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Any insurance companies giving out freebies?

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mic
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PostPosted: 10:06 - 10 Jul 2014    Post subject: Any insurance companies giving out freebies? Reply with quote

Sure I read a while ago about an insurance company giving out a free gopro or something?! Do they really exist? Mines gonna be due soon so be good if someone did stuff like gopro Shocked
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Shinigami
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PostPosted: 10:59 - 10 Jul 2014    Post subject: Reply with quote

Laughing Laughing Laughing Laughing Laughing Laughing Laughing Laughing
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Northern Monkey
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PostPosted: 11:07 - 10 Jul 2014    Post subject: Reply with quote

A free meerkat is about the best you can hope for
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DrSnoosnoo
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PostPosted: 11:17 - 10 Jul 2014    Post subject: Reply with quote

Free GoPro? That's the price of my insurance!
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goto10
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PostPosted: 11:21 - 10 Jul 2014    Post subject: Reply with quote

You can generally get cashback somewhere - e.g. sign up to Quidco and then find an insurer through there. (E.g. Carole Nash would give you £25 cashback)

If you use my referral we'll both get £1.25 for you signing up:

https://www.quidco.com/user/157977/1868522/

(You also get 3% cashback instore at Halfords and other places)

I doubt you'll find anywhere that gives away a GoPro or anything though.
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dolly3900
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PostPosted: 12:04 - 10 Jul 2014    Post subject: Re: Any insurance companies giving out freebies? Reply with quote

mic wrote:
insurance company giving out a free gopro or something?!


First read of this, my mind saw free grope or something and I thought, that is the company for me Smile
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Hetzer
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PostPosted: 12:24 - 10 Jul 2014    Post subject: Reply with quote

Any company that gives out freebies covers the cost of them with an elevated premium. There are no 'freebies', it's just another name for a con.
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map
Mr Calendar



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PostPosted: 12:27 - 10 Jul 2014    Post subject: Re: Any insurance companies giving out freebies? Reply with quote

mic wrote:
Any insurance companies giving out freebies?

Laughing I hear should you make a claim and then want to renew they all give you a free ass raping. You don't have to ask nicely or anything, it's there right away, just for you. Guaranteed, or so I'm told, to give you a warm inner glow. Go on, try it Wink
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sabian92
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PostPosted: 12:54 - 10 Jul 2014    Post subject: Reply with quote

Insurers, giving shit away?

Mate, the only thing they're giving away is a free dry bum fuck with each policy.

God help you if you crash as well.
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daemonoid
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PostPosted: 13:26 - 10 Jul 2014    Post subject: Reply with quote

No companies give stuff away without the intention of making the price of it back and some.

You can, however, benefit from the fact that whatever they give away is VAT free and often writable off against tax. So to you a go pro costs £400 to them it's 10% off for bulk purchase! another 20% for VAT which makes about £288 assuming they can't write it of against tax. Knock off another 20% if they can.

So... If there's something you really want being 'given away' add up the price difference see whether you can buy it yourself cheaper using another service and then weight up your options.
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map
Mr Calendar



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PostPosted: 14:26 - 10 Jul 2014    Post subject: Reply with quote

Actually, Swinton have a cash back offer on car insurance at time of typing...
Swinton wrote:
...Buy a new Annual Swinton Car Insurance policy before the 31/08/2014, and as long as your policy is still active 90 days after your policy start date we’ll send you a cheque for £50. ...
I can't see it on their bike insurance but you could ask.
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krarkol
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PostPosted: 16:05 - 10 Jul 2014    Post subject: Reply with quote

Not sure if there's an offer going on or anything

But on gocompare, MCE's price doesn't change when I get quotes with mods declared...aslong as it isn't a turbo/supercharger Laughing
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Ste
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PostPosted: 16:59 - 10 Jul 2014    Post subject: Reply with quote

Hetzer wrote:
There are no 'freebies', it's just another name for a con.

When you start looking at what cashback is available (quidco & topcashback) then you can get some pretty good deals where the cashback is for all intents and purposes free.

Change insurance (home, car, motorbike, and anything else you insure) company every 12 months. Change broadband provider every 12 months. Change energy supplier every 12 months. Change mobile phone provider every 12 months. etc etc etc

I don't really care that the 'free cashback' just means the insurance company is giving you a small slice of their profit margin, anything which makes it cheaper for the consumer should be grabbed with both hands.

Paying full price for anything is a thing of the past. Discount codes, special offers, cashback... they're all available for those who're willing to take a short amount of time to look for them.
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hedgehugger
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PostPosted: 18:02 - 10 Jul 2014    Post subject: Reply with quote

map wrote:
Actually, Swinton have a cash back offer on car insurance at time of typing...
Swinton wrote:
...Buy a new Annual Swinton Car Insurance policy before the 31/08/2014, and as long as your policy is still active 90 days after your policy start date we’ll send you a cheque for £50. ...
I can't see it on their bike insurance but you could ask.



It's usually £30 for bike.
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DRZ4Hunned
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PostPosted: 18:18 - 10 Jul 2014    Post subject: Reply with quote

I've sold about 5 meerkats on eBay and got about £15-40 each. Some sad fuckers buy anything.
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iooi
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PostPosted: 18:57 - 10 Jul 2014    Post subject: Re: Any insurance companies giving out freebies? Reply with quote

mic wrote:
Sure I read a while ago about an insurance company giving out a free gopro or something?!


Would be great given I only pay about £50 FC Laughing
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Peirre oBollox
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PostPosted: 21:16 - 10 Jul 2014    Post subject: Reply with quote

daemonoid wrote:
another 20% for VAT

Slightly incorrect, 20% is added to the NET cost of a purchase to get the total cost, so if you spend £100 + VAT the total cost would be £120. but to figure out the VAT on the figures you quote, its actually 1/6th of the total price (know as the VAT factor).
So if the total cost was £100, the inc VAT would be nearer £16.67 and not £20. So if I spend £60 on fuel at the pump, £10 (1/6th) would be the VAT that I could claim back.

When VAT was 17.5% iirc the VAT factor was 7/47th
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gbrand42
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PostPosted: 21:34 - 10 Jul 2014    Post subject: Reply with quote

I got free breakdown cover on my MCE policy this week, was the cheapest on the comparison website too.

I don't think you're going to do a whole lot better tbh
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Peirre oBollox
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PostPosted: 09:10 - 11 Jul 2014    Post subject: Free breakdown cover included Reply with quote

The last few years I was with Carol Nash, which included "free" European breakdown cover, this year carol Nash wanted £350+ to renew my policy, another broker wanted £100+ without breakdown cover. ADAC Euro breakdown cover is 80 euro+ so I ditched Carol Nash in favour of separate policies, and halving the cost
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Crazy-Duck
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PostPosted: 10:12 - 11 Jul 2014    Post subject: Reply with quote

With MCE you can get passes for extra's at BSB like getting into pit walks before the general public, a chance to have a pillion ride round the track and lots of other bits ( I haven't got one myself, but went to Snetterton with some friends and they all had them)
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