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Roadside Recovery for old bikes

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stevew
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PostPosted: 14:10 - 25 Sep 2014    Post subject: Roadside Recovery for old bikes Reply with quote

Who does this for bikes over 16 and 17 years old?
Don't seem to be able to find anything suitable.. Ideally would like personal cover so that the family car is covered when i'm driving it too.
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Mr Calendar



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PostPosted: 14:13 - 25 Sep 2014    Post subject: Re: Roadside Recovery for old bikes Reply with quote

stevew wrote:
Who does this for bikes over 16 and 17 years old?
Don't seem to be able to find anything suitable.. Ideally would like personal cover so that the family car is covered when i'm driving it too.

FWIW was in Swinton Insurance and they do breakdown and recovery.
I managed to get a quote adding my 24 year old bike onto policy that'd also have daughter's scooter.
IIRC woman said you can have five bikes/cars on one policy.
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Skudd
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PostPosted: 14:14 - 25 Sep 2014    Post subject: Reply with quote

I would have thought if you join the RAC it covers you for all vehicles that you are in or with. It did for me.
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WD Forte
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PostPosted: 14:15 - 25 Sep 2014    Post subject: Reply with quote

Bike age shouldn't be problem ( should it?)
My 79/80s bikes have been recovered twice in the last 10 years
and I'm, now with the AA who give me van/car and bike recovery.
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stevew
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PostPosted: 14:17 - 25 Sep 2014    Post subject: Reply with quote

I'll check the small print but i was with Swinton and was sure they excluded vehicles over 15 or 16 years old. Also they wouldn't recover me last time i broke down just move me to the nearest garage Thumbs Down

Maybe their policy has changed.

AA looks like a poss Thumbs Up
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Itchy
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PostPosted: 14:22 - 25 Sep 2014    Post subject: Reply with quote

I just keep the names and numbers of various men with vans of the areas I ride in.
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Cadbury
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PostPosted: 14:23 - 25 Sep 2014    Post subject: Reply with quote

I'm with the AA and my bike is 16 yrs old. The vehicle has to be under 10 years old if you only want roadside recovery.
If you add one of the other options too, say home start, and cover yourself instead of the vehicle, the vehicle can be any age.

See here: https://www.theaa.com/resources/Documents/pdf/breakdown-cover/terms-and-conditions-current.pdf Section 5 on page 7.
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Mr Calendar



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PostPosted: 14:42 - 25 Sep 2014    Post subject: Reply with quote

Itchy wrote:
I just keep the names and numbers of various men with vans of the areas I ride in.

Errr, right, and payment in kind I'd expect as well then? Confused

Sounds legit...
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Rogerborg
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PostPosted: 15:22 - 25 Sep 2014    Post subject: Reply with quote

https://www.autoaidbreakdown.co.uk/

£39 for self and spouse. Cars, bikes 150cc+.

You pay for the recovery and then claim it back.

No age limit.

Must be roadworthy, is all.

Also covers non-starting due to vandalism, attempted theft and accident damage, which some other policies exclude.
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Mr Calendar



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PostPosted: 15:39 - 25 Sep 2014    Post subject: Reply with quote

Rogerborg wrote:
https://www.autoaidbreakdown.co.uk/
...
Must be roadworthy, is all.
...
vandalism, attempted theft and accident damage...

Thinking errr so you have an accident that makes your car unroadworthy do they refuse to help? Wink

Ok, that may be silly, but do they take a best guess it was roadworthy before the accident?

Semantics, don't you just love them.

Also 'phoned Swinton and there's no limit on the age of the machinery and they don't even have to be your bikes. So can put partners or children(s) on same breakdown cover. Only think the age may affect is the amount paid (I'm suspecting older is more). Was quoted £4 pm for daughter's 2005 scooter and another £5 per month to add my 24 year old bike.
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Wonko The Sane
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PostPosted: 16:10 - 25 Sep 2014    Post subject: Reply with quote

Skudd wrote:
I would have thought if you join the RAC it covers you for all vehicles that you are in or with. It did for me.


RAC generally covers the vehicle and has an age limit

AA covers the member in any vehicle, driver or passenger
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barrkel
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PostPosted: 16:29 - 25 Sep 2014    Post subject: Reply with quote

-.. wrote:
RAC generally covers the vehicle and has an age limit

RAC does both personal and vehicle based cover policies. Vehicle-based is limited to vehicles no more than 10 years old at start of policy, but I don't see a limitation for personal policies.

My GF and I have a joint comprehensive euro policy - that's a personal policy.

However, they may decline to recover a vehicle if their estimation of the cost of recovery is greater than their estimation of the value of the vehicle. So this probably puts a limit on age for non-classic old bikes.
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map
Mr Calendar



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PostPosted: 16:39 - 25 Sep 2014    Post subject: Reply with quote

Also IIRC you need to check if the AA and RAC recover if you have an accident.

I believe one does and one doesn't. Although they do like to change their policies from time to time so may have changed.

I think recovery may be for 'non-fault' accidents, which if someone t-bones you they'll recover. However, rear end someone or spin into a ditch on ice they may not.
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Skudd
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PostPosted: 16:47 - 25 Sep 2014    Post subject: Reply with quote

My cover with the RAC is for Roadside, Recovery, At Home and Accident Care. I have a car and a bike and they come out to both as it is me who is covered. Dad has the same and they came to my car under my Dad's policy.
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Amber Phoenix
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PostPosted: 17:00 - 25 Sep 2014    Post subject: Reply with quote

barrkel wrote:
-.. wrote:
RAC generally covers the vehicle and has an age limit

RAC does both personal and vehicle based cover policies. Vehicle-based is limited to vehicles no more than 10 years old at start of policy, but I don't see a limitation for personal policies.


Didn't know that. RAC certainly came to my rescue when my wife's 21 year old bike died on me. Didn't question it at all...

This was a policy through my paid for banking joint current account, covering myself and wife on any of our vehicles. Also, on this occasion it was just roadside assistance I needed in the end.
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nowhere.elysium
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PostPosted: 17:01 - 25 Sep 2014    Post subject: Reply with quote

RAC's been fine for me.
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stevew
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PostPosted: 19:22 - 25 Sep 2014    Post subject: Reply with quote

Rogerborg wrote:
https://www.autoaidbreakdown.co.uk/

£39 for self and spouse. Cars, bikes 150cc+.

You pay for the recovery and then claim it back.

No age limit.

Must be roadworthy, is all.

Also covers non-starting due to vandalism, attempted theft and accident damage, which some other policies exclude.


This looked like a good option but reading the small print they don't cover motorcycles below 150cc so no good for me and my main tourer, the C90 Thumbs Down
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Northern Monkey
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PostPosted: 20:00 - 25 Sep 2014    Post subject: Reply with quote

My AA cover includes my any of mile bikes. Was about £150 for me and the missus but includes nationwide recovery as I spend a fair bit of time in walesland
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Wonko The Sane
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PostPosted: 22:05 - 25 Sep 2014    Post subject: Reply with quote

map wrote:
Also IIRC you need to check if the AA and RAC recover if you have an accident.

I believe one does and one doesn't. Although they do like to change their policies from time to time so may have changed.

I think recovery may be for 'non-fault' accidents, which if someone t-bones you they'll recover. However, rear end someone or spin into a ditch on ice they may not.


AA it's £100 accident recovery but they'll invoice your insurance for your convenience.

Had the chap come out and give the bike a safety check, that could be logged as a breakdown
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stinkwheel
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PostPosted: 23:23 - 25 Sep 2014    Post subject: Reply with quote

While not always the cheapest and, being an insurance company, are inherantly untrustworthy. I've seen Carole Nash recover a mates early 1970's T160 from the Isle of Lewis to Edinburgh.

A journey taking 2 ferries and 4 recovery vehicles.
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pepperami
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PostPosted: 10:10 - 26 Sep 2014    Post subject: Reply with quote

Check your bank account! seriously! I get free RAC membership with my bank account Thumbs Up .
When my bike spat it`s chain off and I couldn't find the link to fix it at the roadside, I called RAC and explained I was on a bike and they sent a man with a van specifically for recovering bikes Smile
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