taxing bike without mot certificate

stranger12 · World Chat Champion Joined: 12 Mar 2012 Karma :

Hi Guys,

I have received my bike and two questions,

no tax but moted yesterday . The sales man forgot to bring the mot certificate, if I insure it and tax the v5 slip which is given to the buyer, can I tax it without mot ?

the cheapest quote on MCE was £280 with £1000 excess or £500 with £400 excess, which would you go for ? The quote was for third party fire and theft . obviously there is a big risk with the 1k in case , I have an accident as I will be paying out a lot but again with the 400, i will be paying 200 extra as insurance so I save £400 if I had an accident in the future.

Overall think should go with MCE but happy to hear your thoughts.

Also I will ride the bike to work after insuring it tonight . would I get pulled over for not having tax even if I am on my way to post office ?
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Biker101 · Traffic Copper Joined: 22 Jan 2006 Karma :

Well excess doesn't usually apply to a third party claim, just the fire and theft part.

Have you tried other websites for insurance? I've found tesco compare and compare the market give the most competitive rates atm due to the schemes they have with various insurers. Obviously this varies from person to person but I'd suggest it's a good place to start.

Also, afaik you still need an MOT cert for tax at the post office but an MOT centre should be able to print one out for you for a small fee, or free if you know them.
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P.addy · Red Rocket Joined: 14 Feb 2008 Karma :

No tax on the road = bike taken.

Are you actually retarded as you post a lot of shit when its all here ready to read.

Just buy it online and ask guy to forward disc on.

clancy · World Chat Champion Joined: 11 Apr 2009 Karma :

You'll need proof of mot to tax the bike, you can print this off the Internet, although not sure if the post office will accept it but worth a try. Other option is to tax online as it will be motd on the system, but obviously will take a day or so for the disc to arrive but you won't get pulled. Haven't had a tax disc on my bike for about 3 years

As far as insurance go, I take whatever had the lowest premium. The way I look at it is, on the off chance I have an at fault accident, i'll pay for it then. I'd rather not pay for it before hand and probably won't have an accident. If that makes sense ?

Although £1000 excess sounds high, checked all comparison sights? Checked companies not on comparison too? They tend to be cheaper
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stranger12 · World Chat Champion Joined: 12 Mar 2012 Karma :

no mate, I am not retarded. I bought it from dealer not private so do not have the details of the previous owner to contact him.

The dealer just said, he will post it to me but suggested I could just go to post office with it but when checking post office website they do need the mot certificate so hence why I asked.

I thought maybe something has changed recently
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Az · World Chat Champion Joined: 16 Apr 2013 Karma :

You can tax your bike online and if I remember correctly I didn't need my MOT certificate to hand to do this, I could be wrong though.

stranger12 · World Chat Champion Joined: 12 Mar 2012 Karma :

you can but if you are the current registered owner but I am not so have to wait until the V5 is in my name
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Az · World Chat Champion Joined: 16 Apr 2013 Karma :

Tamsin · World Chat Champion Joined: 07 Mar 2014 Karma :

According to the post office website, you still need to produce an MOT cert when you tax your vehicle, but no mention of insurance (although you always used to have to)

According to motoring.gov.uk you can get a new MOT cert from MOT garage but there is a fee associated with it...

You need the reference no off the V5C which I am pretty sure is also on the new keepers slip

iMark · World Chat Champion Joined: 13 Nov 2011 Karma :

I didn't require anything but the new owners slip to get tax for my bike just over a week ago... she didn't even want to see my insurance or mot slips.

she just kept saying something like "not our problem any more if you don't have insurance or mot" even after shoving the insurance cover letter in her face saying "but i am insured, do you not want to see this?" and her responding with the same thing basically...

Question

confusing...

Funnily enough my tax disc & holder went missing a few days later... cunts must have nicked it lol... that reminds me I need to get a V20 form Neutral

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stranger12 · World Chat Champion Joined: 12 Mar 2012 Karma :

I guess they should update the website then and not confuse people.

will try it tomorrow and will post back
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j.silvs · World Chat Champion Joined: 01 Dec 2012 Karma :

MCE do an XS protect insurance.

Call them and they will explain. It covers your excess if the bike was stolen or fire balled.

As you will be TPFT then excess is only required if the above happens.

MattEMulsion · World Chat Champion Joined: 29 Aug 2004 Karma :

It would surprise me if you managed to tax it at the post office without the MOT certificate (well that rubbish bit of paper they give you now) and your insurance certificate. But maybe times have changed???
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P.addy · Red Rocket Joined: 14 Feb 2008 Karma :

MC · Banned Joined: 01 Apr 2013 Karma :

bugeye_bob · World Chat Champion Joined: 05 Sep 2013 Karma :

Taxed mine yesterday, didnt even ask for the MOT.

stranger12 · World Chat Champion Joined: 12 Mar 2012 Karma :

map · Mr Calendar Joined: 14 Jun 2004 Karma :

MOT is all online now. The certificate you get is really just a receipt, just a printed piece of paper, not one of the old certificates.

So best to tax online if you have insurance. It checks the MID and the MOT database (or used to, things change). You just need the V5 for the reference number iirc.
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bugeye_bob · World Chat Champion Joined: 05 Sep 2013 Karma :

stranger12 · World Chat Champion Joined: 12 Mar 2012 Karma :

did tax it today and there was no request for insurance or mot certificate . When I asked why , the guy said it shows it all online so there is no need for paper evidence any more

hope this helps.

I am waiting to get tax disc holder, in the meantime if I carry it in my bag and if pulled over show it, would I get fine/notice for not having it on the bike ?
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P.addy · Red Rocket Joined: 14 Feb 2008 Karma :

I've not displayed bike tax since like 2008.

Carry it if you want.

stranger12 · World Chat Champion Joined: 12 Mar 2012 Karma :

Now trying to find a space to display the tax. I found one scrw on right side rear and nothing else in the rear so will give that a try when i get the disc holder
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jeddy11 · Traffic Copper Joined: 06 Jul 2012 Karma :

Who buys a bike from a dealer without the paperwork ? it may not have had an mot at all...

Sounds like a very shoddy dealer...Now they have the cash i doubt they will go to the trouble of chasing it up and sending it.

stranger12 · World Chat Champion Joined: 12 Mar 2012 Karma :

he was a genuine dealer. he moted the bike on Monday so that it had 1 year mot although the previous mot had 50 days left.

He just forgot to give it to me as he mentioned. it was left in his van.

I checked it online and it all adds up
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thomp1983 · Crazy Courier Joined: 05 Feb 2011 Karma :