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| madmax123 |
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 madmax123 Borekit Bruiser
Joined: 18 May 2011 Karma :    
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| Ste |
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 Ste Not Work Safe

Joined: 01 Sep 2002 Karma :    
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| madmax123 |
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 madmax123 Borekit Bruiser
Joined: 18 May 2011 Karma :    
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 Posted: 23:10 - 14 Dec 2013 Post subject: |
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| Ste wrote: | A tricycle isn't a bicycle anymore than a car is a bicycle.
HTH |
As of January this year trikes are a category A vehicle, meaning that according to DVLA they are technically a bike in licencing rules, which are still very confusing to everyone,
Also my policy states
"The policy holder may drive/ride with consent of the owner thereof a vehicle not belonging to him/her and not hired to him/her under a hire purchase agreement.
The policy holder must hold the correct licence to drive/ride the vehicle."
If I'm not mistaken that says 'vehicle' and 'drive/ride' so it doesn't specify that it has to be a bike anyway, being a bike insurance policy I assume when they say vehicle they mean bike, but here's the thing, if it's the same licence category then is it not the same vehicle category, so surely it's counted?
I'm not saying trikes are bikes, not at all, but what I am saying is according to that statement on my policy, it's a vehicle, it's not hired, it doesn't belong to me, I have consent and I have the correct licence... So according to that I can ride it on my policy.
So that's why I'm asking, since it's a grey area I wondered if anyone here knew, if you don't know for sure either way then don't post, there's plenty of places online where you can put your sarcastic belligerent comments.
I'm asking for an answer, not for opinions or arrogance.
Cheers. |
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| Ste |
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 Ste Not Work Safe

Joined: 01 Sep 2002 Karma :    
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| madmax123 |
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 madmax123 Borekit Bruiser
Joined: 18 May 2011 Karma :    
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 Posted: 23:28 - 14 Dec 2013 Post subject: |
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| Ste wrote: | | madmax123 wrote: | if you don't know for sure either way then don't post, there's plenty of places online where you can put your sarcastic belligerent comments.
I'm asking for an answer, not for opinions or arrogance. |
Have you considered asking your insurance company? |
I figured I would have a go asking here since there's loads of members and there's a chance someone knows, if not then no bother, I'll ask my insurance,
I've been a member here for a long time and asked loads of questions and all I ever seem to get is a daft or pointless answer and never any help, where's the sense of community gone? Lol bikers usually help other bikers yet in here it's always hostility.
Like I said, if nobody knows then I'll just ask my insurance, although I'm fairly sure they will reply with "I'm not sure, we will back to you" and they never will, then I'll be back here again asking for a better insurance company lol
Haha nah I'm impatient and didn't want to wait until Monday to find out,
Thanks anyways for the advice and if anyone does know then please do post. |
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| Rogerborg |
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 Rogerborg nimbA

Joined: 26 Oct 2010 Karma :    
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 Posted: 01:38 - 15 Dec 2013 Post subject: |
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Oooh, ooh, I know the answer.
The answer is that nobody knows except your underwriter and you. It's entirely down to the contract of insurance that they drew up and that you agreed to, or at least their interpretation of it. All underwriters are different and you didn't tell us who yours is.
That's not the answer you were looking for, but it's an accurate one. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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| suburban myth |
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 suburban myth Spanner Monkey
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| madmax123 |
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 madmax123 Borekit Bruiser
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| bezzabsa |
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 bezzabsa Scooby Slapper
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 bezzabsa Scooby Slapper
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| sabian92 |
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 sabian92 World Chat Champion
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| arry |
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 arry Super Spammer
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Old Thread Alert!
The last post was made 12 years, 272 days ago. Instead of replying here, would creating a new thread be more useful? |
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