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Help with insurance on 125cc bike!

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BMXjames123
L Plate Warrior



Joined: 21 Sep 2013
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PostPosted: 00:13 - 21 Sep 2013    Post subject: Help with insurance on 125cc bike! Reply with quote

Hey!
I am thinking about getting a 125cc bike like the derbi gpr. Can anyone tell me how much i could get insured on one of these. i am looking to try and get insured for up to £500. Or if anyone knows any superbike style bikes that are cheap to insure please let me know thanks.
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Craig321
Borekit Bruiser



Joined: 20 Aug 2012
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PostPosted: 00:29 - 21 Sep 2013    Post subject: Reply with quote

Have you checked on gocompare or confused? Get a few quotes, put some bikes in that you fancy and see what prices you get, it's the easiest way.
____________________
Sept 2012 - Current: Hornet CB 600 F4 '05
Aug 2011 - Sept 2012: CBF 125 '09
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Rogerborg
nimbA



Joined: 26 Oct 2010
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PostPosted: 00:37 - 21 Sep 2013    Post subject: Reply with quote

Insurance quotes change with the bike, the person, the postcode, security, storage, mileage, usage and the direction of the wind. You're just going to have to punch your details in and see how much they stiff you for.

The Bike Insurer usually turns up the cheapest quotes for me.

If the Derbi comes out at crazy prices, I'd suggest that you try a Honda CBR125.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
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Craig321
Borekit Bruiser



Joined: 20 Aug 2012
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PostPosted: 01:01 - 21 Sep 2013    Post subject: Reply with quote

Rogerborg wrote:
Insurance quotes change with the bike, the person, the postcode, security, storage, mileage, usage and the direction of the wind. You're just going to have to punch your details in and see how much they stiff you for.

The Bike Insurer usually turns up the cheapest quotes for me.

If the Derbi comes out at crazy prices, I'd suggest that you try a Honda CBR125.


Cheaper quote from them for me as well compared to gocompare. Renewal is up in a month, so thanks for the link Smile

Just had a look - TheBikeInsurer = Confused.com! Thought it was very familiar when I went through.

Let's see what BikeSure say about renewing at a better price. Not a fan of BikeSure but if they can give me a good price for renewal then I guess I may as well stay there. When I originally insured with them I told them I had a Honda CB600F4. I then sent them pics as requested and they said I don't have the CB600F I actually have the Hornet and that the Hornet is a much more powerful bike (CB600 F4 = Hornet). They promptly sent me an additional £60 charge. Many phone calls later I managed to get it through to them that they're the same thing and they dropped the charge (with no apology). Rolling Eyes
____________________
Sept 2012 - Current: Hornet CB 600 F4 '05
Aug 2011 - Sept 2012: CBF 125 '09
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j.silvs
World Chat Champion



Joined: 01 Dec 2012
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PostPosted: 19:31 - 21 Sep 2013    Post subject: Reply with quote

I can 100% garuntee that your quote will be between £1 - £1m

Bit more detail will narrow it down
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BMXjames123
L Plate Warrior



Joined: 21 Sep 2013
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PostPosted: 23:03 - 21 Sep 2013    Post subject: checked Reply with quote

I have checked out a couple of bikes and the best price iv got it down to is about £500 to £680
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Craig321
Borekit Bruiser



Joined: 20 Aug 2012
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PostPosted: 00:13 - 22 Sep 2013    Post subject: Reply with quote

Sorted then Smile
____________________
Sept 2012 - Current: Hornet CB 600 F4 '05
Aug 2011 - Sept 2012: CBF 125 '09
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Rogerborg
nimbA



Joined: 26 Oct 2010
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PostPosted: 08:05 - 22 Sep 2013    Post subject: Reply with quote

Have you tried different classes of cover: TPO, TPF&T, FC. Far better to invest in a Almax or Pragmasis chain and ground anchor than to pour it down the insurance drain.

Listing it with and without any security on it. You may be surprised, my last quote went up 1/3 with security listed.

Putting in a higher mileage than you expect to do. Again, do not make any assumptions or try to apply logic or common sense, insurance and in particular bike insurance is a complete lottery. You have to scratch a lot of cards to find the winner.

Oh, while you're getting quotes, put in fake contact details and an address near to but not exactly yours. Find the cheapest quote and take that out with your real details. People have credibly reported their quotes rising or simply being refused cover when they do repeated searches using the same details.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
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