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Well that was fun....

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mikesaa309
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Joined: 10 Nov 2013
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PostPosted: 22:07 - 24 Apr 2014    Post subject: Well that was fun.... Reply with quote
I finally got insured for the Bandit today!!

At fucking last, after two years and 38,000 miles of 125 torture, I'm finally able to ride a 600.

Went out on it at 7:30 when insurance became valid. Most fun I've had in ages. Can't remeber the last time I rode a bike here, there and everywhere without having to worry about the battery going flat, let alone with some power there.

Coming through a 40 zone and some VW golf caught up (I was being a good boy for awhile). He was sitting right up my ass with a fucking loud racy exhaust. Got over a roundabout and just over it, it becomes NSL. Wacked the throttle open in 4th gear, just left him standing, couldn't help but laugh so hard being able to do that at last was just amazing.

Just to learn to take it easy now :/
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-Matt-
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Joined: 28 Apr 2013
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PostPosted: 22:14 - 24 Apr 2014    Post subject: Re: Well that was fun.... Reply with quote
mikesaa309 wrote:
Just to learn to take it easy now :/
[safety nazi]This first.[/safety nazi] Don't potato yourself with the excitement of it all Razz

Good job on the license though and enjoy, will be great fun compared to the 125. How did the insurance work out compared to the old bike?
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mikesaa309
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PostPosted: 22:20 - 24 Apr 2014    Post subject: Re: Well that was fun.... Reply with quote
-Matt- wrote:

How did the insurance work out compared to the old bike?


Not too bad tbh. Dad was gonna add me as an additional rider to his insurance but couldn't because it's a multi bike policy. So they said they could turn it into two separate policies but would cost 900 odd for dad's CX500 and 400 odd for the Bandit. Why on earth the CX costs more is beyond me seeing as it's not as powerful. Anyway considering atm he's paying 180 for both on the mutli bike policy we thought "fuck that".

In the end I just got my own completely separate policy so the Bandit as two policies on it, which as far as I know is ok?? Anyway that cost me 300 odd for TP only and CBF 125 is only 200 odd so not too bad considering it's a hell off lot more powerful.
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-Matt-
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Joined: 28 Apr 2013
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PostPosted: 22:38 - 24 Apr 2014    Post subject: Reply with quote
Doesn't sound too bad as a new rider. Don't quote me on this but I think you won't get NCB if you're an additional rider/driver on a policy either? In which case its very likely not worth any 'saving' longterm.

Once I got my full license it was a pretty steep drop each year - have you got a year or twos NCB from riding the 125 pre-license. With a few years NCB behind me, my bike insurance near-halved most years after getting a full license/big bike - and that was on my ZX6 so yours will probably be more noticable/much cheaper hopefully.
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cretin box
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Joined: 29 May 2013
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PostPosted: 23:28 - 24 Apr 2014    Post subject: Reply with quote
I'm not sure if "125 torture" is the right frame of mind here... I'm looking forward to graduating to bigger stuff but in the meantime I'm enjoying every minute on my 50cc bike. I want a bigger bike, but riding a 50 isn't torture, it's hilarious.
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Eddie Hitler
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Joined: 05 Nov 2007
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PostPosted: 00:04 - 25 Apr 2014    Post subject: Reply with quote
cretin box wrote:
I'm not sure if "125 torture" is the right frame of mind here... I'm looking forward to graduating to bigger stuff but in the meantime I'm enjoying every minute on my 50cc bike. I want a bigger bike, but riding a 50 isn't torture, it's hilarious.


Once had a Honda Vision 50cc as a loan bike, much fun was had. Although it was scary riding on B roads, cars up my arse Laughing .
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cretin box
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Joined: 29 May 2013
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PostPosted: 00:07 - 25 Apr 2014    Post subject: Reply with quote
Eddie Hitler wrote:
[Once had a Honda Vision 50cc as a loan bike, much fun was had. Although it was scary riding on B roads, cars up my arse Laughing .


Yeah, that's less than fun, but I like to spend every journey with the throttle fully open - try that on an R1 and see how long you survive Very Happy
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Eddie Hitler
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PostPosted: 00:09 - 25 Apr 2014    Post subject: Reply with quote
cretin box wrote:

Yeah, that's less than fun, but I like to spend every journey with the throttle fully open - try that on an R1 and see how long you survive Very Happy


I'm Rossi, dont'cha know?
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mikesaa309
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Joined: 10 Nov 2013
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PostPosted: 05:58 - 25 Apr 2014    Post subject: Reply with quote
cretin box wrote:
I'm not sure if "125 torture" is the right frame of mind here...


I found it fun at times but I mean when your going down a bendy road then a long straight presents it self it's frustrating not being able to open it up. Another thing that was annoying is if the car in front is doing 50 and i can do 60 but I can't overtake because the acceleration isn't there especially if I'm going into the wind.
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DrSnoosnoo
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Joined: 28 Mar 2012
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PostPosted: 10:02 - 25 Apr 2014    Post subject: Reply with quote
After a year and a half of riding my 100bhp(supposedly) ZZR6 I bought a 33 yr old clapped out CG125, got it running and roadworthy ... now ...

THAT was the most fun I've had on a bike for a long time!
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I'm Sam; Northern, Ginger, Lover
Did have: '95 ZZR600 '83 CG125 '97 ZZR1100 '15 Hypermotard 821 SP Do Have: '10 ZX10R
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Monkeypony
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Joined: 21 Sep 2011
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PostPosted: 10:17 - 25 Apr 2014    Post subject: Re: Well that was fun.... Reply with quote
mikesaa309 wrote:
In the end I just got my own completely separate policy so the Bandit as two policies on it


No legal problem with this, but in the event of a claim (either by you or a third party) brace yourself for a right old bun fight as to which policy should be paying out!
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Current bike - 2018 H2-SX, 2004 SV1000s, 2016 Aprilia RSV4 RF, 2017 Sherco SERF 300, 2003 Suzuki DRZ400 (stolen - AY53 JUU)
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-Monty-
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Joined: 20 Apr 2012
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PostPosted: 12:17 - 25 Apr 2014    Post subject: Re: Well that was fun.... Reply with quote
mikesaa309 wrote:
900 odd for dad's CX500


I'm sure insurance premiums are really just a random number generator.

A little while back I was interested in a CX500 so got a quote for it...£85 (thats actually less than what it cost to insure my 125 scooter). And no, I'm not 1,000,000 years old with infinite NCB. I'm 21, 1 years NCB and I have made a claim in the past 5 years.

Also, well done on passing your test; hopefully, you can now become a respected member of the forum. Enjoy the new bike also; I remember how great it was riding my 500 for the first time. It's pretty boring now though.
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Present: [Kawasaki ZX7r][Suzuki DRZ 400s]
Past: [Honda PCX 125] [Yamaha RXS 100] [Honda CB 500] [Triumph Speed Four] [Honda ST1100 Pan European - Po-Po Edition]
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_Troy_
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Joined: 11 Feb 2011
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PostPosted: 12:18 - 25 Apr 2014    Post subject: Reply with quote
cretin box wrote:
... it's hilarious.


For the rest of us Laughing


mikesaa309 wrote:
Got over a roundabout and just over it, it becomes NSL. Wacked the throttle open in 4th gear, just left him standing


Should have been in 2nd at the most!
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Current bike: ZX6R J1
Previous bikes: CLR 125 | GS500 | ZX6R G2 | SV650
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Rogerborg
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Joined: 26 Oct 2010
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PostPosted: 12:30 - 25 Apr 2014    Post subject: Re: Well that was fun.... Reply with quote
Monkeypony wrote:
mikesaa309 wrote:
In the end I just got my own completely separate policy so the Bandit as two policies on it


No legal problem with this, but in the event of a claim (either by you or a third party) brace yourself for a right old bun fight as to which policy should be paying out!

Why?

It gets nicked, dad's (presumed) theft cover kicks in.

Dad stacks it into someone, dad's 3rd party cover indemnifies him.

Mike stacks it into someone, Mike's 3rd party cover indemnifies him.

Some pikey nicks it, stacks it into someone, liability probably gets split, but either way neither dad or Mike are liable for the 3rd party's losses, so what do they care?

Way too much sky-is-falling over this issue.
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GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
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