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Adam_P
World Chat Champion



Joined: 23 Jan 2004
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PostPosted: 15:23 - 19 Jan 2005    Post subject: Insurance - advice... Reply with quote

I know there have been several threads about it recently, but...

My cover is up for renewal at the beginning of March and I've started phoning round to get some quotes to see what the scary figure is likely to be.

Are there any companies that I should particularly avoid ringing??

I've already been through a few and bennetts particularly wanted to extract bodily fluid from me with their quote. Eh? Shocked Thumbs Down

Although have a had a really good quote from MCE so far, which is £150 cheaper than I'm currently paying. Thumbs Up

Just wondered if anyone had any insurance nightmares that I can try and avoid at this point?

Thanks
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cc123
Geez a joab?



Joined: 17 Jan 2005
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PostPosted: 15:57 - 19 Jan 2005    Post subject: Reply with quote

Try the following.....

www.insurance2000.co.uk

Its HR Insurance. Online quote, I got a great deal, easily the cheapest I found by a mile!
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dibbster
Nearly there...



Joined: 15 Apr 2004
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PostPosted: 15:58 - 19 Jan 2005    Post subject: Reply with quote

Try Motorcycle Direct. Thumbs Up
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BUSA BOY
Two Stroke Sniffer



Joined: 18 Jan 2005
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PostPosted: 16:30 - 19 Jan 2005    Post subject: Reply with quote

hi there.
im with h&r insurance in aberdeen
bike: hayabusa
age:26
ncb:5 years
cat 2 immob and garaged
fully comp£380.00

i have an excess of £500 but to get the premium for that low
i dont mind.i have tried a few places but no-one can ever come
near them
give them a try {01224}848382
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cc123
Geez a joab?



Joined: 17 Jan 2005
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PostPosted: 16:34 - 19 Jan 2005    Post subject: Reply with quote

I'm with Busa...

24, No NCB, TPFT on a ZX6R 98 with an immobiliser and Datatag. Bike is garaged....

£350 with a £300 excess.

Might not seem great but I only passed my test in July 04 and the next nearest quote was £800+. I tried EVERYWHERE !!!
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Adam_P
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Joined: 23 Jan 2004
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PostPosted: 16:48 - 19 Jan 2005    Post subject: Reply with quote

Best I've got so far is Swinton:

31 years old
1 years NCB
2004 Fazer 600
Yamaha Immobaliser
Datatagged
£275.00 with £200 Excess

And that's fully comp! Wink
That's £165 cheaper than I'm currently paying. However, I haven't had my renewal through from Yamaha (who I'm currently with) yet.

Bennetts (complete with lady on phone who was so disinterested I thought she'd either fall asleep or put the phone down on me) were a loss at £499! Shocked

Next nearest were Motorcycle Direct at £281.00
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LustyLew
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Joined: 19 Apr 2004
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PostPosted: 16:58 - 19 Jan 2005    Post subject: Reply with quote

How about www.mitch.co.uk? Or whatever they are now called. No online service I'm afraid, but they were £300 cheaper than Bennets!
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madbikerbabe
Scooby Slapper



Joined: 16 Aug 2004
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PostPosted: 17:31 - 19 Jan 2005    Post subject: Reply with quote

Embarassed am old i get cheap insurance...wot can i say .. Laughing Laughing ..soz
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stinkwheel
Bovine Proctologist



Joined: 12 Jul 2004
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PostPosted: 17:59 - 19 Jan 2005    Post subject: Reply with quote

If you want a good laugh, phone the AA. They will be at least 50% MORE expensive than the highest quote you have had if my experience is anything to go by. Bide your time until after they have plucked a number out of the air and quadrupled it then when they ask if you want to take out the policy (despite you having told them your lowest quote was around half what they are offering) laugh in their face and hang up.

I go with Carole Nash, they are usually amongst the cheaper ones (within £30-40) and provide a helpful service, documents next day, no hassle adding bikes, english speaking telephonists and that kind of thing. I left CN for a year to save £40 a while back and the hassle I had getting documents and customer support out of the new company did my nut in. You also get what is effectivley relay cover free with the CN policy which would normally cost around £60 from the AA/RAC.
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map
Mr Calendar



Joined: 14 Jun 2004
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PostPosted: 18:06 - 19 Jan 2005    Post subject: Reply with quote

stinkwheel wrote:
If you want a good laugh, phone the AA....
I go with Carole Nash, they are usually amongst the cheaper ones

FYI I phoned the AA and via the magic of the 'press 1 for...' system I was put through for a bike quote to.....Carole Nash!

What's more they'd stung me for renewal and the 'new customer' quote I got was far lower, so as I was already with them I took it. They even asked me to send proof of my no claims, even though it must have been on their system Brick Wall Doh!

I just love insurance companies/brokers Rolling Eyes
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Bendy
Mrs Sensible



Joined: 10 Jun 2002
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PostPosted: 18:09 - 19 Jan 2005    Post subject: Reply with quote

Adam, when I get home I'll see if I still have my spreadsheet from last year - should be vaguely relevant as you're also a grown up.

Pesky kids. Razz
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Adam_P
World Chat Champion



Joined: 23 Jan 2004
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PostPosted: 18:22 - 19 Jan 2005    Post subject: Reply with quote

I couldn't rate you twice but it made me laugh Bendy!

That will be useful too!

I've started making my own as I've rung round, but to see what others have been quoted would be handy. I'll know if people are taking the wosit that way. Rolling Eyes

As for Carole Nash? They've given me the fourth highest quote so far and were £135 off my lowest! But I know what you mean about getting documents and hassle too. I'll be taking that into consideration when it's renewal time. Wink
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Orwell Rolls in his Grave
God is imaginary
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Adam_P
World Chat Champion



Joined: 23 Jan 2004
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PostPosted: 18:23 - 19 Jan 2005    Post subject: Reply with quote

madbikerbabe wrote:
Embarassed am old i get cheap insurance...wot can i say .. Laughing Laughing ..soz


You haven't read my signature yet then!! Laughing Laughing
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Orwell Rolls in his Grave
God is imaginary
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madbikerbabe
Scooby Slapper



Joined: 16 Aug 2004
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PostPosted: 18:25 - 19 Jan 2005    Post subject: Reply with quote

Laughing just did...lmao
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