[UPDATED] How much is my Yamaha WR125X worth?

[TheWRKid]

JUST TO CLEAR THINGS UP - THE BIKE WAS BOUGHT BRAND NEW ON FINANCE FOR £4200 (EXCLUDING INTEREST).
I HAVE HAD A PAYOUT FOR THE BIKE AND ENDED UP BUYING IT BACK FROM THE INSURANCE FOR £250 (WHICH I HAVE PROOF OF).
I OWN THE BIKE.
THE CRASH WAS NOT MY FAULT, THE LADY THAT PULLED OUT ON ME ADMITTED FULL LIABILITY AND IT HAS ALL GONE IN MY FAVOUR.
THE CRACK ON THE FRAME IS IN BETWEEN THE FORKS WHERE THE HANDLEBARS CONNECT (NO PICTURE, BUT I CAN GET ONE LATER TONIGHT)
IT'S A CATEGORY B WRITE OFF.

Hi,

I had this bike for 3 weeks before some lady pulled out on me and wrote it off... It was brand new and I'm still paying the finance off for the next 3 years! (CRINGE)

Yeah, so judging by the pictures below, how much do you think it's worth considering the last image is all the parts that a garage needs to replace so the bike is pretty much back to being new again...

Image 1: https://gyazo.com/786a8b7dbcdee8b1cb4c49b470072136
Image 2: https://gyazo.com/46fcb93f5b9f0553db8309a6dcf6c01b
Image 3: https://gyazo.com/babe10c892549c3d3f8a35b72eceed2f
Image 4: https://gyazo.com/ef030dd8ceec3798f77080361d205c7d
Garage repairs needed: https://gyazo.com/49e46cb4c82df358a4fe7857d8bcfe5a

Please bare in mind that the frame is cracked and the forks are bent!

The bike has only done 800 miles, therefore the engine is nearly new as it wasn't affected by the crash.

Any help will be much appreciated!

- TheWRKid
____________________
Life goes on, days get brighter

[Loui5D]

[P.]

About £400 really, engine, swing arm and rear wheel are likely the £££ items.

However, I'd buy it, now, £200.

I do query why you aren't going through insurance.

[DrSnoosnoo]

I'm with Paddy,

Why isn't this getting paid for by the woman who pulled out on you?

They would either pay to fix the bike or pay off your finance, surely?

Or have we only heard half a story?
____________________
I'm Sam; Northern, Ginger, Lover
Did have: '95 ZZR600 '83 CG125 '97 ZZR1100 '15 Hypermotard 821 SP Do Have: '10 ZX10R

[mattyfattyboo...]

As above, claim on the insurance surely?

[Rogerborg]

There's no simple answer to your question. It's worth as much as someone is prepared to pay for it, as a whole or in parts. That depends on the details.

[1198]

If it's not paid off - finance outstanding - it's not yours to sell and if you were to do so there'd be a load of butt hurt waiting for you and the buyer.
If you have paid off the finance early then you'd get a few hundred if you were to break it - engine, swing arm, rear wheel, rear tyre etc. (I'd be reluctant to sell the front tyre for fear of comeback if it's been damaged and subsequently goes pop).
However....
IF somebody has pulled out on you AND if it's 100% not your fault and you claim from them, their insurers should pick up the repair bill. The fact it needs a new frame implies it's going to be a write off however, so MOST insurers would take the remains as part of the settlement.
So, before we go any deeper, what aren't you telling us?
If it's your fault, fair enough, we've all screwed up, just MTFU and say so!
Edit to say...
Are you considering buying the remains back from a third party insurer and after a idea of the possible value?
Second edit to ask...
If you are legally allowed to sell it either Paddy or I will give you a couple of hundred for it by the looks of it!

[1198]

I've just had a couple of minutes on Google,
Frame - £1465
Forks (each!) - £500
Wheel (rim only) - £260

That's already over £3100, which is more or less the new cost of the bike?
Any pictures of the frame damage?

[Supermoto_Fan]

I bought one of those brand new in 2012 for £3600 and sold it a year later with 7000 miles on it for £3000.

If you've got the original lump sum and you look after it sometimes it's a better buy than a 15 year old 125 that will break down once a month
____________________
Yamaha MT-09 - Triple powerrrr

[LustyLew]

I though if you had finance fixed to the bike you had to have fully comp insurance?

I know on my last bike it was in the T&Cs.
____________________
Like a Yorkie - I'm not for the girls

[1198]

[Rogerborg]

[Dave70]

[1198]

In my experience dealers were only interested in seeing an insurance certificate so they could tax the bike for you. As I understand that's no longer their problem / job, I imagine there's no reason to put any hurdles in the way that may cause a sale to fall through and stop them getting their profit on the sale(and maybe a pound of flesh as a thank you from the finance company they have just pushed another customer to).
In theory I would like to think that said finance company would take exception to the dealer not doing their checks before allowing wrboy to ride off happily into the sunset (side of an old dears car!) but I guess they'll go after wrboy instead as the easier target and keep the mutually agreeable arrangement going.
Either way, I'd say from what I've guessed / assumed / surmised, it's a bit bleak for wr boy!

[1198]

I think we really need a few essential facts from the OP.
1. Are you fully comp?
2. Was it your fault / are you at least partly at fault?
3. Can you raise the cash - eg bank loan - to pay off the finance to make the bike yours, so you can do with it as you wish?

[andyscooter]

guessing op didnt get the answer they wanted
____________________
gilera runner vxr200 (chavped)
if its spelt wrong its my fat fingers and daft auto correct on my tablet

[1198]

In the last fifteen or so posts we all (and I certainly include myself!) seem to have lost track of 'TheWRKid's original question.
I'd estimate £400. Maybe a tad more.
You would probably get a bit more if you're happy to break it yourself, then spend the time on eBay faffing and selling bits.

[TheWRKid]

THE POST HAS BEEN UPDATED WITH ALL THE INFORMATION NEEDED (I THINK!)

P.s. thanks for all of your input - and I fully understand why people are assuming the worst. I've just had a read over what I put and it does seem a little dodgy.

I can 100% clarify that there is nothing dodgy about this, I just want to know how much I could sell the bike for in the condition that it's in.
____________________
Life goes on, days get brighter

[1198]

Thanks go to OP, Sorry for jumping to conclusions!
Surely you've got your answer as to the value - £250 according to the insurer!
A Google search shows that a cat b write off can't be returned to the road, neither may it be sold on although the bits can be sold.
Legally you're to break it yourself.
https://www.motorbikehistorycheck.co.uk/writeoffcategories.htm

[DrSnoosnoo]

[1198]

[P.]

£200 is my offer..

[TheWRKid]

Well, lets say that I strip it down and sell it for parts... how much do you think I'd get for the engine, exhaust, back wheel and all the other bits and bobs?
____________________
Life goes on, days get brighter

[Groove]

Why are you still paying the finance off for the next 3 years if the finance had paid out? Shouldn't you have paid off the finance?
____________________
|| Past: 1991 Kawasaki ZXR 250 ~ 2003 Honda CBR 600 F Sport ~ 2004 Kawasaki ZX6R B1H 636 ~ 1999 Yamaha R1 ~ 1999 Kawasaki ZX6R J ~ 2004 Kawasaki ZX6R B1H 636 ~ 1998 Honda VTR1000F Firestorm ~ K1 GSXR 600 Track bike ~ K6 GSXR 1000 ~ 2006 Speed Triple 1050 || Current: 2005 R1 https://www.adrucore.co.uk

[1198]