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tatters
Exxon Valdez



Joined: 04 Jan 2004
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PostPosted: 22:16 - 20 Feb 2012    Post subject: MCE wasting my time Reply with quote

I got knocked off one of my bikes back at the start of November, the third-party admitted responsibility and the bike was wrote off followed by being paid out for its agreed value.

Since then the issue of my other losses such as bike gear/earnings/recovery costs plus injures have been dragging on since due to waiting for a medical report on my injures to my back and legs, MCE and there solicitors fletchers have now sent me to 3 medical appointments this year each time after traveling across London to the clinic they sent me to l have found it shut which now after the third time l,ve had enough of especially as MCE have not bothered to tell me that the appointments had been canceled.

Can l instruct another company or solicitors to carry on with this part of recovering my losses? rather than being fucked around by these incompetent wankers.
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T.C
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Joined: 05 Nov 2003
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PostPosted: 23:13 - 20 Feb 2012    Post subject: Re: MCE wasting my time Reply with quote

tatters wrote:
I got knocked off one of my bikes back at the start of November, the third-party admitted responsibility and the bike was wrote off followed by being paid out for its agreed value.

Since then the issue of my other losses such as bike gear/earnings/recovery costs plus injures have been dragging on since due to waiting for a medical report on my injures to my back and legs, MCE and there solicitors fletchers have now sent me to 3 medical appointments this year each time after traveling across London to the clinic they sent me to l have found it shut which now after the third time l,ve had enough of especially as MCE have not bothered to tell me that the appointments had been canceled.

Can l instruct another company or solicitors to carry on with this part of recovering my losses? rather than being fucked around by these incompetent wankers.


There is absolutely nothing to stop you instructing new solicitors.

All that happens is that you will be asked to sign a letter of authority stating that you no longer wish your current solicitor to represent you.

The new solicitor will then request the file from your current firm and also provide an undertaking to pay their reasonable costs when the case is settled.

Have you made a full recovery? The reason I ask is that apart from being sent to a number of failed appointments, you have been asked to attend to see the medical expert very early after your crash, particularly if you are still experiencing problems.

A personal injury case does not settle overnight. A simple case is going to take around a minimum of 12 months providing you have made a full recovery, on average nearer 18 months, and the mosre severe the injuries the longer the case will take.

Usually if you have been asked to attend the medical within 6 months of the date of injury, that is usually proof that your solicitor is trying to settle early and with a severe undervaluation so that they get their fees paid rather than look after your interests.

The other side will also put up legal arguments to try and reduce the valuation of the claim as well as mitigate some of their losses, and so a schedule of losses can (the total value of the claim) can take a while to put together bearing in mind it is not just about your injuries, damaged kit and the like, but also loss of earnings, out of pocket expenses, travel costs, maybe care costs during your recovery and, and, and.

Hope this clarifies things a bit for you.
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TheDonUK
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PostPosted: 23:22 - 20 Feb 2012    Post subject: Reply with quote

Scouse Windowlickers the lot of them...

As far as i can tell Fletchers is just another floor of the MCE building, each floor is probably registered at companies house.

They sent me to Harley street, to possibly the most crooked doctor i have ever met. During the brief consultation i was fairly honest about my injuries. He was literally putting words (or injuries) into my mouth. He must have been on some kind of commission, the more injuries he finds the more he gets on top of his base fee...

Technically i don't see any reason you could not switch from fletchers to someone competent..

Communicate in writing with them, ask for their complaints procedure, financial ombudsman/FSA etc...
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tatters
Exxon Valdez



Joined: 04 Jan 2004
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PostPosted: 23:43 - 20 Feb 2012    Post subject: Reply with quote

Thanks for replying T.C Thumbs Up

I,m going to look into getting a local solicitors firm to carry on the process, I,m still suffering from the injures to my back and leg but MCE and Co as you say are just looking to get it all finished and out the way, l would normally just want the whole thing over and done with as l have done in the past after getting knocked off but the fact that after almost 4 months i,m still in pain is worrying me plus my GP is as useless as all he does is keep prescribing pain killers.
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T.C
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PostPosted: 23:46 - 20 Feb 2012    Post subject: Reply with quote

TheDonUK wrote:
He must have been on some kind of commission, the more injuries he finds the more he gets on top of his base fee...



Doesn't work that way. A straightforward examination and report is a flat fee of around £500.

But they can churn out 15 or 20 a day, so they are still making serious money.
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0l0dom0l0
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Joined: 21 Oct 2009
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PostPosted: 14:09 - 21 Feb 2012    Post subject: Reply with quote

Be careful if you do get new solicitors as MCE will rape you for the cost of the time of your current ones.

They were good with me, perhaps ask if you can make your own appointment?
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T.C
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PostPosted: 14:29 - 21 Feb 2012    Post subject: Reply with quote

0l0dom0l0 wrote:
Be careful if you do get new solicitors as MCE will rape you for the cost of the time of your current ones.


No they won't and they can't! Rolling Eyes

If you read my previous post, I have already explained that the new law firm will provide an undertaking to pay the old firms reasonable costs when the case settles and will be included in the schedule of costs.

It will not cost the OP anything at all, and it is standard paractice across the legal profession.

Tatters, if you need some assistance, then feel free to PM me with a telephone number and I will be happy to give you a call without any obligation.
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Alpha-9
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Joined: 19 Jan 2012
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PostPosted: 14:38 - 21 Feb 2012    Post subject: Reply with quote

I'm insured with MCE....*gulp*
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TommyC87
L Plate Warrior



Joined: 09 Oct 2013
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PostPosted: 17:04 - 09 Oct 2013    Post subject: Reply with quote

Tatters , how has your claim turned out ? I had an accident , non fault . Other party claimed responsibility instantly .. Now I am struggling to get in contact with anyone at Fletcher's whatsoever (they were hasty to contact me everyday to sign them as my representatives ) . so ive found this thread and joined the group hoping your still a member and can give me some light at the end of the tunnel ?!
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Dave_R
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Joined: 18 Feb 2013
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PostPosted: 17:44 - 09 Oct 2013    Post subject: Reply with quote

My experience with MCE and Fletchers was reasonable with respect to two non-fault accidents I had.

It got there in the end, but it took bloody ages, medical appointment was a joke and I had to persist with chase up emails.

First thing is to be realistic, do you really expect a fast and hassle free process from the average insurance company or solicitor?

The key is to keep chasing them up with emails, find out at who at Fletchers is handling your case and get their email address. If you don't get an acknowledgement to your chase email after a day or two, send it again.

Also, insist on having electronic copies of forms and letters emailed to you if they don't do it automatically. This way, you can respond to letters instantly, print forms, fill them out, scan them in and email it back. Again, send the email again if you don't get a acknowledgement after a reasonable amount of time.
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TommyC87
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Joined: 09 Oct 2013
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PostPosted: 18:31 - 09 Oct 2013    Post subject: Reply with quote

Thanks Dave , I know the case handlers name and her email address . I was under the impression of being 2013 that an email to her directly would be much quicker than sending letters ... Apparently not the case though . 4 days on and no reply . I will use your advise and send it again . I can see why injury compensation would take months and months but as for compensation for time off work and a written off motorcycle I would of thought those would of been sorted fairly quickly ?
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Dave_R
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PostPosted: 22:27 - 09 Oct 2013    Post subject: Reply with quote

Compared to injury compensation, the other stuff like your motorcycle should be sorted out sooner but is still likely to take months. If they can be bothered they might send you an interim payment for the stuff that the 3rd party has already agreed on.

Be patient, persevere and send *lots* of emails.
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Diquitee
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Joined: 25 Sep 2013
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PostPosted: 06:41 - 10 Oct 2013    Post subject: Reply with quote

Just jumping in here, first post ever so I apologise.

I've an open claim going on, car pulled a u-turn on me and wrote off my Bonnie, big mess. MCE assigned Fletchers and I just went with it, however my case handler went on holiday, not really a problem I know, but she didn't pass my case on to anyone else. I rang for days trying to get through to someone to talk about my case but just kept getting an answer phone or a receptionists "I'll get someone to call you back" I never received a call back.

In the end I changed solicitors, I'm sacrificing 25% of my compensation but I don't really care, it's now being dealt with professionals and I'm far more comfortable. I got a call from my case handler a day later asking why I was changing solicitors my response was 'how was your holiday?' She hung up on me.

Oh just to show you what kind of people Fletcher's are, it's been over a week and they still haven't forwarded on my case file to my new solicitors.

Picking up a new bike tomorrow, just going to have fun and forget about the case then.
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Diquitee
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Joined: 25 Sep 2013
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PostPosted: 10:07 - 15 Oct 2013    Post subject: Reply with quote

Another addition to give a good representation of how efficient Fletchers are, it's been over 2 weeks and they still haven't bothered forwarding my claim onto my new solicitors.

Now my new solicitors have to get onto the SRB to get them to force Fletchers to release my file as they're dragging their heels. Not good.

So if anyone is reading this and has had an accident whilst with MCE, don't accept it when they push Fletchers onto you. Even if it means sacrificing a percentage of your compensation, find your own lawyer and don't let Fletchers' 'case handlers' deal with your claim. You're better off elsewhere.
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Minty
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Joined: 23 Dec 2005
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PostPosted: 10:15 - 15 Oct 2013    Post subject: Reply with quote

Why would electing another law firm mean a 25% lower payout? Confused
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Diquitee
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Joined: 25 Sep 2013
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PostPosted: 10:20 - 15 Oct 2013    Post subject: Reply with quote

The courts have changed, now if your claim is worth less that £10k the solicitors can't claim their fees from the other side.

However with all these ambulance chasers their fees are usually sorted out with the insurance company before hand. This is what I'm led to believe.

Though if you think about it, if you went with one of these firms that are in the same building as your insurers, they tend to drastically undervalue your claim. So I don't think your really taking a loss.
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T.C
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PostPosted: 10:54 - 15 Oct 2013    Post subject: Reply with quote

Minty wrote:
Why would electing another law firm mean a 25% lower payout? Confused


Because under the new rules which came into force in April, Solicitors can no longer claim an independent success fee.

Therefore, law firms are now allowed to take up 25% of any compensation awarded as part of their success fee, although some (mainly those who only deal with the high value claims) will take nothing at all or a maximum of 10%.

The value of a fast track case (which is dealt with on the portal scheme and is ficed fee) has now been increased from £10K to £25K

And sometimes it can take 2 or 3 weeks from the time the letter of authority is signed for a case file to be transferred to the new law firm.
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Diquitee
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Joined: 25 Sep 2013
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PostPosted: 10:59 - 15 Oct 2013    Post subject: Reply with quote

Thank you for the insight T.C.

I'm not too bothered about the speed of the claim now, I'm up and about again and have decided not to worry about it.
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Diquitee
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Joined: 25 Sep 2013
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PostPosted: 14:02 - 17 Oct 2013    Post subject: Reply with quote

My solicitors finally got the case file through today.

Fletchers had sent my claim to the wrong insurance company. Hilarity has ensued.

How can these fuckwits still have a job?
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Old Thread Alert!

The last post was made 12 years, 110 days ago. Instead of replying here, would creating a new thread be more useful?
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