I t-boned a mini cab ((low speed)) doing a U-turn, advice

[M12HA3L]

Hey all, I am Michael, new to BCF

This morning on my ride home from a tour of London with some friends from around the country I hit a minicab driver doing a U-turn.

I am on a YBR 125 and just come off a round about, less than 2 miles from my house. Out of nowhere I see indicator lights and a car dart in to the road, in the split second I assume he is pulling away from the curb and veer round to the right to avoid hitting him, he didn't go straight, he carried on going round for a full U-turn, meeting me in the middle of the road.

https://i23.photobucket.com/albums/b370/M12HA3L/IMG_6682_zps5cd7041c.jpg

https://i23.photobucket.com/albums/b370/M12HA3L/IMG_6685_zpsc2b15a3e.jpg

https://i23.photobucket.com/albums/b370/M12HA3L/IMG_6686_zps93086326.jpg

https://i23.photobucket.com/albums/b370/M12HA3L/IMG_6681_zpsafb36306.jpg

I hope this mock up of the incident will give a better idea of what happened

https://i23.photobucket.com/albums/b370/M12HA3L/Diagram_zps0e6d262c.jpg

Bike damage: Bent forks, Bent gear pedal, broken front mudguard, bent brake lever (so minor bits)

I myself am feeling ok, muscles all over my body are not feeling great, head was starting to feel dizzy, went to the hospital for a check over and they agreed it seems to just be muscles (Neck, Back, wrists, shoulder)

Other than things like calling the police to get a crime number, go to the hospital for a check up and to call my insurance tomorrow morning, what can you good people at BCF recommend I now do ?

Thank you

Michael Ajoodan, currently working at J&S Ilford .... (( today is however my very last day ))

YBR 125 - 2006 (currently non rideable)
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Michael Ajoodan
Transport Design MDes - Coventry University 2013

[fatjames]

Someone will be along with details, but you want to use a decent claim company. Don't assume the one you're insurance company gives you is the best. You can use whoever you like. It doesn't look like liability should be an issue, what sort of speed were you doing?

You'll probably feel in more pain when you wake up! I hope it doesn't last. If you're bruised, take some photos.

Injuries often yield the most when making a claim, so don't dismiss anything that doesn't feel right.

Also, if they right off your bike, consider buying it back, it's often worth it.

Gws mate.

[Pete.]

1. Get a call in to your insurance company. Tell them what happened, you slowed down to pass a vehicle stopped in the cycle lane on the left but as you got a few yards away he pulled out and indicated at the same time making a u-turn and you had no-where to go but try to ride around him and hope he saw you at the last moment.
If you have any witnesses all the better but your photos make a pretty good case for non-fault.

2. Report it to the cops. Take your photos and walk into the local nick to make a RTC report. This morning would be a good time since it'll be quiet. Because you have been injured, this is a requirement by law 'as soon as practicably possible'. You should have called the cops from the scene really so they could have nicked the blind fucker right there. If you have a witness and those photos they'll still nick him.

3. Use this photo in your claim form. Your sketch is good but it makes it look like there are 2 lanes. The attached photo will show that he was stopped in a cycle lane. Don't use phrases like 'out of nowhere' - you saw him stopped there, you slowed down a bit to pass and he made his maneuver with no warning and indicated at the same time as pulling out is what I imagine happened.
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a.k.a 'Geri'

132.9mph off and walked away. Gear is good, gear is good, gear is very very good

[Efes123]

Unless you were caning it it's hard to see how you would lose this. Top marks for paint diagram, best I've seen in a while
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Honda Goldwing GL 1000 Current love
Honda VT500 ED - SOLD
Projects Suzuki GS125 Done, then stolen - Kawasaki GPX750R SOLD - Honda VF750S SOLD

[P.]

Follow what Pete said. Can't really lose!

[raesewell]

Just an observation here, it looks from your drawing if you had veered to the left you might have squeezed through
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Yamaha FJR 1300 Normanton West Yorkshire

[MC]

Don't say I thought he was going to do x so I did x. Keep it to a statement of fact, he pulled out, you tried to avoid him.

Police won't do anything unless they have witnesses. Hopefully the driver will admit liability, I'm still going through a claim from April when a van did a u-turn on me.

Also agree with not going with whoever your insurance company refers your case to. They're the ones willing to pay the biggest referral fee, not necessarily who's best.

Finally take your time with your injuries. I didn't break anything, thought I was just bruised and would be OK. Fast forward and I'm in daily pain, struggling to do everyday tasks, and will probably have to leave my job. So don't rush into accepting any offers.

Most of all GWS.
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Yamaha MT-03 '08 (crashed)
Honda XR-125L '04

[sickpup]

[Musketeer]

Good photos Make sure you send them to your insurer.
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Current Bike: Yamaha XSR900 Previous bikes: Honda CBR1000RR Fireblade, Kawasaki ZX-6R Ninja, Aprilia RS125 2-stroke

[Pete.]

[el_oso]

can't believe I saw this ybr only a few hours ago. You must have only just left Dave and Ollie from your location.

bad luck mate.
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Duke 390
Previous: '05 XR125L | '96 XJ600S Diversion |'05 Suzuki GSXR1000 | '05 Honda CBR125-R | '97 YZF 600R Thundercat | '11 Honda CBR250
Car: Jeep Wrangler 4.0L

[Rogerborg]

[defblade]

Those photos should make it pretty much open-and-shut for the insurance.

Glad you're basically OK.

That Paint diagram is FAR too good to be allowed on here. Try again, using a blindfold and crayons.
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Honda Varadero 125cc => Suzuki Bandit 650 33bhp => 77bhp =>
BMW K1200R Sport 163bhp => Aprilia Shiver GT 750 95bhp

[Andy_Pagin]

If it's in London plod probably will be interested since a mini cab was involved. TFL will definitely be interested.
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They're coming to take me away, ho-ho, hee-hee, ha-haaa, hey-hey,
the men in white coats are coming to take me away.
Yamaha Vity -> YBR125 -> FZS600 Fazer -> FZ1-S Fazer

[Rogerborg]

[barrkel]

Very similar to the first time I surfed over a bonnet; except that U-turner was coming out from behind a bus at a bus stop.

You see this guy emerging onto the road from your left, naturally you turn right to avoid, but they just keep on coming until you hit. Guy who says you could have avoided by veering left obviously has never been in this situation.

Nowadays, when I see someone pulling out from a parked position onto the road into my path unannounced, I hit the horn long and hard. But if they do it when you're almost on top of them, it's too late, very little you can do to avoid an off.
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Bikes: S1000R, SH350; Exes: Vity 125, PS125, YBR125, ER6f, VFR800, Brutale 920, CB600F, SH300x4
Best road ever ridden: www.youtube.com/watch?v=s2MhNxUEYtQ

[MC]

[moonzoomer]

Not trying to be smart here and nothing to do with the accident but you should get that front L plate correctly mounted before the plod pull you for it.

[Highwayman]

if you haven't already done so, start making a note of all your incurred expenditure's, collect receipts etc so as you don't start forgetting things...

[rideslikean00...]

[rideslikean00...]

[DottyDuck]

[barrkel]

[Wonko The Sane]

Get lawyered up (people on here will recommend) and instruct them to tear him a new one.

Report to TFL especially if he starts being un-cooperative.
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Looking to pass your CBT / Bike tests in Bury Lancashire? try www.focusridertraining.co.uk Would recommend.
They're also on Facebook https://www.facebook.com/pages/Focus-Rider-Training/196832923734251

[The Wobbly Orange]

I had a very similar occurrence about 7 years ago. Someone was parallel parked and pulled out and I went into the door. Bike written off and sprained collarbone. Got cash for the bike fairly quickly and the injury was sorted about a year later to see of it healed properly, got about 3k for that.

I think you are pretty golden.
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People tell me I am lovely. How wrong they are!