Insurance and CBTs

[dolly3900]

My youngest was 16 last weekend and as such have got him a 'ped, geared supermoto type of thing, not scoot.

Licence is in the post, so all now geared up for CBT and then the open road.

Now obviously without CBT, he is not allowed on Her Royal Mag's highways (unless accompanied by a qualified instructor....blah, blah blah), but most that I know only seem to have twist and go 'peds to do the 50 CBT on, not geared bikes.

I seem to remember reading something about being able to insure your own big bike in order to train and pass DAS Mod2, but i might have dreamt that.

Does anyone out there in BCF land happen to know if insurance companies allow you to insure your bike for CBT purposes, so that you can get the training on the actual bike you'd be hooning around on once qualified?

If not, then fine, but if you have done this, any pointers to companies would be most welcome and appreciated.

Cheers guys.

Mike
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2002 Rieju RS2-50 (Sold, spares or repair), 2010 Suzuki DR-125SM (Traded for ->), 2007 Honda CBF 600 (Sold), 2010 Suzuki V-Strom 1000 (Briefly, now returned), 2007 Suzuki Intruder 1800m (Even More Briefly, traded in for ->), 2014 Suzuki V-Strom 650

[pinkyfloyd]

[Matt B]

Before you even enter the minefield of trying to insure a kid on a bike for which they do not hold a valid licence (the DL196 you get after training validates the licence entitlement) ask the training school if they are happy for him to use his own geared bike.

You may find that they want you to use their own peds.
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stinkwheel: He had an animated .gif of a cat performing fellatio. It's not socially acceptable. It can have real life adverse effects on other people.

[dolly3900]

[quote="pinkyfloyd"]

[ficedula]

[Matt B]

Many schools are happy for a student to do a CBT on their own bike and it happens a lot. However, it's usually in the form of a retake nearing the end of the 2 years, so student holds a valid DL196, insurance etc.

Fist time CBT for a 16 year old is different.
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stinkwheel: He had an animated .gif of a cat performing fellatio. It's not socially acceptable. It can have real life adverse effects on other people.

[Rogerborg]

It's an interesting question. I've never found the statute or regulation that unambiguously validates your provisional entitlement while on the CBT. It may be the case that the question has just never been asked.

tl; dr version - insure it yourself as though kiddo has a DL196, do the CBT on it, chances are it'll never be an issue.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[Rogerborg]

It's an interesting question. I've never found the statute or regulation that unambiguously validates your provisional entitlement while on the CBT. It may be the case that the question has just never been asked.

tl; dr version - insure it yourself as though kiddoo has a DL196, do the CBT on it, chances are it'll never be an issue.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[pinkyfloyd]

[andyscooter]

i did my first cbt on my own scoot

it was brand new and the company delivered it to the cbt centre for me
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gilera runner vxr200 (chavped)
if its spelt wrong its my fat fingers and daft auto correct on my tablet

[Tyred]

When I did my CBT there were two brothers on 50cc Honda's in Repsol colours. Instructor told me that they were 16th birthday presents and had been delivered to the school that morning. They did everything including the road bit on these bikes.

I also did my Mod 1 with someone who had their own bike delivered to the school and rode with the instructor and me to the test center.

Dont know the ins and outs but there must be some way that the school's insurance covers them when with the instructor?
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Wish I could think of good signature

[pinkyfloyd]

[Tyred]

Just looked at the web site of the school I was at. Under their frequently asked questions it says this

Q. Can I use my own bike?
A. Yes, it needs to be road worthy and legal, and display full sized “L” plates front and back.

No mention of insurance unless that comes under "legal".
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Wish I could think of good signature

[pinkyfloyd]

[Tyred]

That makes sense with what I have seen and the bikes being delivered to the school.
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Wish I could think of good signature

[suburban myth]

[Rogerborg]

Certainly worth a try, although hitting the 30kph minimums in mod 1 might be tricky, and DSA Derek will be raging about making progress all through mod 2 (filter away, leave him stuck on his Pan Euro?).
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[pinkyfloyd]

[ficedula]

[dolly3900]

Cheers guys, appreciate the input.

I'll check with the instructor, see what he says.

If he is happy for the closed section on my lad's own ped and road on scoot, then fine, if his insurance covers for full use under road use then all the better.
If just use his scoot for all of it, no probs and just get my lad up to the local airfield (lucky to have one just up the road) and have him practice for a while before roading it (after his CBT)

Might ask my insurance about the issue and see if they can tell me what they would do and post back here for a definitive answer

Ta again

Mike
____________________
2002 Rieju RS2-50 (Sold, spares or repair), 2010 Suzuki DR-125SM (Traded for ->), 2007 Honda CBF 600 (Sold), 2010 Suzuki V-Strom 1000 (Briefly, now returned), 2007 Suzuki Intruder 1800m (Even More Briefly, traded in for ->), 2014 Suzuki V-Strom 650

[Matt B]