Dare i ask.. how the hell does insurance work!!

[Pol Anorl]

where the fuck do they get their prices!!

looking to insure trx 850 + xj 600s..

multi bike policy £371 a year for both...

individual prices..

trx 850 - £114.74
xj 600 £60.48 = £175.22

saving of £195 if i do 2 individual policys :S

the fuck?
____________________
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20:30:37 Pyro.: I don't sort of like men, I take every advantage to choke on dick.
Jewlio Iglesias: You live in Liverpool - Chances are, the front door has already been kicked off the hinges

[chris-red]

You know you can't use NCB on more than one bike right.
____________________
Well, you know what they say. If you want to save the world, you have to push a few old ladies down the stairs.
Skudd:- Perhaps she just thinks you are a window licker and is being nice just in case she becomes another Jill Dando.
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[Pol Anorl]

I do now
____________________
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20:30:37 Pyro.: I don't sort of like men, I take every advantage to choke on dick.
Jewlio Iglesias: You live in Liverpool - Chances are, the front door has already been kicked off the hinges

[Clutchy]

I wonder if anyones been caught, I've only ever been asked to send a pic of my NCB paper, and I heard they don't keep it on record, so how would they tell?
____________________
Malaguti F12 Phantom-Dead, Suzuki AY50- Dead, NRG power DD LQ, CBR125.
*33 BHP restriction up on 10/12/14* Current bikes/car: SV 650 S/ MKIV GOLF
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[-Matt-]

I may be wrong here, but i would of thought it has to be kept on record to some extent or they wouldn't keep track of your previous years NCB's when you goto renew/move to a new insurer and request it otherwise

So when they look and see you have two policies would expect it stands out like a sore thumb if both have a NCB 'active'.

Maybe day to day and renewing wise they won't really care or notice, but if you go to make a claim i'm sure they'd dive at a chance to say you provided false details etc when they go over your insurance details.

But maybe not

[totalllama82]

[Clutchy]

[SQL]

how are they even going to know even if you crash? you are only claiming on on policy.

[totalllama82]

As far as I'm aware they either want the details of the previous insurer or a hard copy sent in.

It's weird how they don't have a database or section of the MID for NCB. I've often wondered if they bother calling the old insurers to check.
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Gone: Haotian HT125-8 / Yamaha YZF 600R Thundercat / Kawasaki ZX9R C2
Current: Kawasaki ZZR 1400 A7F

[Suntan Sid]

[Polarbear]

I really dread the thought of chucking one of my bikes up the road. 750 excess for the Trophy, a 14000 pound bike that you can bet they will try their hardest not to pay on, and then my 27 years ncd fu**ed in a second.
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Triumph Trophy Launch Edition

[-Matt-]

[Clutchy]

[Kickstart]

[John933]

[-Matt-]

[D O G]

[Kickstart]

[Clutchy]

[P.]

Nowhere, D O G read it wrong as its badly formatted

[Clutchy]

[iooi]

[Pol Anorl]

[D O G]

Oh.

I see.

https://gamersmafia.com/storage/comments/687/87/picard-facepalm.jpg

[DrDonnyBrago]