you may not get a letter for a while.
there isnt any gray areas, your either caught or your not.

hope that answers your query, if not i didnt understand what you wanted, sorry
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yambabe
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PostPosted: 23:19 - 17 Jun 2013    Post subject: Reply with quote

charlie74 wrote:

you dont need to send in the tax disc, and it remains valid



All correct except this bit.

While you don't need to cash in the old tax disc it is NOT valid as soon as you have declared SORN on the car.

The continuous insurance rules mean you pretty much can't sell a car with valid tax any more unless you are insuring it right up to the date of sale and then the new owner insures it on that day too.

Once your insurance stops you are committing an offence by keeping a vehicle taxed. It's ridiculous, but it's the law. Sad
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P.
Red Rocket



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PostPosted: 05:51 - 18 Jun 2013    Post subject: Reply with quote

Once you SORn the tax stays on the car, all you need to do when selling is call the DVLA to remove the SORN and get the other person to insure it. That means the tax that was present will still cover you.

Fuck knows how it works, but it appears to be the case.
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Rogerborg
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Joined: 26 Oct 2010
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PostPosted: 07:11 - 18 Jun 2013    Post subject: Reply with quote

yambabe wrote:
While you don't need to cash in the old tax disc it is NOT valid as soon as you have declared SORN on the car.

The intent of SORN was to make a declaration when VED runs out, or on premature surrendered of the VED task. But last time we chewed over this, I couldn't find anything in the legislation that says or implies that making a SORN declaration actually invalidates the VED.

I'd go further than Paddy and say that there's no need to even tell the DVLA, regardless of what they may have to say about it. This is the outfit that try to make up laws and burdens of proof that don't exist. It's probably advisable to tell them in case it shows up on ANPR and you get a tug, but I can't see it coming to anything.

If OP SORNs the car and the new owner drives it away (with a VED disc on it and without being told that it had been SORNed) then what offence has been committed, and by whom? I can't see one on the statute books.
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J.M.
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PostPosted: 08:21 - 18 Jun 2013    Post subject: Reply with quote

You usually get a few weeks grace period where you're technically committing an offence, but they do nothing about it. Although it's up to you if you want to risk grabbing yourself a fine just to make the new buyer's life a little easier.

Rogerborg wrote:
If OP SORNs the car and the new owner drives it away (with a VED disc on it and without being told that it had been SORNed) then what offence has been committed, and by whom? I can't see one on the statute books.


Well, considering that SORN is non-transferable between owners, technically the vehicle will no longer be SORN meaning that the VED must be active? Thinking
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Rogerborg
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PostPosted: 09:26 - 18 Jun 2013    Post subject: Reply with quote

J.M. wrote:
Well, considering that SORN is non-transferable between owners, technically the vehicle will no longer be SORN meaning that the VED must be active? Thinking

Hah, nice spot. Thumbs Up
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P.
Red Rocket



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PostPosted: 09:48 - 18 Jun 2013    Post subject: Reply with quote

J.M. wrote:
Well, considering that SORN is non-transferable between owners, technically the vehicle will no longer be SORN meaning that the VED must be active? Thinking


But "the system" doesn't recognise this until it has transferred on their end. Obviously, in court you are probably safe, but for Mr Quota-de-la-bacon you are in some do do Laughing
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ijmok
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Joined: 07 Sep 2012
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PostPosted: 11:48 - 18 Jun 2013    Post subject: Reply with quote

Thanks for the advice,

I suspect ill leave it over the weekend, seeing its being looked at Monday, then either it will be sold and not my problem or i will notify them but not return tax,

Many thanks, got its a flipping minefield out there, Cvnts and there money making schemes.
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Rogerborg
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PostPosted: 12:20 - 18 Jun 2013    Post subject: Reply with quote

If you're really bothered, Proof of Posting is free, the cost is a stamp and an envelope. Contents optional.
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ijmok
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PostPosted: 12:38 - 18 Jun 2013    Post subject: Reply with quote

That was my original thought, figured a second class stamp was cheaper (just!) than £100 fine
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cretin box
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PostPosted: 00:29 - 19 Jun 2013    Post subject: Reply with quote

If you're not using the car and you've got an off-road parking space, just SORN it. It's no big deal.

I've bought a couple of cars in this condition (including my current one) and it's never been an issue.

I'd seen the car and its paper history so I knew I wanted to buy it, and the owner's story checked out (new car in use and the old one SORN'd, sitting on the drive and waiting to be sold). I arranged insurance and got the train to the seller's town, he picked me up from the station with all the paperwork on board, signed the car over to me, took me to the local Post Office where I bought a tax disc with cash using the MoT, my insurance certificate and the "new owner" slip from the V5C. He then drove me back to his home where I paid for the car in cash and drove it home from there.

It's worth your while to be a bit helpful to your buyer and offer him a lift to the Post Office - depending where you live it's probably only 20 minutes out of your day to stay legal and get a happy cash buyer. Not that arduous, no?
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yambabe
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PostPosted: 12:52 - 19 Jun 2013    Post subject: Reply with quote

Being a bit of an anorak and having a slow day at work, I rang the DVLA. Smile

After an awful lot of to-ing and fro-ing they decided that what I said above is correct, that in their opinion a declaration of SORN does indeed invalidate a tax disc even if that disc is not returned for a refund and that a new owner would be driving without valid tax if he subsequently insured the car and didn't tax it again himself.

So I asked for a pointer to the legislation which says this, and they couldn't give me one. I might email my MP...........
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P.
Red Rocket



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PostPosted: 12:53 - 19 Jun 2013    Post subject: Reply with quote

yambabe wrote:
Being a bit of an anorak and having a slow day at work, I rang the DVLA. Smile

After an awful lot of to-ing and fro-ing they decided that what I said above is correct, that in their opinion a declaration of SORN does indeed invalidate a tax disc even if that disc is not returned for a refund and that a new owner would be driving without valid tax if he subsequently insured the car and didn't tax it again himself.

So I asked for a pointer to the legislation which says this, and they couldn't give me one. I might email my MP...........


Which contradicts what another user heard from DVLA.

Time for some abusive letters requesting information to Department of Vindictive Lying Arseholes.
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ijmok
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PostPosted: 13:06 - 19 Jun 2013    Post subject: Reply with quote

Quote:
Department of Vindictive Lying Arseholes.
Karma

I thought i was being thick, seems the whole system is out to fuck you

I had figured DVLA would be as much help as a chocolate teapot thus figured BCF was my best change of some proper useful advice.
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stinkwheel
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PostPosted: 13:41 - 19 Jun 2013    Post subject: Reply with quote

I suppose this is one situation where being in posession of a valid, in-date tax disc is important.

I can just see how it would look in court if someone was charged with keeping an untaxed vehicle, pleads not guilty and whips out exhibit A for the defence, a valid, in-date tax disc.

Given the amount of fuss the DVLA have historically made about the necessity of posessing the disc itself, and their refusal to refund tax without sticking the actual disc to a form and sending it back it think it would be pretty easy to show posession of disc = taxed.

Anyone know where it is an offence to drive a vehicle which is subject to a current SORN declaration? I've looked and can't find anything. Obviously there are regulations which make it illegal to drive while not taxed and not insured but I can't find anything making it in some way specifically illegal to drive while a SORN declaration has been made.

They make a big thing about there being a potential for a fine of £5000 or 2 years in jail for making a false SORN declaration but I'm damned if I can find where this comes from. Unless they're talking Perjury Act 1911?
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MarkJ
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PostPosted: 14:23 - 19 Jun 2013    Post subject: Reply with quote

I have nothing to add, other than the continuous insurance act is bullshit and a right pain in the arse.

OP, I feel your pain.
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J.M.
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PostPosted: 14:26 - 19 Jun 2013    Post subject: Reply with quote

I did just find this: https://www.legislation.gov.uk/uksi/1997/3025/regulation/5/made

Quote:
Where after 31st January 1998 the holder of a vehicle licence surrenders it under section 10(2) of the 1994 Act,


https://www.legislation.gov.uk/ukpga/1994/22/section/10

Quote:
(2)The holder of a vehicle licence may at any time surrender the licence to the Secretary of State.


Also https://www.legislation.gov.uk/ukpga/1994/22/section/19

Quote:
(1A)Subsection (1B) applies where the holder of a licence—
(a)has notified the Secretary of State that he wishes to surrender the licence under section 10(2),
(b)has agreed to comply with such conditions as may be specified in relation to him by the Secretary of State, and

(1B)If the holder has not surrendered the licence before the time when paragraphs (a) to (c) of subsection (1A) are first all satisfied, then at that time—
(a)the holder becomes entitled to rebate under subsection (1) as if he had surrendered the licence at that time,
(b)the licence ceases to be in force, and
(c)the provisions of section 10(2) and subsection (1) cease to apply to the licence.


Which all together says to me that the declaration of making a SORN does in fact invalidate any license currently on the vehicle and entitles you to a rebate.

Although if you do keep the tax disk, I can't see that you would have an issue with any authorities for the reasons mentioned in Stinkwheel's post, and that the DVLA are hopeless of accuracy within their systems? Although anyone reading this must bear in mind that I'm simply an armchair lawyer who doesn't really know what he's talking about. Laughing
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ficedula
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PostPosted: 14:34 - 19 Jun 2013    Post subject: Reply with quote

Eh, all of that looks like it's saying you can surrender a tax disc, and if you do, here's the procedure, and you'd better make a SORN declaration. I can't see that the links say you're obliged to surrender it, just that you can?
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J.M.
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PostPosted: 14:45 - 19 Jun 2013    Post subject: Reply with quote

ficedula wrote:
Eh, all of that looks like it's saying you can surrender a tax disc, and if you do, here's the procedure, and you'd better make a SORN declaration. I can't see that the links say you're obliged to surrender it, just that you can?


Sorry, I think I missed this part out:

https://www.legislation.gov.uk/uksi/1997/3025/regulation/3/made
Quote:
Application
3. These Regulations have effect for the purpose of prescribing the particulars to be furnished and the declarations to be made, and the times at which and the manner in which they are to be furnished or made, by a person—
(a)who surrenders a vehicle licence for a vehicle;
(b)who does not renew such a licence; or
(c)who keeps an unlicensed vehicle.

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ficedula
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PostPosted: 14:59 - 19 Jun 2013    Post subject: Reply with quote

Not sure that changes it either - it's saying the regulations affect you if you do surrender a tax disc, not that you're obliged to. I suppose it could be argued that because you don't fall into any of those categories if you're declaring it off-road without handing the tax back in, your SORN isn't necessarily valid - but it doesn't say that, and if the DVLA chooses to accept your SORN declaration, then it is SORNed regardless of whether they had to accept it or not.

In fact, the wording:

Quote:

“the required declaration” means a declaration in writing made to the Secretary of State by a person surrendering a vehicle licence or the keeper of a vehicle to the effect that (except for use under a trade licence) he does not for the time being intend to use or keep the vehicle on a public road and will not do so without first taking out a vehicle licence (or if appropriate a nil licence) for the vehicle;


...suggests they're explicitly catering for the fact that the keeper of a vehicle can declare it off-road without surrendering the tax disc ("license"). Although I suppose that could just be to cover somebody declaring it SORN after the old tax disc expired.
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J.M.
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PostPosted: 15:07 - 19 Jun 2013    Post subject: Reply with quote

You're reading it differently to me.

In my previous post, it lists the 3 possible pre-requisites for making a SORN. That's written in legislation, so you can't say "my option isn't listed". If you're making a SORN, it must be one of those 3.

The statement you have highlighted, I don't see how that's explicitly catering for it without surrendering the tax-disk? I can't see anything mentioning SORN whilst a license is in force. Only the ability to do it whilst cancelling the license. That statement isn't a conditional and surely just relates to 3(a) in my previous post?
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stinkwheel
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PostPosted: 15:28 - 19 Jun 2013    Post subject: Reply with quote

J.M. wrote:
You're reading it differently to me.

In my previous post, it lists the 3 possible pre-requisites for making a SORN. That's written in legislation, so you can't say "my option isn't listed". If you're making a SORN, it must be one of those 3.

The statement you have highlighted, I don't see how that's explicitly catering for it without surrendering the tax-disk? I can't see anything mentioning SORN whilst a license is in force. Only the ability to do it whilst cancelling the license. That statement isn't a conditional and surely just relates to 3(a) in my previous post?


But the insurance part of SORN is actually enacted in the road traffic act section 144B (I have just been prosecuted under 144A for not making such a declaration). It doesn't call it SORN, it just makes an exemption from prosecution for no insurance on the folowing points:

Quote:
5) The fourth condition is that—
(a)the registered keeper is at the relevant time the person keeping the vehicle,
(b)at the relevant time the vehicle is not used on a road or other public place, and
(c)the registered keeper has by the relevant time complied with any requirements under subsection (7)(a) below that he is required to have complied with by the relevant or any earlier time.

Quote:

(7)Regulations may make provision—
(a)for the purposes of subsection (4)(b) and (5)(c) above, requiring a person in whose name a vehicle is registered to furnish such particulars and make such declarations as may be prescribed, and to do so at such times and in such manner as may be prescribed,


The DVLA have chosen to use the same form to do both tasks. In theory, you could make a declaration just for the insurance part as described above.

There is no specific form for this but as I have pointed out previously, there is no actual declaration appended to the signature on a form V890. Just the vehicle details, your name and the date. It satisfies the above being as it is, the required particulars and declarations but it doesn't actually declare anything.

TL;DR
The insurance and tax parts of SORN are enacted totally seperately. The DVLA have chosen use the same form for both but the two actions are not mutually inclusive or in any way linked in law.
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J.M.
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PostPosted: 15:42 - 19 Jun 2013    Post subject: Reply with quote

Ah, I see! So in regards of the RTA 144A, all you have to do to be exempt is simply declare to them that the vehicle isn't being used on the road. I don't see anywhere in the RTA 144B stating that a SORN must be used to do this, simply that it must be done?

In which case it would be entirely possible to be exempt from 144A without actually making a SORN and cancelling your tax?
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Rogerborg
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PostPosted: 15:56 - 19 Jun 2013    Post subject: Reply with quote

J.M. wrote:
In my previous post, it lists the 3 possible pre-requisites for making a SORN. That's written in legislation, so you can't say "my option isn't listed". If you're making a SORN, it must be one of those 3.

Indeed, but the DVLA do let us make SORN declarations - and record them as such - without satisfying any of those conditions.

So I view it that if I didn't surrender my VED license (tax disc), then it wasn't a valid SORN declaration, but that's their problem, not mine.

And it was a valid declaration for purposes of the continuous insurance farce because because as stinkwheel notes, that doesn't even mention SORN in the primary legislation, it's done by regulations - "send us this form, which we'll also (mis)interpret as a SORN declaration.

And here's the bit that I want to keep hammering on:

If I SORN a vehicle, leave the VED disc in it, sell it to you, and you insure and drive it away, who's committing an offence, and why?
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Last edited by Rogerborg on 21:38 - 19 Jun 2013; edited 1 time in total
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