Thicko question - CBT Insurance

[Robster]

I'm sure this has been asked before here a gazillion times, but i'm getting some quotes from comparison sites for a 125 Varadero.

I've got a full car license and a fresh CBT, so what am I selecting on the insurance form under license type?

Provisional license? I presume this needs applying for before I get a policy... or is this just my current car driving license?

I'm a bit thicko today so if someone could clear this up for me then

I'm checking on motorcyclenews.com and thebikeinsurer.com

Cheapest quote i've had so far is a shade over £200, 9 years car NCB, no recent convictions/accidents etc. 32 year old male.

Any more decent sites to check?

[Clutchy]

On a side note, why have you put down 9 years no claims?


A common misconception is that your no claims go across multiple policies when generally speaking this isn't the case and can only be used on your car policy.

Also a lot of bike insurers won't accept car NCB, likewise with car insurers regarding bike ncb...
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Malaguti F12 Phantom-Dead, Suzuki AY50- Dead, NRG power DD LQ, CBR125.
*33 BHP restriction up on 10/12/14* Current bikes/car: SV 650 S/ MKIV GOLF
Guide to pass your test with no lessons!

[HotdogMcDraw]

Could try Swinton directly from their site. They quoted me £125 for an eight year old Honda 125... was the cheapest i got.
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https://www.bikechatforums.com/viewtopic.php?t=284963 - What to expect on a MOD 1 (contains video footage) - Posted by BG5067

Honda Rebel 125 (L Plate Warrior) - Nov 2013 to Aug 2014, BMW G650 GS ABS - Aug 2014 to Current

[Robster]

[Mark_F]

You're on a provisional license for the bike, so provisional for bike insurance.

Check everywhere you can.

My first year on a 125 I paid just over £300. Was 34, full no claims for car (though had a "fault" claim 18 months previously when car got nicked). I live in a shithole! So the price might not be terrible, depending on circumstances...

[Frostdog]

Bennett's were best for me
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YBR 125, Bandit 600, Er6N, Honda CB400 Super Four

[Robster]

So... having just a CBT certificate, and a car license won't allow me to ride a 12 or will?

I'll need a second provisional bike license before I can ride?

Will check Bennetts

[Frostdog]

Yes that's fine

I was a car driver, did cbt bought ybr 125

Was 330 Fully comp

9 months later passed test

Bandits 88 fully comp 0 ncb - nuts!!
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YBR 125, Bandit 600, Er6N, Honda CB400 Super Four

[Robster]

Wicked... thanks for that

£88 for a Bandit beats £510 for a hairdresser's car!

[Mark_F]

[sabian92]

[Robster]

Great stuff Watch this space for some tiny v twin action

[MC]

[Robster]

[MC]

My first year was £360 TPO Dirt bike on a council estate, amazingly it didn't get nicked

It was so $hit no one wanted it
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Yamaha MT-03 '08 (crashed)
Honda XR-125L '04

[TallPaul_S]

[Bendy]

[Frostdog]

[pinkyfloyd]

Bendy has it spot on. You have a full license that automatically gives you a provisional entitlement on a motorcycle. You need the CBT to be able to ride a motorcycle using your current full car license.

When applying for insurance you have a provisional motorcycle license. You'll probably find there is a question a few lines down asking if you hold a full car license and how long you have held it.

NCD does not carry from car to bike.
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illuminateTHEmind wrote: I am just more evolved than most of you guys... this allows me to pick of things quickly which would have normally taken the common man years to master
Hockeystorm65:.well there are childish arguments...there are very childish arguments.....there are really stupid childish arguments and now there are......Pinkfloyd arguments!
Teflon-Mike:I think I agree with just about all Pinky has said.

[MC]