Full UK Licence Bike and Car

[ddarkeh]

Hi Guys,

New to the forum and already asking for some advice.., i've searched and searched and can't find a similar topic so here goes

I got my Full UK driving licence 5 years ago entitled to ride motorbikes (Class A on the back) and this year I passed my car practical (class B on the back), section 4a on my licence is my car pass date. Now when applying for insurance you have a couple of sections

"What type of Licence do you have" - I Pick "Full Uk Manual" (right so that cover bike and car)

"When did you obtain licence" - Uhhh 5 Years ago?

And that's it doesn't mention that it's specific to any vehicle other than licence would I be wrong in putitng 5 years down? appreciate the help in advance as this one has stumped me

[Nobby the Bastard]

If you are applying for bike insurance, when you passed your bike licence.

If you are applying of car insurance, when you passed the car test.

It's not rocket science.
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trevor saxe-coburg-gotha:"Remember this simple rule - scooters are for men who like to feel the breeze on their huge, flapping cunt lips."
Triumph Sprint ST 1050

[Charlie]

I always put when I past my actual test, not the 2 years the DVLA claim I didn't have a full licence for - I had one but with the restriction of riding bikes under 33bhp.
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Past: Honda x8rs, Honda City fly, Honda Hornet 250, Honda VFR750, Yamaha xt600e.
Current: Honda CBR929RR & Yamaha XT660Z Tenere

[Wafer_Thin_Ham]

[Rogerborg]

[Wafer_Thin_Ham]

I agree, and I do from when I first passed my A2/restricted license. Shh!! though.
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[MC]

[Rogerborg]

I'm not sure if the customer caved after that. Ombudsman decisions are only binding on the insurer, not the customer. The thing is, I do sort of agree with their decision, but not for the reasons that they give.

Well, I've been counting from my pass date with other insurers, and would welcome an insurer trying it on. I'm happy to cost them money at the ombudsman, and then at Sheriff Court... if they even have any Scotch legal presence.
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[Marlin]

The OP was referring to the date in section 4a of the licence.
This is not the date of getting an entitlement, it is the date the photocard was issued. As such it changes when you get a new card for e.g. address change or photo update.
For entitlement dates you use the ones on the back.

[-Matt-]

I have always included the 2 years I was restricted when putting how many years i've held full license so far - but that may be largely as the insurers i've been with don't ask or specify with other options.

Also in my mind i got my full license when I passed my test and was handed a pass certificate - it may of been on a timed restriction, but it was a full license.

If they don't have an option to put anything else I wouldn't be overly concerned personally I know a fair few people who have done similar and gone through claims without it being mentioned.

It depends which vehicle you're applying for insurance on if i'm understanding your first post right though, if you only just passed your car test, and had your bike license 5 years ago, putting you passed your full UK test 5 years ago on a car insurance form is likely to end in you getting into bother i'd of thought.

[i.p.phrealy]

I got asked when last insuring my bike (still on provisional entitlement) how long have I had a provisional licence. so as I have had that since I was 17 I was able to answer in all honesty, 23 years.
when I do pass the bike entitlement, and i'm asked how long have I had a Full Licence for, unless they ask Full Entitlement, they'll get told October 1995. that was when I passed my Car test and technically that was when I got a licence, everything else is an additional entitlement.
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[Golgarth]

Am I right in thinking the question is "how long have you held the licence?"

Depending on the question will depend on the answer. I dare say there will be something in the Ts and Cs if you look.

[ficedula]