Another insurance thread

[Villers]

YO!

Spent last couple of days trying to get insurance down. Im 23 with 1 years no claims, have had full licence for 6 months and ive been riding my 2000W CBR600FX for the same amount of time. My renewal has come through from current insurers (carole nash) as £415 TPFT. Phoned them though and they will do it for £385 at a push.

Lowest quote so far was with some company out of fast bikes that got it down to £345 with breakdown cover in UK and Europe. Worst so far [name and shame bloodsuckers] Norwich union who definately didnt quote me happy at £2047.

Called loads out of the yellow pages and almost all are brokers and mostly come out at about £500. Six of them ended with a company called Zenith and even with the same company the quotes ranged from £465 to £530 (b@stards ripping people off for same cover).

Anyway there must be a point to this thread I hear you ask? Yeah, give me some GOOD insurers names not robbers like bennets who are just going to put me onto Zenith again!

Cheers folks

[Gazdaman]

Give motorcycledirect a go, as I've said in another thread, I think they're just a broker, and technically I'm with Norwich union equity red star, as are others on the forum.

They came out over £100 cheaper than others, and that's with breakdown cover.

Gaz

[octane]

These were about £600 cheaper than everyone else for me.



https://www.insurance2000.co.uk/hanson/default.asp?referrer=

[R4nger]

I saved over £200 on MCDirect compared to any other quote. I would recommend them. (have not taken it out yet)

[JonB]

Get MCN, ride, T.W.O or any other bike magazine go to the back and there are about 1000 companies to ring at the back. Happy hunting.
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Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it?s worth.

[PsychoHippy]

I've got two bikes insured with Motorcycle Direct - very good cover on a fully comp policy and good prices.
However if you really want cheap insurance, give Danny a shout - he will save you loads for a small fee
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I spend all my money on bikes and beer, the rest I simply waste!

[iCraig]

Well CIA whom I am with are very cheap, as are Motorcycle Direct which has been mentioned before.

On another note I think Danny stops his insurance service today due to new law which came in force 23 minutes ago.

[PsychoHippy]

[Ste]

Have a read of this thread about it.

[PsychoHippy]

[Villers]

I was reccomended to CIA by Norwich Union, they came out at £490, still £145 more than my cheapest quote

[Motkram]

£385 at 23 with one years ncb sounds pretty competitive to me? Carole Nash are generaly very good, however they will try and bump up your renewal-but you've already got it back down. I dont think you'll beat it. Unless you live on a remote island or something?

I've been with Devitts in the past, good service and very keenly priced. dunno who was underwriting it though.
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Part-time GSXR1000 pilot>Micron Serpert system+K&N, PC111, Sigma slipper clutch, Brembo m/c+Galfer discs, Gilles rearsets, Translogic Quickshifter.

GP125>GSF400>VFR400NC30>YZF600R>YZFR1(1998)+KLR250>YZFR1(2003)>CBR900RRY>YZFR1(2002)>GSXR1000K1+RGV250

[Villers]

YO, devitts is on the list to phone on monday, Im just sick of coming across that zenith place that give me a different quote every time!

[instigator]

Mind and always ask for their best quote...is that your best quote....always hesitate, "well....you know, this company WERE offering it for this amount AND it includes european cover. So If I went with you, I'd have to pay extra for the eu cover. Sure you can't go lower".....

CIA were cheapest for me, but as guessed, insurance companies are always different. I think CIA are particularly good with younger riders. As in 17-21

[iCraig]

[mchaggis]

As an aside, when renewing, how long can you leave it before renewing/ insuring a new bike and keep your ncb? Also, I presume hopping about and changing companies to get the best deal every year is worth doing, as your original company might not be the cheapest any more?
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I must not be a troll...
Mmmm, Guinness
Discovering the delights of Hammerite and a 3/4" brush.

[m99dws]

On a side note, I have been calling round this week for car insurance. I actually managed to tell 'More Than' why they are called that, as their premium was over 100 more than all other firms!

[ketsugeppu]

get this I'm in london the cheapest i managed to get my insurance was £820 (carol nash i.e. zenith, which employs a random number generator every time you get a quote) tpft. this for a new xr125. I just had to bite down on the pencil and take it like a man. You get reall shafted just cos your in london.
But then again me bike was nicked last weekend.
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Daddy or chips??

[TomC]

MCdirect knocked a good 140 quid off any other quote i got for my derbi senda Third party, bargin at £143 for a 16 year old.

[The Tot]

Yo guys, having read one of my copies of RiDE whilst in the bog - the one with the ride power-survey and the one with Annabella in it, i've found that RiDE recommends "Footman James"

Contact 0845 458 6782 -www.footmanjames.co.uk

here's the breakdown of overall rating of insurers in RiDE

1) Footman James -84%
2) Mitchell and Partners - 79%
3) DW Laxton 78%
4) The Policy Shop - 78%
5) Carole Nash - 77%
6)Bike Team 77%
7) Honda 76%
8)
H&R 75%
Lancaster - 75%
Yamaha - 75%
BMW - 75%
9) Virgin 74%
Motorcycle Direct 74%
10) Pemium choice - 73%

I don't know what the percentages correspond to as it's cumulative and includes factors like renewal prices, customer satisfaction, legal advice, settlements etc.

Previously i had used Mitchell and Partners and found their service really good and the cheapest i found for my NRG. However, i now use Motorcycle Direct - i think in MCN they have the numbers for specific makes of bike - usually the big Jap 4 companies, but i'm not too sure whether it's cheaper using those numbers or using the general MCdirect line - but nevertheless it was at least £250 quid cheaper to insure my XR TPO with them compared to CIA or Bennetts.

So give MC Direct a try or try footmanjames and see what their like - i wanna give em a go too, but my renewal's not due till august.

Hope you guys find this useful?

Titot
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The Tot 2019 Z1000SX - 2007 R1
Never argue with autism

[trisktm]

Im 23 and just passed my DAS getting a 1998 CBR 600R tomorrow night just been looking for insurance on the net for ages and eventually found some but at £648.40 TPFT its not cheap thats with no no claims and no advanced training etc etc, no alarm, garaged. mileage up to 5k. is this ok??? Thats with Zenith
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1998 CBR 600F
2001 KTM 400EXC FOR SALE ?2800

[Reevo8]

its an online quote, so I would say that you should expect a cheaper quote over the phone! Get a biketrader, and call as many companies as need be until you are happy with the price!