Motorcycle security or a good insurance?

[Mattxd]

I've posted one thread here before and was seriously astonished due to how much help I had received including a whole essay from a guy called Tef who gave me the real picture of how it would play out.

Over the past few weeks, I have been accepted into a very good college and I am actively searching for a job. Currently getting paid £50 to develop a website which a home owner will use to advertise his to-rent home and maybe another bigger project which I will receive around 100-150 from. So my money is starting to come in. Because of this, I have decided to look further into buying bikes and the one thing that actually worries me is bike theft. I understand pretty much all the precautions you can take so it does not get stolen, but yet it still can which sucks alot.

I would like a super moto as my first bike yet I can't really secure one.. I mean, it's so exposed with no side plates or whatever and I guess I would make the modification to add another switch to turn it on just because it wouldn't cost much.

What do you guys think? I hope to get a bike in the price range of £1000 - £2000 such as this one I found which, from reviews, is apparently a good bike to learn on. https://www.blackcountrymotorcycles.co.uk/used-bikes/sinnis-apache-tipton-201412169671317

Back to security, should I just ensure that I get theft cover and the insurance covers the entirety of my bike or should I invest more money for security. I only have a driveway to store the bike on which is near quite a busy road that has cars on it all the time except at around 11pm at night. The longest places the bike would be kept at would be the college. Sometimes for 2 hours, sometimes for 6 it depends which day. Overall, the longest would be my home.

[Commuter_Tim]

[M.C]

Security. Getting your bike nicked and claiming on the insurance isn't free, you'll pay more for your insurance in future. I also suspect any theft cover will come with a hefty excess, a work colleague was bragging about how he only paid a few hundred for fully comp' cover on his new £1500 scooter, the excess was £1350

Also don't waste your money on a chinese bike, or if you do get a very cheap (in other words disposable) one. Stick to the Jap' stuff.

P.S Sorry you were subjected to a Tef'ing, there really should be a support group

[Mattxd]

[NJD]

There is no such thing as good insurance. I assume you mean TPFT or FC rather than believing that there's an insurance company out there, ever, that may have even the slightest bit of your interest at heart.. because there's not and never will be. Anyway, on such a cheap bike I'd go TPO and beef up on security where possible.

Almax or Pragmasis are the usual recommendations. Almax seems to have annoyed our very own undercover Nimba, Borg so hopefully he'll be along with a sharp stick and a cattle prod in your direction to tell you why it should be Pragmasis and not Almax.

13mm to carry around and or 16mm if you can manage it. 16mm and or 19mm for at home to secure somewhere in the frame and then through a ground anchor. 1.5m - 2.0m preferably, a noose chain link (extra £20) will give you more length (uh er misses) vs standard links, probably prove a godsend when out and about wanting to tie to street furniture.

In truth if you're worried about a bike being stolen so much then you're looking at the wrong kind of bikes. Save the idea of a Supermoto for latter on and get a bog standard commuter or otherwise. Supermoto's are basically asking to be taken by local youth and ragged around park and burnt out. Truth is 125cc's all have power limits and in my view they're all the same, to some degree, but with different plastics and design. Think of other models and run insurance quotes to see what you can afford vs what you want. Plus bog standard 125cc commuters are almost all naked and can loop chain through frame quite easily.

Have a look around at college to see if there's any cycle racks or street furniture where you could leave bike, if not I probably wouldn't given endless youth around.
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[Mattxd]

[Derivative]

Security and a cheap bike that won't destroy your life if it's stolen is my vote.

When insuring my CBF, my options were to choose between a policy that costs more than my bike, or an excess that costs more than my bike.

And undoubtedly after the claim, my premiums would then equal the cost of the bike.

A tasty number? Garage with a tear gas alarm system.

Immobilisers/extra kill switch I doubt are that useful on 125s, though someone may well correct me. 125's can be wheeled off easily and loaded into a van or car by one.

[bamt]

[Mattxd]

[Teflon-Mike]

[Fizzoid]

[Rogerborg]

[M.C]

[Wonko The Sane]

security every time, especially if reliant on it for transport.

A friend lost her bike the first day she rode it to college, it was picked up, literally, by three blokes, carried out of the car park and put into a waiting van. Her insurance covered it (after waiting a few weeks incase it turned up) but her insurance will be more at renewal.

You want to be locking the bike through the frame to something solid and not removable (a tree doesn't count unless it'll take hours to saw through)

I'd argue that college is more of a risk than at home for theft however, a ground anchor (if you can) at home to lock the bike to the ground.
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[carpe_diem]

[Ste]

[Alpineandy]

Another vote for 'Security'.
Try not to get caught up in what bike is fashionable (Not easily done at 16/17... I got it with my FS1E-DX-Auto-lube!)

The more fashionable it is, the more it's coveted by thieving scum.

Oh, and my neighbours son tells me some Chinese bikes are OK BUT only at the right (cheap) price. I think he said Lex but can't remember...
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The above comment isn't necessarily the truth and anyone that says it is, is only correct if it's the truth or they're bigger than me.

[Mattxd]

[carpe_diem]

[Alpineandy]

[Fizzoid]

[Mattxd]

[carpe_diem]

[Mattxd]

[Polarbear]

I agree it's a crying shame that no (or not much) notice is taken by the police about motorbike theft.

My daughter, back when she was 17, had her SR125 stolen of a friends drive she was visiting. The shits pushed it round the corner and when they couldn't start it they torched it. (why!!??)

Our wonderful police got the local thieving car recovery people to take it to their warehouse from where they told my daughter they had it and it would cost £60 per day storage. She went down and saw it was a pile of burnt out metal and told them she wasn't taking it. That's OK Madam, we will dispose of it for £100.

So she lost her bike and had to pay £160 for the privilege.

It seems everyone makes except the poor owner.
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