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| j.silvs |
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 j.silvs World Chat Champion
Joined: 01 Dec 2012 Karma :   
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 Posted: 22:14 - 29 Nov 2014 Post subject: My 899 Dream..... Crushed! |
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Today I go to a local Ducati dealer and test drive the 899 once again and this time I am looking to buy!
They offer me £2k in PX for my bike which I think is a pretty OK deal.
I give them my bike, £1,500 cash and pay £149 a month on the PCP deal for 36 months. Free Termignoni exhausts at the minute thrown in too!!
So I am ready to sign on the dotted line...... then I think "Oh I better check the insurance".
My current CBR = £260 per year TPFT (no security declared)
Ducati 899 = £2,700 per year TPFT (immobiliser, tracker, datatag and almax declared)
There goes my dream  |
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| TallPaul_S |
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 TallPaul_S Trackday Trickster

Joined: 18 Dec 2013 Karma :     
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 Posted: 22:26 - 29 Nov 2014 Post subject: Re: My 899 Dream..... Crushed! |
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| j.silvs wrote: | Today I go to a local Ducati dealer and test drive the 899 once again and this time I am looking to buy!
They offer me £2k in PX for my bike which I think is a pretty OK deal.
I give them my bike, £1,500 cash and pay £149 a month on the PCP deal for 36 months. Free Termignoni exhausts at the minute thrown in too!!
So I am ready to sign on the dotted line...... then I think "Oh I better check the insurance".
My current CBR = £260 per year TPFT (no security declared)
Ducati 899 = £2,700 per year TPFT (immobiliser, tracker, datatag and almax declared)
There goes my dream  |
You forgot the £6k final payment... Or I suppose you could give the bike back after the 3 years.
What CBR do you have? A CBR 125? 600f? 600rr? I'm guessing you're a newish rider? Any sport bike is out for me too as a new rider, cbr600f/street triples are £500 fully comp but a Daytona 675 is £1500, don't even want to think how much 12 grands worth of ducati sports bike would be
Just ran a quote as a laugh... Only MCE will touch me for the low, low price of £4406 fully comp  ____________________ 00 Honda VFR800 | 09 Aprilia Tuono Factory
CBT 06/03/2014 | Mod 1 and Mod 2 passed 15/10/2014
Last edited by TallPaul_S on 22:30 - 29 Nov 2014; edited 1 time in total |
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| Rogerborg |
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 Rogerborg nimbA

Joined: 26 Oct 2010 Karma :    
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 Posted: 22:26 - 29 Nov 2014 Post subject: |
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They couldn't rustle up some sort of matey-mate insurance?
They won't be shifting many bikes if that's indicative. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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| j.silvs |
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 j.silvs World Chat Champion
Joined: 01 Dec 2012 Karma :   
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| Eddie Hitler |
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 Eddie Hitler World Chat Champion

Joined: 05 Nov 2007 Karma :  
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 Posted: 22:29 - 29 Nov 2014 Post subject: |
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Should have stuck with the 750. . |
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| Rogerborg |
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 Rogerborg nimbA

Joined: 26 Oct 2010 Karma :    
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 Posted: 22:35 - 29 Nov 2014 Post subject: |
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Wow, that... wow.
Does it come with a free courtesy card saying "Hello! Name is my Lavdrim, your bike stealing to Elbonia I very soon will be!"  ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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| Tungtvann |
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 Tungtvann World Chat Champion

Joined: 07 Dec 2012 Karma :  
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| Nobby the Bastard |
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 Nobby the Bastard Harley Gaydar

Joined: 16 Aug 2013 Karma :  
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| MC |
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 MC Banned
Joined: 01 Apr 2013 Karma :   
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 Posted: 23:17 - 29 Nov 2014 Post subject: Re: My 899 Dream..... Crushed! |
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| Musketeer |
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 Musketeer World Chat Champion

Joined: 27 Jun 2011 Karma :     
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 Posted: 00:04 - 30 Nov 2014 Post subject: |
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I get silly FC quotes for new Ducati 899, 1199.. both between £1500-2000, also £800 FC for 2013 Ducati 848. No, thanks
Fireblade FC is £430 ____________________ Current Bike: Yamaha XSR900 Previous bikes: Honda CBR1000RR Fireblade, Kawasaki ZX-6R Ninja, Aprilia RS125 2-stroke |
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| EazyDuz |
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 EazyDuz World Chat Champion

Joined: 11 Apr 2011 Karma :  
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| gorillaonabik... |
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 gorillaonabik... Nearly there...
Joined: 31 Jul 2011 Karma :   
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 Posted: 00:44 - 30 Nov 2014 Post subject: |
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Tell me about it. Refused insurance on a 4 year old VFR1200 by every insurance company. I've been riding for nearly 20 years and never had a 'fault' accident. ____________________ FZR400 (blown engine), ZXR750 (blown engine), ZX6R (accident), CBR600 which had engine issues after which I learned to change gear..., CBR900, CBR924 (stolen), CB600, CB1300 (everything blew up), BMW K1300GT (written off, hit from rear while stationary), Bandit 1250 for a couple of months, Triumph Sprint ST 1050 (nicked) and somewhere in there, I wrote off a Ducati 748 at Cadwell. |
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| chickenstrip |
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 chickenstrip Super Spammer

Joined: 06 Dec 2013 Karma :    
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 Posted: 00:48 - 30 Nov 2014 Post subject: |
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| gorillaonabike wrote: | Tell me about it. Refused insurance on a 4 year old VFR1200 by every insurance company. I've been riding for nearly 20 years and never had a 'fault' accident. |
How on Earth can that be? So who will they actually insure on one then?  ____________________ Chickenystripgeezer's Biking Life (Latest update 19/10/18) Belgium, France, Italy, Austria tour 2016 Picos de Europa, Pyrenees and French Alps tour 2017 Scotland Trip 1, now with BONUS FEATURE edit, 5/10/19, on page 2 Scotland Trip 2 Luxembourg, Black Forest, Switzerland, Vosges Trip 2017
THERE'S MILLIONS OF CHICKENSTRIPS OUT THERE! |
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| Howling TerrorOutOfOffice |
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 Howling TerrorOutOfOffice Super Spammer

Joined: 05 Dec 2008 Karma :    
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 Posted: 00:54 - 30 Nov 2014 Post subject: |
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| gorillaonabik... |
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 gorillaonabik... Nearly there...
Joined: 31 Jul 2011 Karma :   
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 Posted: 01:06 - 30 Nov 2014 Post subject: |
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| chickenstrip wrote: | | gorillaonabike wrote: | Tell me about it. Refused insurance on a 4 year old VFR1200 by every insurance company. I've been riding for nearly 20 years and never had a 'fault' accident. |
How on Earth can that be? So who will they actually insure on one then?  |
Zone 1 London, on-street parking. ____________________ FZR400 (blown engine), ZXR750 (blown engine), ZX6R (accident), CBR600 which had engine issues after which I learned to change gear..., CBR900, CBR924 (stolen), CB600, CB1300 (everything blew up), BMW K1300GT (written off, hit from rear while stationary), Bandit 1250 for a couple of months, Triumph Sprint ST 1050 (nicked) and somewhere in there, I wrote off a Ducati 748 at Cadwell. |
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| notbike |
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 notbike World Chat Champion

Joined: 02 Apr 2014 Karma :     
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| j.silvs |
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 j.silvs World Chat Champion
Joined: 01 Dec 2012 Karma :   
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 Posted: 07:21 - 30 Nov 2014 Post subject: |
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The whole thing is really getting to me.
I have worked my socks of this year in order to get a promotion and warrant getting this bike. More importantly I got the Mrs to agree
Then to be told the insurance payments are going to be more than how much I will be paying for the bike....
Total utter BS!! |
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| Northern Monkey |
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 Northern Monkey World Chat Champion

Joined: 17 Nov 2013 Karma :   
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| Nick 50 |
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 Nick 50 World Chat Champion

Joined: 24 Jul 2011 Karma :   
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 Posted: 07:57 - 30 Nov 2014 Post subject: |
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Lowest for me is £1150 with 16 under £1500
Only been riding 2.5 years and have points on license too. ____________________ Current Bikes: ZX7r 97 (Black Beauty), VFR400 NC24 (The banana)
Previous Bikes: Aprilia Tuono 03 (The Beast), CBR600f (97)
First bike: A GZ125 Lemon....... |
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| P. |
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 P. Red Rocket
Joined: 14 Feb 2008 Karma :   
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| Irezumi aka Reuben |
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 Irezumi aka Reuben Carrot Top
Joined: 28 Sep 2004 Karma :  
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| j.silvs |
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 j.silvs World Chat Champion
Joined: 01 Dec 2012 Karma :   
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 Posted: 08:27 - 30 Nov 2014 Post subject: |
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Garaged only knocked around £200 off anyway Pad
Hows about we put Paddy as main driver and me as named.... 
Last edited by j.silvs on 08:31 - 30 Nov 2014; edited 1 time in total |
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| thepuma |
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 thepuma World Chat Champion

Joined: 16 Jul 2012 Karma :   
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| bEN_ |
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 bEN_ World Chat Champion

Joined: 17 Dec 2005 Karma :     
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| j.silvs |
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 j.silvs World Chat Champion
Joined: 01 Dec 2012 Karma :   
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Old Thread Alert!
The last post was made 11 years, 52 days ago. Instead of replying here, would creating a new thread be more useful? |
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