Would you ride 5 miles without insurance?

[finger_nails_are_pretty]

I need to pick my bike up on Saturday morning but am currently uninsured. Would you risk riding 5 miles on a Saturday morning without insurance?

or

Would a friend who is insured to ride any bike be able to ride it for me?

[Skudd]

20 years ago I would have done, but not now.

The bike needs to be insured, then your friend can ride it. An insured person can no longer ride an uninsured bike.
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Famous last words of Humpty Dumpty. " Stop pushing me "
Petty Anarchists look at "1984".............. The Visionary looks at "Animal Farm".

[CaNsA]

[talkToTheHat]

arrange insurance before you move bike, one apnr camera and you're in deep.

Have it start when you plan to move vehicle, cancel it same day if you are putting vehicle on sorn.

[finger_nails_are_pretty]

[petalbriefs]

Why cant you insure the bike?
Arrange it today for the policy to start on saturday morning.[/quote]

Because its going on ebay on Saturday.[/quote]

Some companies will do you one day or 7 day policies

[CaNsA]

Fair enough.

Use a van/trailer.

Ask the current owner not to cancel the insurance until you get it home, assuming it is insured already, and get someone who is insured to ride other bikes to move it.

Ask your current insurer to add the bike for a short time as you are going on a test ride.

[DRZ4Hunned]

Depends what the five miles are like, rural countryside yes. Urban, no.

[finger_nails_are_pretty]

Is there usually a charge if insurance is cancelled or is this cooling off period?

[finger_nails_are_pretty]

[djrikki]

https://www.bikesure.co.uk/short-term-motorcycle-insurance.php#sr=g&m=o&cp=or&ct=-tmc&st=(opu%20qspwjefe)&ts=1403167048 ?
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CBF125 (Rusty Bin) -> CBR125R (WeeBR) -> Yamaha XJ6 Diversion F -> Suzuki GSXR750 L1 -> Suzuki GSXR750 L1 (Mark2)
CBT: 01/11/13 - Theory : 01/05/14 - Mod 1 : 11/05/14 - Mod 2 : 14/05/14 - Yam Div F : 16/05/14 - Gixxer : 02/04/2015-15/07/2015 RIP - GixxerMk2 : 16/08/2015

[MarJay]

[Snorty]

I wouldn't even risk it.

It would be one of those where if you got caught you'd be kicking yourself for years (the amount of time it would take for the endorsement and 6 points to come off).
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Current: Yamaha FZ1 '07 | GSXR 750 SRAD

Past: CB125TDC | TZR125 | GPZ500 | CBR600F3 | ZX9-R | GSXR1000 K4

[Teflon-Mike]

[Rogerborg]

[Snorty]

Roger do you work in law or do you just have a keen interest in it?
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Current: Yamaha FZ1 '07 | GSXR 750 SRAD

Past: CB125TDC | TZR125 | GPZ500 | CBR600F3 | ZX9-R | GSXR1000 K4

[dolly3900]

[groovylee]

Roger is 100% spot on there, but, it seems that many insurers are now cottoning on to this fact, and specifically stating that there must be an insurance policy in force on the vehicle being driven, so be very careful

read your insurance certificate carefully. i know that both my car and motorbike policy don't require there to be a current policy in force on the vehicle i am driving/riding, and I confirmed that with the call centre monkeys. that said, if you then park it up somewhere, you are no longer driving/riding, and it could be argued that no insurance is in place........ what a mess
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Past - 1988 honda revere 600, 1996 kawasaki gpz500s, 1999 Yamaha R6

Current - 2002 Aprilia RSV1000R & 1999 Kawasaki ZX6R

[dydey90]

I'd risk it. Five miles is going to be less than ten minutes, so even if the current owner picks up the phone to call his insurance company as you're going down his driveway, you're likely to still be insured when you get home.

Or find an insurance company who don't charge you much for cancellation in the first 14 days. This will probably be cheaper than hiring a van or trailer, unless you or a mate already have one.
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This post is probably not serious and shouldn't be taken literally.
Past: CBR125,ER6f NINJA 650, ZZR600 Current: VFR750

[groovylee]

[finger_nails_are_pretty]

Thanks, quick look online and if cancelled in 14 days, about 30 quid admin fee and full refund minus pro rota cost days insured. Cheaper than a van. Pushing it 5 miles ssounds horrible.

[bikertomm]

Not worth it.

I insured a bike and cancelled within 14 days and got every penny back.

Go figure.
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07' Honda Hornet now full powaah! My guide on performing an oil change!

[P.]

Borrow a plate from a legit bike. Cheap and easy.

[Skudd]

[groovylee]