INSURANCE SAID NO

Baller · Derestricted Danger Joined: 17 Nov 2004 Karma :

Current Insurance Yamaha SR125 £410

I’m 18 and been riding for 8 months on my Yamaha. I wanted to upgrade to a GS500 with a restrictor kit. I phoned up a couple of insurance companies and they all said NO! I expected it to be pricey, but they wouldn’t even give me a price. I thought gs500s were group 7

Is there anything I can do?
Crying or Very sad

JonB · Afraid of Mileage Joined: 03 Jun 2004 Karma :

WTF, do you live in a war zone or something?
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Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it?s worth.

NickD · World Chat Champion Joined: 20 Aug 2004 Karma :

Just try another company. If they don't want your business, fuck 'em! Thumbs Down

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I was only doing what it said on my licence officer....
Tear along the dotted line!

allweatherbik... · Nova Slayer Joined: 29 Mar 2004 Karma :

I had a problem like this when I tried to upgrade from a CG125 to GS500 and it turned out I hadn't informed them that I'd passed my test. Ask the company or companies involved why they won't quote you.
Thumbs Up

Ian

Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

Had a fair few refuse to quote me for ZX6R at 17, just call other companies as there were plently who were happy to quote me.

JonB · Afraid of Mileage Joined: 03 Jun 2004 Karma :

But this is a GS500 not a full on sportsbike how could you be refused? Confused

____________________
Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it?s worth.

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

It depends on a lot of things, some will only quote on 'low risk' cases.
Most of the 'big names' are quite bad, for, well, alomst everything.

Younger people often reccomend CIA.

dodsi · Dirty Carny Joined: 06 Aug 2004 Karma :

I am 19 have 1 years NCB and insured a Kawasaki ER-5 on Thursday for £248 TPFT

oh and only been riding for 1 year

Try motorcycle direct

https://www.motorcycledirect.co.uk

Used to have an SR and my insurance company wanted loads of money too upgrade me! so cancelled their policy!

Barker-CBR 600 · Could Be A Chat Bot Joined: 20 Nov 2004 Karma :

Just ring around mate, 5-6 said no to me and alot more gave me a HIGH quote...

Try H and R, they pointed me to NuG for my best quote.

(17, 1yr NCB, CBR 600 )
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rizo-sri200 · Trackday Trickster Joined: 29 Apr 2004 Karma :

just tried MC direct and the said

Barker-CBR 600 · Could Be A Chat Bot Joined: 20 Nov 2004 Karma :

Some companies are just bitchy, but some do exist that will. Get RIDE/Bike and look through the back, every company.

I had my license 1 week, aged 17 on a 600cc Sports so there IS places out there... but i had to ring around 30-40 times.. and got about half saying thye cant cater for that.
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Previous - Gilera DNA50 / XVS125 Dragstar/Honda CBR 600F/GSF 650 Bandit
Current - 2013 Suzuki VZ800 Intruder
'Is this a rhetorical question?'

JonB · Afraid of Mileage Joined: 03 Jun 2004 Karma :

MC Direct are really anal when it comes down to insurance, I am insured with them right now on my 50cc and if they are cheap enough I will stay with them next year on a 125, but I will shop around. Smile

____________________
Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it?s worth.

Baller · Derestricted Danger Joined: 17 Nov 2004 Karma :

North East London
Enfield
Age 18
8 months Experience
No claims
Third party

GS500 Group 7
(33 bhp restricted)

What do you lot think would be a fair quote?

8316 · Could Be A Chat Bot Joined: 08 Jul 2004 Karma :

Craggles · Traffic Copper Joined: 12 Jul 2004 Karma :

8316 · Could Be A Chat Bot Joined: 08 Jul 2004 Karma :

go to www.biketeam.co.uk [url] see what you get, then phone them, but dont tell them you got a quote from the net-cos theyll use that one! they might differ you see.[/url]
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Now own a Fireblade!! Speed Limits? Bah!

Davo · Davo To The Rescue! Joined: 05 Apr 2004 Karma :

It seems to be a bit strange that www.motorcycledirect.co.uk will only insure you on a maximum of a 125cc. I'm 21 with 0 ncb and had my licence for 6 months and they had no problem with insuring my Hayabusa. Doh!

BlueNinja · Trackday Trickster Joined: 14 Dec 2004 Karma :

iCraig · World Chat Champion Joined: 05 Jun 2004 Karma :

Now what did I pay at age 18 on my GS500. Thinking

I think I payed around the £850 TPFT mark, to be quite honest I can't fully remember but I know it wasn't over £900.

I got insured through CIA insurance, whom are really good for new and young riders, well they were in 2002 anyway, they maybe abit dearer now since they lost there most competative underwriter (Axa).

Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

Paid £850 TPFT on TL1000R are 18 with CIA. Razz

dodsi · Dirty Carny Joined: 06 Aug 2004 Karma :

you all didnt ring round much then as i paid £248 on my ER-5 at 19

Flip · Super Spammer Joined: 28 Feb 2004 Karma :

I thought you failed your test mate? Or have you re sat it? If you didn't you found out the answer Thumbs Up

dodsi · Dirty Carny Joined: 06 Aug 2004 Karma :

who me? i passed a month ago today

Flip · Super Spammer Joined: 28 Feb 2004 Karma :

No Dodsi, no you mate. I thought Baller failed.

Barker-CBR 600 · Could Be A Chat Bot Joined: 20 Nov 2004 Karma :

He did

But can still get plenty of quotes etc without license or anything, long as you say (when they ask about license') 'oh i would only just have gotten it' or something similar.

Gotta remember its all recorded.. or could be.
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Current - 2013 Suzuki VZ800 Intruder
'Is this a rhetorical question?'